PNC Financial Services Group (MEX:PNC) Cyclically Adjusted Book per Share: MXN2,818.76 (As of Mar. 2026)


MEX:PNC PNC Financial Services Group Inc MEX:PNC
62 GF Score
Price MXN4,011.52
GF Value MXN3,270.12
Valuation Modestly Overvalued
! 8 Warning Signs
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What is PNC Financial Services Group Cyclically Adjusted Book per Share?

PNC Financial Services Group MEX:PNC 62 Cyclically Adjusted Book per Share is MXN2,818.76 as of Mar. 2026. GuruFocus rates MEX:PNC with a GF Score™ of 62/100 and a GF Value™ of MXN3,270.12 (Modestly Overvalued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

PNC Financial Services Group's adjusted book value per share for the three months ended in Mar. 2026 was MXN2,853.819. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is MXN2,818.76 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PNC Financial Services Group's average Cyclically Adjusted Book Growth Rate was 5.60% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 5.00% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 7.00% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 8.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of PNC Financial Services Group was 11.60% per year. The lowest was 1.90% per year. And the median was 8.60% per year.

As of today (2026-07-05), PNC Financial Services Group's current stock price is MXN4011.52. PNC Financial Services Group's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was MXN2,818.76. PNC Financial Services Group's Cyclically Adjusted PB Ratio of today is 1.42.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of PNC Financial Services Group was 2.08. The lowest was 0.89. And the median was 1.50.


PNC Financial Services Group  (MEX:PNC) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

PNC Financial Services Group's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=4011.52/2818.76
=1.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of PNC Financial Services Group was 2.08. The lowest was 0.89. And the median was 1.50.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


PNC Financial Services Group Cyclically Adjusted Book per Share Related Terms


PNC Financial Services Group Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for PNC Financial Services Group's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PNC Financial Services Group Cyclically Adjusted Book per Share Chart

PNC Financial Services Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,316.22 2,548.45 1,915.43 2,744.34 2,539.70

PNC Financial Services Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,735.72 2,261.00 2,590.48 2,539.70 2,818.76

MEX:PNC vs USB, NU, TFC: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, PNC Financial Services Group's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PNC Financial Services Group Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PNC Financial Services Group's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where PNC Financial Services Group's Cyclically Adjusted PB Ratio falls into.


MEX:PNC
62GF Score
PNC Financial Services Group Inc MEX:PNC
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PNC Financial Services Group Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PNC Financial Services Group's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2853.819/330.2130*330.2130
=2,853.819

Current CPI (Mar. 2026) = 330.2130.

PNC Financial Services Group Quarterly Data

Book Value per Share CPI Adj_Book
201606 1,708.979 241.018 2,341.431
201609 1,810.999 241.428 2,476.993
201612 1,942.632 241.432 2,656.990
201703 1,776.293 243.801 2,405.876
201706 1,735.447 244.955 2,339.479
201709 1,768.591 246.819 2,366.154
201712 1,972.794 246.524 2,642.510
201803 1,815.562 249.554 2,402.375
201806 1,982.022 251.989 2,597.294
201809 1,905.238 252.439 2,492.223
201812 2,050.633 251.233 2,695.290
201903 2,082.968 254.202 2,705.813
201906 2,120.284 256.143 2,733.416
201909 2,222.437 256.759 2,858.235
201912 2,147.949 256.974 2,760.126
202003 2,724.337 258.115 3,485.313
202006 2,874.292 257.797 3,681.690
202009 2,775.755 260.280 3,521.555
202012 2,535.672 260.474 3,214.570
202103 2,589.947 264.877 3,228.797
202106 2,558.600 271.696 3,109.663
202109 2,734.746 274.310 3,292.073
202112 2,720.303 278.802 3,221.926
202203 2,359.621 287.504 2,710.145
202206 2,332.513 296.311 2,599.384
202209 2,324.577 296.808 2,586.202
202212 2,225.461 296.797 2,476.023
202303 2,211.804 301.836 2,419.746
202306 2,124.465 305.109 2,299.263
202309 2,162.555 307.789 2,320.108
202312 2,179.411 306.746 2,346.143
202403 2,140.581 312.332 2,263.129
202406 2,425.827 314.175 2,549.661
202409 2,762.612 315.301 2,893.268
202412 2,866.798 315.605 2,999.490
202503 2,915.541 319.799 3,010.483
202506 2,753.128 322.561 2,818.439
202509 2,757.834 324.800 2,803.795
202512 2,794.150 324.054 2,847.256
202603 2,853.819 330.213 2,853.819

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of MXN2,818.76 mean?
PNC Financial Services Group (MEX:PNC) has a Cyclically Adjusted Book per Share of MXN2,818.76 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PNC Financial Services Group and its competitors.
Is PNC Financial Services Group's Cyclically Adjusted Book per Share too high?
PNC Financial Services Group's current Cyclically Adjusted Book per Share is MXN2,818.76. Overall, PNC Financial Services Group has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PNC Financial Services Group's Cyclically Adjusted Book per Share compare to USB and NU?
PNC Financial Services Group's Cyclically Adjusted Book per Share of MXN2,818.76 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PNC Financial Services Group and its competitors. PNC Financial Services Group's current Cyclically Adjusted Book per Share is MXN2,818.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PNC Financial Services Group stock overvalued right now?
Based on GuruFocus' analysis, PNC Financial Services Group (MEX:PNC) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN3,270.12, compared to a current price of MXN4,011.52 — trading 22.7% above its estimated fair value. The current Cyclically Adjusted Book per Share is MXN2,818.76. PNC Financial Services Group's overall GF Score™ is 62/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For PNC Financial Services Group (MEX:PNC), the current Cyclically Adjusted Book per Share is MXN2,818.76 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PNC Financial Services Group (MEX:PNC) Overvalued in 2026?

Based on GuruFocus' analysis, PNC Financial Services Group stock appears to be overvalued. The current stock price of MXN4,011.52 is trading 22.7% above its estimated GF Value™ of MXN3,270.12. GuruFocus considers PNC Financial Services Group to be Modestly Overvalued.

Key valuation signals for MEX:PNC:

  • Cyclically Adjusted Book per Share: MXN2,818.76
  • GF Value™: MXN3,270.12 vs. price of MXN4,011.52 (22.7% above fair value)
  • GF Score™: 62/100 with 8 warning signs

No single metric tells the full story. See the MEX:PNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PNC Financial Services Group Business Description

Address 300 Fifth Avenue, The Tower at PNC Plaza, Pittsburgh, PA, USA, 15222-2401
PNC Financial is one of the three super-regional banks in the US, with over $600 billion in total assets at the end of March 2026. Headquartered in Pittsburgh, Pennsylvania, PNC Financial has a coast-to-coast branch network, with a strong presence in the US Midwest and Northeast. It closed its acquisition of FirstBank in January 2026, which added around $26 billion in assets to its balance sheet, and PNC is currently expanding in the Southern and Western regions of the US. The bank provides a diversified set of financial services in retail banking, commercial banking, card and treasury management, asset management, and investment banking. PNC derived around 38% of revenue from fee income and 62% from net interest income in 2025.
62GF Score

Get the complete analysis for MEX:PNC

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN4,011.52
Price
MXN3,270.12
GF Value