JPHLF (Japan Post Holdings Co) Cyclically Adjusted Book per Share: $22.88 (As of Mar. 2026)


JPHLF Japan Post Holdings Co Ltd JPHLF
63 GF Score
Price $11.50
GF Value $8.29
! 7 Warning Signs
View Full Analysis

What is Japan Post Holdings Co Cyclically Adjusted Book per Share?

Japan Post Holdings Co JPHLF 63 Cyclically Adjusted Book per Share is $22.88 as of Mar. 2026. GuruFocus rates JPHLF with a GF Score™ of 63/100 and a GF Value™ of $8.29. The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Japan Post Holdings Co's adjusted book value per share data for the fiscal year that ended in Mar. 2026 was $21.815. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $22.88 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Japan Post Holdings Co's average Cyclically Adjusted Book Growth Rate was 0.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-08), Japan Post Holdings Co's current stock price is $ 11.498. Japan Post Holdings Co's Cyclically Adjusted Book per Share for the fiscal year that ended in Mar. 2026 was $22.88. Japan Post Holdings Co's Cyclically Adjusted PB Ratio of today is 0.50.

During the past 12 years, the highest Cyclically Adjusted PB Ratio of Japan Post Holdings Co was 0.66. The lowest was 0.37. And the median was 0.44.


Japan Post Holdings Co  (OTCPK:JPHLF) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Japan Post Holdings Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=11.498/22.88
=0.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 12 years, the highest Cyclically Adjusted PB Ratio of Japan Post Holdings Co was 0.66. The lowest was 0.37. And the median was 0.44.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Japan Post Holdings Co Cyclically Adjusted Book per Share Related Terms


Japan Post Holdings Co Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Japan Post Holdings Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Japan Post Holdings Co Cyclically Adjusted Book per Share Chart

Japan Post Holdings Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 20.95 21.85 22.88

Japan Post Holdings Co Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.95 0.00 21.85 22.38 22.88

Japan Post Holdings Co Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Japan Post Holdings Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Japan Post Holdings Co Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Japan Post Holdings Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Japan Post Holdings Co's Cyclically Adjusted PB Ratio falls into.


JPHLF
63GF Score
Japan Post Holdings Co Ltd JPHLF
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Japan Post Holdings Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Japan Post Holdings Co's adjusted Book Value per Share data for the fiscal year that ended in Mar. 2026 was:

Adj_Book=Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=21.815/112.7000*112.7000
=21.815

Current CPI (Mar. 2026) = 112.7000.

Japan Post Holdings Co Annual Data

Book Value per Share CPI Adj_Book
201703 28.943 98.100 33.251
201803 30.912 99.200 35.119
201903 29.582 99.700 33.439
202003 25.117 100.300 28.222
202103 31.386 99.900 35.407
202203 28.345 101.100 31.597
202303 21.787 104.400 23.519
202403 21.379 107.200 22.476
202503 20.520 111.100 20.816
202603 21.815 112.700 21.815

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $22.88 mean?
Japan Post Holdings Co (JPHLF) has a Cyclically Adjusted Book per Share of $22.88 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Japan Post Holdings Co and its competitors.
Is Japan Post Holdings Co's Cyclically Adjusted Book per Share too high?
Japan Post Holdings Co's current Cyclically Adjusted Book per Share is $22.88. Overall, Japan Post Holdings Co has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does Japan Post Holdings Co's Cyclically Adjusted Book per Share compare to competitors?
Japan Post Holdings Co's Cyclically Adjusted Book per Share of $22.88 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Japan Post Holdings Co and its competitors. Japan Post Holdings Co's current Cyclically Adjusted Book per Share is $22.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Post Holdings Co stock overvalued right now?
Japan Post Holdings Co (JPHLF) has a current Cyclically Adjusted Book per Share of $22.88. The stock's GF Value™ is $8.29, compared to a current price of $11.50 — trading 38.7% above its estimated fair value. The current Cyclically Adjusted Book per Share is $22.88. Japan Post Holdings Co's overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Japan Post Holdings Co (JPHLF), the current Cyclically Adjusted Book per Share is $22.88 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Japan Post Holdings Co (JPHLF) Overvalued in 2026?

Based on GuruFocus' analysis, Japan Post Holdings Co stock appears to be overvalued. The current stock price of $11.50 is trading 38.7% above its estimated GF Value™ of $8.29.

Key valuation signals for JPHLF:

  • Cyclically Adjusted Book per Share: $22.88
  • GF Value™: $8.29 vs. price of $11.50 (38.7% above fair value)
  • GF Score™: 63/100 with 7 warning signs

No single metric tells the full story. See the JPHLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Japan Post Holdings Co Business Description

Address 2-3-1 Otemachi, Chiyoda-ku, Tokyo, JPN, 100-8791
Japan Post Holdings Co Ltd operates as a holding company. The firm, through its subsidiaries, provides postal, banking, and insurance services in Japan. The group's reportable segments are the Postal and Logistics Business, Post Office Counter Business, International Logistics Business, Real Estate Business, Banking Business, and Life Insurance Business. The majority of its revenue is derived from the Life Insurance segment.
63GF Score

Get the complete analysis for JPHLF

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.50
Price
$8.29
GF Value