Al Ahleia Insurance CoKP (KUW:AINS) Cyclically Adjusted Book per Share: KWD0.60 (As of Mar. 2026)

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KUW:AINS Al Ahleia Insurance Co SAKP KUW:AINS
31 GF Score
Price KWD0.70
GF Value KWD0.80
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Al Ahleia Insurance CoKP Cyclically Adjusted Book per Share?

Al Ahleia Insurance CoKP KUW:AINS +0.14% 31 Cyclically Adjusted Book per Share is KWD0.60 as of Mar. 2026. GuruFocus rates KUW:AINS with a GF Score™ of 31/100 and a GF Value™ of KWD0.80 (Modestly Undervalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Al Ahleia Insurance CoKP's adjusted book value per share for the three months ended in Mar. 2026 was KWD0.709. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is KWD0.60 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Al Ahleia Insurance CoKP's average Cyclically Adjusted Book Growth Rate was 5.30% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 5.00% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 6.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Al Ahleia Insurance CoKP was 7.90% per year. The lowest was 5.00% per year. And the median was 6.00% per year.

As of today (2026-07-15), Al Ahleia Insurance CoKP's current stock price is KWD0.701. Al Ahleia Insurance CoKP's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was KWD0.60. Al Ahleia Insurance CoKP's Cyclically Adjusted PB Ratio of today is 1.17.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Al Ahleia Insurance CoKP was 1.39. The lowest was 0.75. And the median was 0.97.


Al Ahleia Insurance CoKP  (KUW:AINS) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Al Ahleia Insurance CoKP's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=0.701/0.60
=1.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Al Ahleia Insurance CoKP was 1.39. The lowest was 0.75. And the median was 0.97.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Al Ahleia Insurance CoKP Cyclically Adjusted Book per Share Related Terms


Al Ahleia Insurance CoKP Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Al Ahleia Insurance CoKP's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Al Ahleia Insurance CoKP Cyclically Adjusted Book per Share Chart

Al Ahleia Insurance CoKP Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.47 0.51 0.54 0.56 0.59

Al Ahleia Insurance CoKP Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.57 0.58 0.58 0.59 0.60

KUW:AINS vs BRK.A, AIG, HIG: Cyclically Adjusted Book per Share Comparison

For the Insurance - Diversified subindustry, Al Ahleia Insurance CoKP's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Al Ahleia Insurance CoKP Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Al Ahleia Insurance CoKP's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Al Ahleia Insurance CoKP's Cyclically Adjusted PB Ratio falls into.


KUW:AINS
31GF Score
Al Ahleia Insurance Co SAKP KUW:AINS
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Al Ahleia Insurance CoKP Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Al Ahleia Insurance CoKP's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.709/330.2130*330.2130
=0.709

Current CPI (Mar. 2026) = 330.2130.

Al Ahleia Insurance CoKP Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.396 241.018 0.543
201609 0.400 241.428 0.547
201612 0.423 241.432 0.579
201703 0.446 243.801 0.604
201706 0.412 244.955 0.555
201709 0.440 246.819 0.589
201712 0.441 246.524 0.591
201803 0.427 249.554 0.565
201806 0.432 251.989 0.566
201809 0.439 252.439 0.574
201812 0.431 251.233 0.566
201903 0.404 254.202 0.525
201906 0.418 256.143 0.539
201909 0.427 256.759 0.549
201912 0.445 256.974 0.572
202003 0.440 258.115 0.563
202006 0.415 257.797 0.532
202009 0.454 260.280 0.576
202012 0.466 260.474 0.591
202103 0.439 264.877 0.547
202106 0.493 271.696 0.599
202109 0.516 274.310 0.621
202112 0.535 278.802 0.634
202203 0.555 287.504 0.637
202206 0.529 296.311 0.590
202209 0.541 296.808 0.602
202212 0.559 296.797 0.622
202303 0.542 301.836 0.593
202306 0.529 305.109 0.573
202309 0.545 307.789 0.585
202312 0.569 306.746 0.613
202403 0.606 312.332 0.641
202406 0.580 314.175 0.610
202409 0.600 315.301 0.628
202412 0.628 315.605 0.657
202503 0.661 319.799 0.683
202506 0.668 322.561 0.684
202509 0.700 324.800 0.712
202512 0.725 324.054 0.739
202603 0.709 330.213 0.709

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of KWD0.60 mean?
Al Ahleia Insurance CoKP (KUW:AINS) has a Cyclically Adjusted Book per Share of KWD0.60 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Al Ahleia Insurance CoKP and its competitors.
Is Al Ahleia Insurance CoKP's Cyclically Adjusted Book per Share too high?
Al Ahleia Insurance CoKP's current Cyclically Adjusted Book per Share is KWD0.60. Overall, Al Ahleia Insurance CoKP has a GF Score™ of 31/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Ahleia Insurance CoKP's Cyclically Adjusted Book per Share compare to BRK.A and AIG?
Al Ahleia Insurance CoKP's Cyclically Adjusted Book per Share of KWD0.60 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Al Ahleia Insurance CoKP and its competitors. Al Ahleia Insurance CoKP's current Cyclically Adjusted Book per Share is KWD0.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ahleia Insurance CoKP stock overvalued right now?
Based on GuruFocus' analysis, Al Ahleia Insurance CoKP (KUW:AINS) is currently considered Modestly Undervalued. The stock's GF Value™ is KWD0.80, compared to a current price of KWD0.70 — trading 12.4% below its estimated fair value. The current Cyclically Adjusted Book per Share is KWD0.60. Al Ahleia Insurance CoKP's overall GF Score™ is 31/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Al Ahleia Insurance CoKP (KUW:AINS), the current Cyclically Adjusted Book per Share is KWD0.60 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Al Ahleia Insurance CoKP (KUW:AINS) Overvalued in 2026?

Based on GuruFocus' analysis, Al Ahleia Insurance CoKP stock appears to be undervalued. The current stock price of KWD0.70 is trading 12.4% below its estimated GF Value™ of KWD0.80. GuruFocus considers Al Ahleia Insurance CoKP to be Modestly Undervalued.

Key valuation signals for KUW:AINS:

  • Cyclically Adjusted Book per Share: KWD0.60
  • GF Value™: KWD0.80 vs. price of KWD0.70 (12.4% below fair value)
  • GF Score™: 31/100 with 4 warning signs

No single metric tells the full story. See the KUW:AINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Al Ahleia Insurance CoKP Business Description

Address Ahmad Al-Jaber Street, Building 21, Block No. 2, P.O.Box 1602, Al Ahleia Insurance Company Tower, Al-Sharq, Safat, Kuwait, KWT, 13017
Al Ahleia Insurance Co SAKP is engaged in the insurance sector. The insurance products of the company include Motor insurance, Life and Medical insurance, Marine and aviation insurance, and Fire and General Accident Insurance.
31GF Score

Get the complete analysis for KUW:AINS

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.70
Price
KWD0.80
GF Value