Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Al Ahleia Insurance CoKPKUW:AINS 31 Return-on-Tangible-Asset is 4.82% as of Jun. 2026, which is 21% above its 10-year median of 4.00. GuruFocus rates KUW:AINS with a GF Score™ of 31/100 and a GF Value™ of KWD0.80 (Fairly Valued). The stock has 5 warning signs investors should review. Among 509 Insurance companies, Al Ahleia Insurance CoKP ranks better than 67.19% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Al Ahleia Insurance CoKP's annualizedNet Income for the quarter that ended in Jun. 2026 was KWD23.3 Mil. Al Ahleia Insurance CoKP's average total tangible assets for the quarter that ended in Jun. 2026 was KWD484.2 Mil. Therefore, Al Ahleia Insurance CoKP's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 was 4.82%.
The historical rank and industry rank for Al Ahleia Insurance CoKP's Return-on-Tangible-Asset or its related term are showing as below:
KUW:AINS'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 3.36 Med: 4 Max: 5.62
Current: 4.24
During the past 13 years, Al Ahleia Insurance CoKP's highest Return-on-Tangible-Asset was 5.62%. The lowest was 3.36%. And the median was 4.00%.
KUW:AINS's Return-on-Tangible-Asset is ranked better than 67.19% of 509
companies
in the Insurance industry
Industry Median: 2.83
vs KUW:AINS: 4.24
Al Ahleia Insurance CoKP (KUW:AINS) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Al Ahleia Insurance CoKP Return-on-Tangible-Asset Related Terms
Al Ahleia Insurance CoKP Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Al Ahleia Insurance CoKP's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Al Ahleia Insurance CoKP Return-on-Tangible-Asset Chart
KUW:AINS vs BRK.A, AIG, HIG: Return-on-Tangible-Asset Comparison
For the Insurance - Diversified subindustry, Al Ahleia Insurance CoKP's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Al Ahleia Insurance CoKP Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Al Ahleia Insurance CoKP's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Al Ahleia Insurance CoKP's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
What does a Return-on-Tangible-Asset of 4.82% mean?
Al Ahleia Insurance CoKP (KUW:AINS) has a Return-on-Tangible-Asset of 4.82% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Al Ahleia Insurance CoKP and its competitors. This is 21% above median its historical median of 4.00. Over the past decade, Al Ahleia Insurance CoKP's Return-on-Tangible-Asset has ranged from 3.36 to 5.62. According to the industry distribution chart, Al Ahleia Insurance CoKP ranks #167 out of 509 companies in the Insurance industry, placing it in the top 32.8%.
Is Al Ahleia Insurance CoKP's Return-on-Tangible-Asset too high?
Al Ahleia Insurance CoKP's current Return-on-Tangible-Asset of 4.82% is 21% above median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 3.36 to a high of 5.62. The Insurance industry median Return-on-Tangible-Asset is 2.83. Al Ahleia Insurance CoKP's value of 4.82% is 70.3% above this industry median. Based on the distribution chart, Al Ahleia Insurance CoKP ranks #167 out of 509 companies in the Insurance industry, which is above the industry midpoint. Overall, Al Ahleia Insurance CoKP has a GF Score™ of 31/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Al Ahleia Insurance CoKP's Return-on-Tangible-Asset compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Al Ahleia Insurance CoKP ranks #167 out of 509 companies for Return-on-Tangible-Asset. This puts Al Ahleia Insurance CoKP in the upper half of its industry. The industry median Return-on-Tangible-Asset is 2.83. Al Ahleia Insurance CoKP's value of 4.82% is 70.3% above this benchmark. Historically, Al Ahleia Insurance CoKP's own Return-on-Tangible-Asset has ranged from 3.36 to 5.62 over the past decade. While the company's 10-year median is 4.00 vs. the industry median of 2.83, Al Ahleia Insurance CoKP has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.83, based on 509 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Al Ahleia Insurance CoKP's current Return-on-Tangible-Asset of 4.82% is 70.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Al Ahleia Insurance CoKP and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Al Ahleia Insurance CoKP's current Return-on-Tangible-Asset is 4.82%, which is 21% above median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Al Ahleia Insurance CoKP stock overvalued right now?
Based on GuruFocus' analysis, Al Ahleia Insurance CoKP (KUW:AINS) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.80, compared to a current price of KWD0.73 — trading 9.4% below its estimated fair value. The current Return-on-Tangible-Asset is 4.82%, which is 21% above median its 10-year median of 4.00 and 70.3% above the Insurance industry median of 2.83. Al Ahleia Insurance CoKP's overall GF Score™ is 31/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Al Ahleia Insurance CoKP (KUW:AINS), the current Return-on-Tangible-Asset is 4.82% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Al Ahleia Insurance CoKP (KUW:AINS) Overvalued in 2026?
Based on GuruFocus' analysis, Al Ahleia Insurance CoKP stock appears to be undervalued.
The current stock price of KWD0.73 is trading 9.4% below its estimated GF Value™ of KWD0.80.
GuruFocus considers Al Ahleia Insurance CoKP to be Fairly Valued.
Key valuation signals for KUW:AINS:
Return-on-Tangible-Asset: 4.82% (21% above median its 10-year median of 4.00)
GF Value™: KWD0.80 vs. price of KWD0.73 (9.4% below fair value)
Industry Position: 70.3% above the Insurance median (#167 of 509)
No single metric tells the full story. See the KUW:AINS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Ahleia Insurance Co SAKP is engaged in the insurance sector. The insurance products of the company include Motor insurance, Life and Medical insurance, Marine and aviation insurance, and Fire and General Accident Insurance.
31GF Score
Get the complete analysis for KUW:AINS
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
KUW:AINS has been successfully added to your 
