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Japan Post Insurance CoJPPIF 61 5-Year Yield-on-Cost % is 3.90 as of Jul. 19, 2026, which is 21% below its 10-year median of 4.96. GuruFocus rates JPPIF with a GF Score™ of 61/100 and a GF Value™ of $5.78 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 418 Insurance companies, Japan Post Insurance Co ranks better than 50% on this metric.
The historical rank and industry rank for Japan Post Insurance Co's 5-Year Yield-on-Cost % or its related term are showing as below:
JPPIF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.38 Med: 4.96 Max: 13.4
Current: 3.9
During the past 12 years, Japan Post Insurance Co's highest Yield on Cost was 13.40. The lowest was 2.38. And the median was 4.96.
JPPIF's 5-Year Yield-on-Cost % is ranked better than 50% of 418
companies
in the Insurance industry
Industry Median: 3.9
vs JPPIF: 3.90
Japan Post Insurance Co (OTCPK:JPPIF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Japan Post Insurance Co 5-Year Yield-on-Cost % Related Terms
JPPIF vs AFL, MET, PRU: 5-Year Yield-on-Cost % Comparison
For the Insurance - Life subindustry, Japan Post Insurance Co's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Japan Post Insurance Co 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Japan Post Insurance Co's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Japan Post Insurance Co's 5-Year Yield-on-Cost % falls into.
Japan Post Insurance Co 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Japan Post Insurance Co (JPPIF) has a 5-Year Yield-on-Cost % of 3.90 as of Jul. 19, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Japan Post Insurance Co and its competitors. This is 21% below median its historical median of 4.96. Over the past decade, Japan Post Insurance Co's 5-Year Yield-on-Cost % has ranged from 2.38 to 13.40. According to the industry distribution chart, Japan Post Insurance Co ranks #209 out of 418 companies in the Insurance industry, placing it in the top 50%.
Is Japan Post Insurance Co's 5-Year Yield-on-Cost % too high?
Japan Post Insurance Co's current 5-Year Yield-on-Cost % of 3.90 is 21% below median its 10-year median of 4.96. Over the past 10 years, this metric has ranged from a low of 2.38 to a high of 13.40. The Insurance industry median 5-Year Yield-on-Cost % is 3.90. Japan Post Insurance Co's value of 3.90 is 0% at this industry median. Based on the distribution chart, Japan Post Insurance Co ranks #209 out of 418 companies in the Insurance industry, which is above the industry midpoint. Overall, Japan Post Insurance Co has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Japan Post Insurance Co's 5-Year Yield-on-Cost % compare to AFL and MET?
According to the Insurance industry distribution chart, Japan Post Insurance Co ranks #209 out of 418 companies for 5-Year Yield-on-Cost %. This puts Japan Post Insurance Co in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.90. Japan Post Insurance Co's value of 3.90 is 0% at this benchmark. Historically, Japan Post Insurance Co's own 5-Year Yield-on-Cost % has ranged from 2.38 to 13.40 over the past decade. While the company's 10-year median is 4.96 vs. the industry median of 3.90, Japan Post Insurance Co has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.90, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Japan Post Insurance Co's current 5-Year Yield-on-Cost % of 3.90 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Japan Post Insurance Co and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Japan Post Insurance Co's current 5-Year Yield-on-Cost % is 3.90, which is 21% below median its own 10-year median of 4.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Post Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Japan Post Insurance Co (JPPIF) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.78, compared to a current price of $10.15 — trading 75.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 3.90, which is 21% below median its 10-year median of 4.96 and 0% at the Insurance industry median of 3.90. Japan Post Insurance Co's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Japan Post Insurance Co (JPPIF), the current 5-Year Yield-on-Cost % is 3.90 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Japan Post Insurance Co (JPPIF) Overvalued in 2026?
Based on GuruFocus' analysis, Japan Post Insurance Co stock appears to be overvalued.
The current stock price of $10.15 is trading 75.6% above its estimated GF Value™ of $5.78.
GuruFocus considers Japan Post Insurance Co to be Significantly Overvalued.
Key valuation signals for JPPIF:
5-Year Yield-on-Cost %: 3.90 (21% below median its 10-year median of 4.96)
GF Value™: $5.78 vs. price of $10.15 (75.6% above fair value)
Industry Position: 0% at the Insurance median (#209 of 418)
No single metric tells the full story. See the JPPIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Japan Post Insurance Co Ltd is a life insurance company based in Japan. It is engaged in the life insurance business and the postal life insurance management business. In addition, it provides agency and administrative services for other insurance companies, including foreign insurance companies and other financial services companies, as well as loan guarantees and other related businesses. The group has only one segment, namely, the Life Insurance Business in Japan.
61GF Score
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