ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Al Ahleia Insurance CoKP's annualizedNet Income for the quarter that ended in Mar. 2026 was KWD19.2 Mil.
Al Ahleia Insurance CoKP's average Total Assets over the quarter that ended in Mar. 2026 was KWD494.4 Mil. Therefore, Al Ahleia Insurance CoKP's annualized ROA % for the quarter that ended in Mar. 2026 was 3.89%.
The historical rank and industry rank for Al Ahleia Insurance CoKP's ROA % or its related term are showing as below:
KUW:AINS'
s ROA % Range Over the Past 10 Years
Min: 3.36 Med: 4 Max: 5.62
Current: 4.24
During the past 13 years, Al Ahleia Insurance CoKP's highest ROA % was 5.62%. The lowest was 3.36%. And the median was 4.00%.
KUW:AINS's ROA % is ranked better than 69.43% of 507
companies
in the Insurance industry
Industry Median: 2.64
vs KUW:AINS: 4.24
Al Ahleia Insurance CoKP (KUW:AINS) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Al Ahleia Insurance CoKP's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Ahleia Insurance CoKP ROA % vs Insurance Industry
For the Insurance industry and Financial Services sector, Al Ahleia Insurance CoKP's ROA % distribution charts can be found below:
* The bar in red indicates where Al Ahleia Insurance CoKP's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Al Ahleia Insurance CoKP (KUW:AINS) has a ROA % of 3.89% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Al Ahleia Insurance CoKP and its competitors. This is near median its historical median of 4.00. Over the past decade, Al Ahleia Insurance CoKP's ROA % has ranged from 3.36 to 5.62. According to the industry distribution chart, Al Ahleia Insurance CoKP ranks #155 out of 507 companies in the Insurance industry, placing it in the top 30.6%.
Is Al Ahleia Insurance CoKP's ROA % too high?
Al Ahleia Insurance CoKP's current ROA % of 3.89% is near median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 3.36 to a high of 5.62. The Insurance industry median ROA % is 2.64. Al Ahleia Insurance CoKP's value of 3.89% is 47.3% above this industry median. Based on the distribution chart, Al Ahleia Insurance CoKP ranks #155 out of 507 companies in the Insurance industry, which is above the industry midpoint. Overall, Al Ahleia Insurance CoKP has a GF Score™ of 31/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Ahleia Insurance CoKP's ROA % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al Ahleia Insurance CoKP ranks #155 out of 507 companies for ROA %. This puts Al Ahleia Insurance CoKP in the upper half of its industry. The industry median ROA % is 2.64. Al Ahleia Insurance CoKP's value of 3.89% is 47.3% above this benchmark. Historically, Al Ahleia Insurance CoKP's own ROA % has ranged from 3.36 to 5.62 over the past decade. While the company's 10-year median is 4.00 vs. the industry median of 2.64, Al Ahleia Insurance CoKP has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.64, based on 507 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Ahleia Insurance CoKP's current ROA % of 3.89% is 47.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Al Ahleia Insurance CoKP and its competitors. For the Insurance industry, the median ROA % is 2.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ahleia Insurance CoKP's current ROA % is 3.89%, which is near median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ahleia Insurance CoKP stock overvalued right now?
Based on GuruFocus' analysis, Al Ahleia Insurance CoKP (KUW:AINS) is currently considered Modestly Undervalued. The stock's GF Value™ is KWD0.79, compared to a current price of KWD0.70 — trading 11.4% below its estimated fair value. The current ROA % is 3.89%, which is near median its 10-year median of 4.00 and 47.3% above the Insurance industry median of 2.64. Al Ahleia Insurance CoKP's overall GF Score™ is 31/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Al Ahleia Insurance CoKP (KUW:AINS), the current ROA % is 3.89% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Ahleia Insurance CoKP (KUW:AINS) Overvalued in 2026?
Based on GuruFocus' analysis, Al Ahleia Insurance CoKP stock appears to be undervalued.
The current stock price of KWD0.70 is trading 11.4% below its estimated GF Value™ of KWD0.79.
GuruFocus considers Al Ahleia Insurance CoKP to be Modestly Undervalued.
Key valuation signals for KUW:AINS:
ROA %: 3.89% (near median its 10-year median of 4.00)
GF Value™: KWD0.79 vs. price of KWD0.70 (11.4% below fair value)
Industry Position: 47.3% above the Insurance median (#155 of 507)
No single metric tells the full story. See the KUW:AINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Ahleia Insurance Co SAKP is engaged in the insurance sector. The insurance products of the company include Motor insurance, Life and Medical insurance, Marine and aviation insurance, and Fire and General Accident Insurance.
31GF Score
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