What is PNC Financial Services Group Net Margin %?
PNC Financial Services GroupMEX:PNC 67 Net Margin % is 28.59% as of Mar. 2026, which is 4% below its 10-year median of 29.80. GuruFocus rates MEX:PNC with a GF Score™ of 67/100 and a GF Value™ of MXN3,407.95 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,527 Banks companies, PNC Financial Services Group ranks better than 61.69% on this metric.
The historical rank and industry rank for PNC Financial Services Group's Net Margin % or its related term are showing as below:
MEX:PNC'
s Net Margin % Range Over the Past 10 Years
Min: 25.74 Med: 29.8 Max: 44.48
Current: 30.33
MEX:PNC's Net Margin % is ranked better than 61.69% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs MEX:PNC: 30.33
PNC Financial Services Group (MEX:PNC) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
PNC Financial Services Group Net Margin % Related Terms
PNC Financial Services Group Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, PNC Financial Services Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PNC Financial Services Group Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, PNC Financial Services Group's Net Margin % distribution charts can be found below:
* The bar in red indicates where PNC Financial Services Group's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PNC Financial Services Group (MEX:PNC) has a Net Margin % of 28.59% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on PNC Financial Services Group and its competitors. This is near median its historical median of 29.80. Over the past decade, PNC Financial Services Group's Net Margin % has ranged from 25.74 to 44.48. According to the industry distribution chart, PNC Financial Services Group ranks #585 out of 1527 companies in the Banks industry, placing it in the top 38.3%.
Is PNC Financial Services Group's Net Margin % too high?
PNC Financial Services Group's current Net Margin % of 28.59% is near median its 10-year median of 29.80. Over the past 10 years, this metric has ranged from a low of 25.74 to a high of 44.48. The Banks industry median Net Margin % is 26.95. PNC Financial Services Group's value of 28.59% is 6.1% above this industry median. Based on the distribution chart, PNC Financial Services Group ranks #585 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, PNC Financial Services Group has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PNC Financial Services Group's Net Margin % compare to USB and NU?
According to the Banks industry distribution chart, PNC Financial Services Group ranks #585 out of 1527 companies for Net Margin %. This puts PNC Financial Services Group in the upper half of its industry. The industry median Net Margin % is 26.95. PNC Financial Services Group's value of 28.59% is 6.1% above this benchmark. Historically, PNC Financial Services Group's own Net Margin % has ranged from 25.74 to 44.48 over the past decade. While the company's 10-year median is 29.80 vs. the industry median of 26.95, PNC Financial Services Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PNC Financial Services Group's current Net Margin % of 28.59% is 6.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on PNC Financial Services Group and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PNC Financial Services Group's current Net Margin % is 28.59%, which is near median its own 10-year median of 29.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PNC Financial Services Group stock overvalued right now?
Based on GuruFocus' analysis, PNC Financial Services Group (MEX:PNC) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN3,407.95, compared to a current price of MXN4,011.52 — trading 17.7% above its estimated fair value. The current Net Margin % is 28.59%, which is near median its 10-year median of 29.80 and 6.1% above the Banks industry median of 26.95. PNC Financial Services Group's overall GF Score™ is 67/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For PNC Financial Services Group (MEX:PNC), the current Net Margin % is 28.59% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PNC Financial Services Group (MEX:PNC) Overvalued in 2026?
Based on GuruFocus' analysis, PNC Financial Services Group stock appears to be overvalued.
The current stock price of MXN4,011.52 is trading 17.7% above its estimated GF Value™ of MXN3,407.95.
GuruFocus considers PNC Financial Services Group to be Modestly Overvalued.
Key valuation signals for MEX:PNC:
Net Margin %: 28.59% (near median its 10-year median of 29.80)
GF Value™: MXN3,407.95 vs. price of MXN4,011.52 (17.7% above fair value)
Industry Position: 6.1% above the Banks median (#585 of 1527)
No single metric tells the full story. See the MEX:PNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PNC Financial is one of the three super-regional banks in the US, with over $600 billion in total assets at the end of March 2026. Headquartered in Pittsburgh, Pennsylvania, PNC Financial has a coast-to-coast branch network, with a strong presence in the US Midwest and Northeast. It closed its acquisition of FirstBank in January 2026, which added around $26 billion in assets to its balance sheet, and PNC is currently expanding in the Southern and Western regions of the US. The bank provides a diversified set of financial services in retail banking, commercial banking, card and treasury management, asset management, and investment banking. PNC derived around 38% of revenue from fee income and 62% from net interest income in 2025.
67GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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