JPPIF (Japan Post Insurance Co) Cyclically Adjusted Book per Share: $8.25 (As of Mar. 2026)


JPPIF Japan Post Insurance Co Ltd JPPIF
54 GF Score
Price $6.36
GF Value $6.09
! 2 Warning Signs
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What is Japan Post Insurance Co Cyclically Adjusted Book per Share?

Japan Post Insurance Co JPPIF 54 Cyclically Adjusted Book per Share is $8.25 as of Mar. 2026. GuruFocus rates JPPIF with a GF Score™ of 54/100 and a GF Value™ of $6.09. The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Japan Post Insurance Co's adjusted book value per share for the three months ended in Mar. 2026 was $24.156. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $8.25 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Japan Post Insurance Co's average Cyclically Adjusted Book Growth Rate was 13.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-02), Japan Post Insurance Co's current stock price is $6.36333. Japan Post Insurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $8.25. Japan Post Insurance Co's Cyclically Adjusted PB Ratio of today is 0.77.

During the past 12 years, the highest Cyclically Adjusted PB Ratio of Japan Post Insurance Co was 0.87. The lowest was 0.48. And the median was 0.73.


Japan Post Insurance Co  (OTCPK:JPPIF) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Japan Post Insurance Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=6.36333/8.25
=0.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 12 years, the highest Cyclically Adjusted PB Ratio of Japan Post Insurance Co was 0.87. The lowest was 0.48. And the median was 0.73.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Japan Post Insurance Co Cyclically Adjusted Book per Share Related Terms


Japan Post Insurance Co Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Japan Post Insurance Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Japan Post Insurance Co Cyclically Adjusted Book per Share Chart

Japan Post Insurance Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 11.29 8.25

Japan Post Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.29 10.75 8.64 8.02 8.25

JPPIF vs AFL, MET, PRU: Cyclically Adjusted Book per Share Comparison

For the Insurance - Life subindustry, Japan Post Insurance Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Japan Post Insurance Co Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Japan Post Insurance Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Japan Post Insurance Co's Cyclically Adjusted PB Ratio falls into.


JPPIF
54GF Score
Japan Post Insurance Co Ltd JPPIF
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Japan Post Insurance Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Japan Post Insurance Co's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=24.156/112.7000*112.7000
=24.156

Current CPI (Mar. 2026) = 112.7000.

Japan Post Insurance Co Quarterly Data

Book Value per Share CPI Adj_Book
201606 9.203 98.100 10.573
201609 9.733 98.000 11.193
201612 8.988 98.400 10.294
201703 9.121 98.100 10.478
201706 9.696 98.500 11.094
201709 10.162 98.800 11.592
201712 10.853 99.400 12.305
201803 10.497 99.200 11.926
201806 10.297 99.200 11.698
201809 10.085 99.900 11.377
201812 9.364 99.700 10.585
201903 10.676 99.700 12.068
201906 12.265 99.800 13.850
201909 12.346 100.100 13.900
201912 12.856 100.500 14.417
202003 10.615 100.300 11.927
202006 12.968 99.900 14.630
202009 13.964 99.900 15.753
202012 15.483 99.300 17.572
202103 15.493 99.900 17.478
202106 19.520 99.500 22.110
202109 20.178 100.100 22.718
202112 19.493 100.100 21.947
202203 17.034 101.100 18.988
202206 14.387 101.800 15.927
202209 13.049 103.100 14.264
202212 13.269 104.100 14.365
202303 15.479 104.400 16.710
202306 17.262 105.200 18.493
202309 15.796 106.200 16.763
202312 17.353 106.800 18.312
202403 19.739 107.200 20.752
202406 0.000 108.200 0.000
202409 20.121 108.900 20.823
202412 19.757 110.700 20.114
202503 18.937 111.100 19.210
202506 21.005 111.700 21.193
202509 23.064 112.000 23.208
202512 24.197 113.000 24.133
202603 24.156 112.700 24.156

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $8.25 mean?
Japan Post Insurance Co (JPPIF) has a Cyclically Adjusted Book per Share of $8.25 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Japan Post Insurance Co and its competitors.
Is Japan Post Insurance Co's Cyclically Adjusted Book per Share too high?
Japan Post Insurance Co's current Cyclically Adjusted Book per Share is $8.25. Overall, Japan Post Insurance Co has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Japan Post Insurance Co's Cyclically Adjusted Book per Share compare to AFL and MET?
Japan Post Insurance Co's Cyclically Adjusted Book per Share of $8.25 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Japan Post Insurance Co and its competitors. Japan Post Insurance Co's current Cyclically Adjusted Book per Share is $8.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Post Insurance Co stock overvalued right now?
Japan Post Insurance Co (JPPIF) has a current Cyclically Adjusted Book per Share of $8.25. The stock's GF Value™ is $6.09, compared to a current price of $6.36 — trading 4.5% above its estimated fair value. The current Cyclically Adjusted Book per Share is $8.25. Japan Post Insurance Co's overall GF Score™ is 54/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Japan Post Insurance Co (JPPIF), the current Cyclically Adjusted Book per Share is $8.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Japan Post Insurance Co (JPPIF) Overvalued in 2026?

Based on GuruFocus' analysis, Japan Post Insurance Co stock appears to be overvalued. The current stock price of $6.36 is trading 4.5% above its estimated GF Value™ of $6.09.

Key valuation signals for JPPIF:

  • Cyclically Adjusted Book per Share: $8.25
  • GF Value™: $6.09 vs. price of $6.36 (4.5% above fair value)
  • GF Score™: 54/100 with 2 warning signs

No single metric tells the full story. See the JPPIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Japan Post Insurance Co Business Description

Address 2-3-1 Otemachi, Chiyoda-ku, Tokyo, JPN, 100-8794
Japan Post Insurance Co Ltd is a life insurance company based in Japan. It is engaged in the life insurance business and the postal life insurance management business. In addition, it provides agency and administrative services for other insurance companies, including foreign insurance companies and other financial services companies, as well as loan guarantees and other related businesses. The group has only one segment, namely, the Life Insurance Business in Japan.
54GF Score

Get the complete analysis for JPPIF

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.36
Price
$6.09
GF Value