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Al Ahleia Insurance CoKPKUW:AINS +0.57%28 Return-on-Tangible-Equity is 10.90% as of Mar. 2026, which is 2% below its 10-year median of 11.12. GuruFocus rates KUW:AINS with a GF Score™ of 28/100 and a GF Value™ of KWD0.80 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 497 Insurance companies, Al Ahleia Insurance CoKP ranks worse than 55.13% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Al Ahleia Insurance CoKP's annualized net income for the quarter that ended in Mar. 2026 was KWD19.2 Mil. Al Ahleia Insurance CoKP's average shareholder tangible equity for the quarter that ended in Mar. 2026 was KWD176.1 Mil. Therefore, Al Ahleia Insurance CoKP's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 10.90%.
The historical rank and industry rank for Al Ahleia Insurance CoKP's Return-on-Tangible-Equity or its related term are showing as below:
KUW:AINS'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 8.12 Med: 11.12 Max: 15.41
Current: 11.77
During the past 13 years, Al Ahleia Insurance CoKP's highest Return-on-Tangible-Equity was 15.41%. The lowest was 8.12%. And the median was 11.12%.
KUW:AINS's Return-on-Tangible-Equity is ranked worse than 55.13% of 497
companies
in the Insurance industry
Industry Median: 13.5
vs KUW:AINS: 11.77
Al Ahleia Insurance CoKP (KUW:AINS) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Al Ahleia Insurance CoKP Return-on-Tangible-Equity Related Terms
Al Ahleia Insurance CoKP Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Al Ahleia Insurance CoKP's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Ahleia Insurance CoKP Return-on-Tangible-Equity Chart
KUW:AINS vs BRK.A, AIG, HIG: Return-on-Tangible-Equity Comparison
For the Insurance - Diversified subindustry, Al Ahleia Insurance CoKP's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Ahleia Insurance CoKP Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Al Ahleia Insurance CoKP's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Al Ahleia Insurance CoKP's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 10.90% mean?
Al Ahleia Insurance CoKP (KUW:AINS) has a Return-on-Tangible-Equity of 10.90% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Al Ahleia Insurance CoKP and its competitors. This is near median its historical median of 11.12. Over the past decade, Al Ahleia Insurance CoKP's Return-on-Tangible-Equity has ranged from 8.12 to 15.41. According to the industry distribution chart, Al Ahleia Insurance CoKP ranks #274 out of 497 companies in the Insurance industry, placing it in the top 55.1%.
Is Al Ahleia Insurance CoKP's Return-on-Tangible-Equity too high?
Al Ahleia Insurance CoKP's current Return-on-Tangible-Equity of 10.90% is near median its 10-year median of 11.12. Over the past 10 years, this metric has ranged from a low of 8.12 to a high of 15.41. The Insurance industry median Return-on-Tangible-Equity is 13.50. Al Ahleia Insurance CoKP's value of 10.90% is 19.3% below this industry median. Based on the distribution chart, Al Ahleia Insurance CoKP ranks #274 out of 497 companies in the Insurance industry, which is below the industry midpoint. Overall, Al Ahleia Insurance CoKP has a GF Score™ of 28/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Al Ahleia Insurance CoKP's Return-on-Tangible-Equity compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al Ahleia Insurance CoKP ranks #274 out of 497 companies for Return-on-Tangible-Equity. This places Al Ahleia Insurance CoKP in the lower half of its industry. The industry median Return-on-Tangible-Equity is 13.50. Al Ahleia Insurance CoKP's value of 10.90% is 19.3% below this benchmark. Historically, Al Ahleia Insurance CoKP's own Return-on-Tangible-Equity has ranged from 8.12 to 15.41 over the past decade. While the company's 10-year median is 11.12 vs. the industry median of 13.50, Al Ahleia Insurance CoKP has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.50, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Ahleia Insurance CoKP's current Return-on-Tangible-Equity of 10.90% is 19.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Al Ahleia Insurance CoKP and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ahleia Insurance CoKP's current Return-on-Tangible-Equity is 10.90%, which is near median its own 10-year median of 11.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ahleia Insurance CoKP stock overvalued right now?
Based on GuruFocus' analysis, Al Ahleia Insurance CoKP (KUW:AINS) is currently considered Modestly Undervalued. The stock's GF Value™ is KWD0.80, compared to a current price of KWD0.70 — trading 12% below its estimated fair value. The current Return-on-Tangible-Equity is 10.90%, which is near median its 10-year median of 11.12 and 19.3% below the Insurance industry median of 13.50. Al Ahleia Insurance CoKP's overall GF Score™ is 28/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Al Ahleia Insurance CoKP (KUW:AINS), the current Return-on-Tangible-Equity is 10.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Ahleia Insurance CoKP (KUW:AINS) Overvalued in 2026?
Based on GuruFocus' analysis, Al Ahleia Insurance CoKP stock appears to be undervalued.
The current stock price of KWD0.70 is trading 12% below its estimated GF Value™ of KWD0.80.
GuruFocus considers Al Ahleia Insurance CoKP to be Modestly Undervalued.
Key valuation signals for KUW:AINS:
Return-on-Tangible-Equity: 10.90% (near median its 10-year median of 11.12)
GF Value™: KWD0.80 vs. price of KWD0.70 (12% below fair value)
Industry Position: 19.3% below the Insurance median (#274 of 497)
No single metric tells the full story. See the KUW:AINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Ahleia Insurance Co SAKP is engaged in the insurance sector. The insurance products of the company include Motor insurance, Life and Medical insurance, Marine and aviation insurance, and Fire and General Accident Insurance.
28GF Score
Get the complete analysis for KUW:AINS
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