Japan Post Holdings CoJPHLF 66 Dividend Payout Ratio is 0.30 as of Mar. 2026, which is 27% below its 10-year median of 0.41. GuruFocus rates JPHLF with a GF Score™ of 66/100 and a GF Value™ of $8.29. The stock has 7 warning signs investors should review. Among 1,175 Banks companies, Japan Post Holdings Co ranks worse than 61.53% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Japan Post Holdings Co's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.30.
The historical rank and industry rank for Japan Post Holdings Co's Dividend Payout Ratio or its related term are showing as below:
JPHLF'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.37 Med: 0.41 Max: 0.7
Current: 0.39
During the past 12 years, the highest Dividend Payout Ratio of Japan Post Holdings Co was 0.70. The lowest was 0.37. And the median was 0.41.
JPHLF's Dividend Payout Ratio is ranked worse than 61.53% of 1175
companies
in the Banks industry
Industry Median: 0.32
vs JPHLF: 0.39
During the past 12 years, the highest Trailing Annual Dividend Yield of Japan Post Holdings Co was 6.99%. The lowest was 1.60%. And the median was 3.91%.
During the past 10 years, the average Dividends Per Share Growth Rate was 3.20% per year.
During the past 12 years, the highest 3-Year average Dividends Per Share Growth Rate of Japan Post Holdings Co was 26.00% per year. The lowest was 0.00% per year. And the median was 0.00% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Japan Post Holdings Co (OTCPK:JPHLF) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Japan Post Holdings Co Dividend Payout Ratio Related Terms
Japan Post Holdings Co Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Japan Post Holdings Co's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Japan Post Holdings Co Dividend Payout Ratio Chart
Japan Post Holdings Co Dividend Payout Ratio Competitor Comparison
For the Banks - Regional subindustry, Japan Post Holdings Co's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Japan Post Holdings Co Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Japan Post Holdings Co's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Japan Post Holdings Co's Dividend Payout Ratio falls into.
Japan Post Holdings Co Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Japan Post Holdings Co's Dividend Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Japan Post Holdings Co (JPHLF) has a Dividend Payout Ratio of 0.30 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Japan Post Holdings Co and its competitors. This is 27% below median its historical median of 0.41. Over the past decade, Japan Post Holdings Co's Dividend Payout Ratio has ranged from 0.37 to 0.70. According to the industry distribution chart, Japan Post Holdings Co ranks #723 out of 1175 companies in the Banks industry, placing it in the top 61.5%.
Is Japan Post Holdings Co's Dividend Payout Ratio too high?
Japan Post Holdings Co's current Dividend Payout Ratio of 0.30 is 27% below median its 10-year median of 0.41. Over the past 10 years, this metric has ranged from a low of 0.37 to a high of 0.70. The Banks industry median Dividend Payout Ratio is 0.32. Japan Post Holdings Co's value of 0.30 is 6.3% below this industry median. Based on the distribution chart, Japan Post Holdings Co ranks #723 out of 1175 companies in the Banks industry, which is below the industry midpoint. Overall, Japan Post Holdings Co has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Japan Post Holdings Co's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Japan Post Holdings Co ranks #723 out of 1175 companies for Dividend Payout Ratio. This places Japan Post Holdings Co in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Japan Post Holdings Co's value of 0.30 is 6.3% below this benchmark. Historically, Japan Post Holdings Co's own Dividend Payout Ratio has ranged from 0.37 to 0.70 over the past decade. While the company's 10-year median is 0.41 vs. the industry median of 0.32, Japan Post Holdings Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Japan Post Holdings Co's current Dividend Payout Ratio of 0.30 is 6.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Japan Post Holdings Co and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Japan Post Holdings Co's current Dividend Payout Ratio is 0.30, which is 27% below median its own 10-year median of 0.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Post Holdings Co stock overvalued right now?
Japan Post Holdings Co (JPHLF) has a current Dividend Payout Ratio of 0.30. The stock's GF Value™ is $8.29, compared to a current price of $11.50 — trading 38.7% above its estimated fair value. The current Dividend Payout Ratio is 0.30, which is 27% below median its 10-year median of 0.41 and 6.3% below the Banks industry median of 0.32. Japan Post Holdings Co's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Japan Post Holdings Co (JPHLF), the current Dividend Payout Ratio is 0.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Japan Post Holdings Co (JPHLF) Overvalued in 2026?
Based on GuruFocus' analysis, Japan Post Holdings Co stock appears to be overvalued.
The current stock price of $11.50 is trading 38.7% above its estimated GF Value™ of $8.29.
Key valuation signals for JPHLF:
Dividend Payout Ratio: 0.30 (27% below median its 10-year median of 0.41)
GF Value™: $8.29 vs. price of $11.50 (38.7% above fair value)
Industry Position: 6.3% below the Banks median (#723 of 1175)
No single metric tells the full story. See the JPHLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Japan Post Holdings Co Ltd operates as a holding company. The firm, through its subsidiaries, provides postal, banking, and insurance services in Japan. The group's reportable segments are the Postal and Logistics Business, Post Office Counter Business, International Logistics Business, Real Estate Business, Banking Business, and Life Insurance Business. The majority of its revenue is derived from the Life Insurance segment.
66GF Score
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