Japan Post Holdings CoJPHLF 66 Pretax Margin % is 9.84% as of Mar. 2026, which is 62% above its 10-year median of 6.09. GuruFocus rates JPHLF with a GF Score™ of 66/100 and a GF Value™ of $8.70. The stock has 7 warning signs investors should review. Among 1,528 Banks companies, Japan Post Holdings Co ranks worse than 91.49% on this metric.
The historical rank and industry rank for Japan Post Holdings Co's Pretax Margin % or its related term are showing as below:
JPHLF'
s Pretax Margin % Range Over the Past 10 Years
Min: 1.28 Med: 6.09 Max: 9.12
Current: 9.12
JPHLF's Pretax Margin % is ranked worse than 91.49% of 1528
companies
in the Banks industry
Industry Median: 34.715
vs JPHLF: 9.12
Japan Post Holdings Co (OTCPK:JPHLF) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Japan Post Holdings Co Pretax Margin % Related Terms
Japan Post Holdings Co Pretax Margin % Historical Data
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The historical data trend for Japan Post Holdings Co's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Japan Post Holdings Co Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Japan Post Holdings Co's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Japan Post Holdings Co Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Japan Post Holdings Co's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Japan Post Holdings Co's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Japan Post Holdings Co (JPHLF) has a Pretax Margin % of 9.84% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Japan Post Holdings Co and its competitors. This is 62% above median its historical median of 6.09. Over the past decade, Japan Post Holdings Co's Pretax Margin % has ranged from 1.28 to 9.12. According to the industry distribution chart, Japan Post Holdings Co ranks #1398 out of 1528 companies in the Banks industry, placing it in the top 91.5%.
Is Japan Post Holdings Co's Pretax Margin % too high?
Japan Post Holdings Co's current Pretax Margin % of 9.84% is 62% above median its 10-year median of 6.09. Over the past 10 years, this metric has ranged from a low of 1.28 to a high of 9.12. The Banks industry median Pretax Margin % is 34.72. Japan Post Holdings Co's value of 9.84% is 71.7% below this industry median. Based on the distribution chart, Japan Post Holdings Co ranks #1398 out of 1528 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Japan Post Holdings Co has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Japan Post Holdings Co's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Japan Post Holdings Co ranks #1398 out of 1528 companies for Pretax Margin %. This places Japan Post Holdings Co in the lower half of its industry. The industry median Pretax Margin % is 34.72. Japan Post Holdings Co's value of 9.84% is 71.7% below this benchmark. Historically, Japan Post Holdings Co's own Pretax Margin % has ranged from 1.28 to 9.12 over the past decade. While the company's 10-year median is 6.09 vs. the industry median of 34.72, Japan Post Holdings Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Japan Post Holdings Co's current Pretax Margin % of 9.84% is 71.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Japan Post Holdings Co and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Japan Post Holdings Co's current Pretax Margin % is 9.84%, which is 62% above median its own 10-year median of 6.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Post Holdings Co stock overvalued right now?
Japan Post Holdings Co (JPHLF) has a current Pretax Margin % of 9.84%. The stock's GF Value™ is $8.70, compared to a current price of $11.50 — trading 32.2% above its estimated fair value. The current Pretax Margin % is 9.84%, which is 62% above median its 10-year median of 6.09 and 71.7% below the Banks industry median of 34.72. Japan Post Holdings Co's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Japan Post Holdings Co (JPHLF), the current Pretax Margin % is 9.84% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Japan Post Holdings Co (JPHLF) Overvalued in 2026?
Based on GuruFocus' analysis, Japan Post Holdings Co stock appears to be overvalued.
The current stock price of $11.50 is trading 32.2% above its estimated GF Value™ of $8.70.
Key valuation signals for JPHLF:
Pretax Margin %: 9.84% (62% above median its 10-year median of 6.09)
GF Value™: $8.70 vs. price of $11.50 (32.2% above fair value)
Industry Position: 71.7% below the Banks median (#1398 of 1528)
No single metric tells the full story. See the JPHLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Japan Post Holdings Co Ltd operates as a holding company. The firm, through its subsidiaries, provides postal, banking, and insurance services in Japan. The group's reportable segments are the Postal and Logistics Business, Post Office Counter Business, International Logistics Business, Real Estate Business, Banking Business, and Life Insurance Business. The majority of its revenue is derived from the Life Insurance segment.
66GF Score
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