JPHLF (Japan Post Holdings Co) Retained Earnings: $36,660 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JPHLF Japan Post Holdings Co Ltd JPHLF
62 GF Score
Price $11.50
GF Value $7.79
! 7 Warning Signs
View Full Analysis

What is Japan Post Holdings Co Retained Earnings?

Japan Post Holdings Co JPHLF 62 Retained Earnings is $36,660 Mil as of Mar. 2026. GuruFocus rates JPHLF with a GF Score™ of 62/100 and a GF Value™ of $7.79. The stock has 7 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Japan Post Holdings Co's retained earnings for the quarter that ended in Mar. 2026 was $36,660 Mil.

Japan Post Holdings Co's quarterly retained earnings increased from Mar. 2025 ($37,494 Mil) to Sep. 2025 ($38,259 Mil) but then declined from Sep. 2025 ($38,259 Mil) to Mar. 2026 ($36,660 Mil).

Japan Post Holdings Co's annual retained earnings declined from Mar. 2024 ($41,400 Mil) to Mar. 2025 ($37,494 Mil) and declined from Mar. 2025 ($37,494 Mil) to Mar. 2026 ($36,660 Mil).


Japan Post Holdings Co  (OTCPK:JPHLF) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Japan Post Holdings Co Retained Earnings Historical Data

* Premium members only.

The historical data trend for Japan Post Holdings Co's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Japan Post Holdings Co Retained Earnings Chart

Japan Post Holdings Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 51,764.24 46,659.86 41,400.07 37,494.20 36,659.67

Japan Post Holdings Co Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 41,400.07 41,702.61 37,494.20 38,258.59 36,659.67
JPHLF
62GF Score
Japan Post Holdings Co Ltd JPHLF
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Japan Post Holdings Co Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $36,660 Mil mean?
Japan Post Holdings Co (JPHLF) has a Retained Earnings of $36,660 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Japan Post Holdings Co and its competitors.
Is Japan Post Holdings Co's Retained Earnings too high?
Japan Post Holdings Co's current Retained Earnings is $36,660 Mil. Overall, Japan Post Holdings Co has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does Japan Post Holdings Co's Retained Earnings compare to competitors?
Japan Post Holdings Co's Retained Earnings of $36,660 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Japan Post Holdings Co and its competitors. Japan Post Holdings Co's current Retained Earnings is $36,660 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Post Holdings Co stock overvalued right now?
Japan Post Holdings Co (JPHLF) has a current Retained Earnings of $36,660 Mil. The stock's GF Value™ is $7.79, compared to a current price of $11.50 — trading 47.6% above its estimated fair value. The current Retained Earnings is $36,660 Mil. Japan Post Holdings Co's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Japan Post Holdings Co (JPHLF), the current Retained Earnings is $36,660 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Japan Post Holdings Co (JPHLF) Overvalued in 2026?

Based on GuruFocus' analysis, Japan Post Holdings Co stock appears to be overvalued. The current stock price of $11.50 is trading 47.6% above its estimated GF Value™ of $7.79.

Key valuation signals for JPHLF:

  • Retained Earnings: $36,660 Mil
  • GF Value™: $7.79 vs. price of $11.50 (47.6% above fair value)
  • GF Score™: 62/100 with 7 warning signs

No single metric tells the full story. See the JPHLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Japan Post Holdings Co Business Description

Address 2-3-1 Otemachi, Chiyoda-ku, Tokyo, JPN, 100-8791
Japan Post Holdings Co Ltd operates as a holding company. The firm, through its subsidiaries, provides postal, banking, and insurance services in Japan. The group's reportable segments are the Postal and Logistics Business, Post Office Counter Business, International Logistics Business, Real Estate Business, Banking Business, and Life Insurance Business. The majority of its revenue is derived from the Life Insurance segment.
62GF Score

Get the complete analysis for JPHLF

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.50
Price
$7.79
GF Value