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Japan Post Insurance CoJPPIF 48 Equity-to-Asset is 0.07 as of Mar. 2026, which is 75% above its 10-year median of 0.04. GuruFocus rates JPPIF with a GF Score™ of 48/100 and a GF Value™ of $5.79 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 500 Insurance companies, Japan Post Insurance Co ranks worse than 81.8% on this metric.
Japan Post Insurance Co (OTCPK:JPPIF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Japan Post Insurance Co Equity-to-Asset Related Terms
Japan Post Insurance Co Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JPPIF vs MET, AFL, PRU: Equity-to-Asset Comparison
For the Insurance - Life subindustry, Japan Post Insurance Co's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Japan Post Insurance Co Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Japan Post Insurance Co's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Japan Post Insurance Co's Equity-to-Asset falls into.
Japan Post Insurance Co Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Japan Post Insurance Co's Equity to Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Japan Post Insurance Co (JPPIF) has a Equity-to-Asset of 0.07 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Japan Post Insurance Co and its competitors. This is 75% above median its historical median of 0.04. Over the past decade, Japan Post Insurance Co's Equity-to-Asset has ranged from 0.02 to 0.08. According to the industry distribution chart, Japan Post Insurance Co ranks #409 out of 500 companies in the Insurance industry, placing it in the top 81.8%.
Is Japan Post Insurance Co's Equity-to-Asset too high?
Japan Post Insurance Co's current Equity-to-Asset of 0.07 is 75% above median its 10-year median of 0.04. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.08. The Insurance industry median Equity-to-Asset is 0.26. Japan Post Insurance Co's value of 0.07 is 73.1% below this industry median. Based on the distribution chart, Japan Post Insurance Co ranks #409 out of 500 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Japan Post Insurance Co has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Japan Post Insurance Co's Equity-to-Asset compare to MET and AFL?
According to the Insurance industry distribution chart, Japan Post Insurance Co ranks #409 out of 500 companies for Equity-to-Asset. This places Japan Post Insurance Co in the lower half of its industry. The industry median Equity-to-Asset is 0.26. Japan Post Insurance Co's value of 0.07 is 73.1% below this benchmark. Historically, Japan Post Insurance Co's own Equity-to-Asset has ranged from 0.02 to 0.08 over the past decade. While the company's 10-year median is 0.04 vs. the industry median of 0.26, Japan Post Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Japan Post Insurance Co's current Equity-to-Asset of 0.07 is 73.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Japan Post Insurance Co and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Japan Post Insurance Co's current Equity-to-Asset is 0.07, which is 75% above median its own 10-year median of 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Japan Post Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Japan Post Insurance Co (JPPIF) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.79, compared to a current price of $10.15 — trading 75.3% above its estimated fair value. The current Equity-to-Asset is 0.07, which is 75% above median its 10-year median of 0.04 and 73.1% below the Insurance industry median of 0.26. Japan Post Insurance Co's overall GF Score™ is 48/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Japan Post Insurance Co (JPPIF), the current Equity-to-Asset is 0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Japan Post Insurance Co (JPPIF) Overvalued in 2026?
Based on GuruFocus' analysis, Japan Post Insurance Co stock appears to be overvalued.
The current stock price of $10.15 is trading 75.3% above its estimated GF Value™ of $5.79.
GuruFocus considers Japan Post Insurance Co to be Significantly Overvalued.
Key valuation signals for JPPIF:
Equity-to-Asset: 0.07 (75% above median its 10-year median of 0.04)
GF Value™: $5.79 vs. price of $10.15 (75.3% above fair value)
Industry Position: 73.1% below the Insurance median (#409 of 500)
No single metric tells the full story. See the JPPIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Japan Post Insurance Co Ltd is a life insurance company based in Japan. It is engaged in the life insurance business and the postal life insurance management business. In addition, it provides agency and administrative services for other insurance companies, including foreign insurance companies and other financial services companies, as well as loan guarantees and other related businesses. The group has only one segment, namely, the Life Insurance Business in Japan.
48GF Score
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