PNC Financial Services Group (MEX:PNC) Cyclically Adjusted FCF per Share: MXN320.31 (As of Jun. 2026)

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MEX:PNC PNC Financial Services Group Inc MEX:PNC
62 GF Score
Price MXN4,408.00
GF Value MXN3,771.73
Valuation Modestly Overvalued
! 8 Warning Signs
View Full Analysis

What is PNC Financial Services Group Cyclically Adjusted FCF per Share?

PNC Financial Services Group MEX:PNC 62 Cyclically Adjusted FCF per Share is MXN320.31 as of Jun. 2026. GuruFocus rates MEX:PNC with a GF Score™ of 62/100 and a GF Value™ of MXN3,771.73 (Modestly Overvalued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

PNC Financial Services Group's adjusted free cash flow per share for the three months ended in Jun. 2026 was MXN92.960. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is MXN320.31 for the trailing ten years ended in Jun. 2026.

During the past 12 months, PNC Financial Services Group's average Cyclically Adjusted FCF Growth Rate was 7.00% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 5.90% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 8.00% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 5.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of PNC Financial Services Group was 17.60% per year. The lowest was -7.70% per year. And the median was 5.40% per year.

As of today (2026-08-11), PNC Financial Services Group's current stock price is MXN4408.00. PNC Financial Services Group's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was MXN320.31. PNC Financial Services Group's Cyclically Adjusted Price-to-FCF of today is 13.76.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PNC Financial Services Group was 16.32. The lowest was 7.01. And the median was 10.74.


PNC Financial Services Group  (MEX:PNC) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

PNC Financial Services Group's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=4408.00/320.31
=13.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of PNC Financial Services Group was 16.32. The lowest was 7.01. And the median was 10.74.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


PNC Financial Services Group Cyclically Adjusted FCF per Share Related Terms


PNC Financial Services Group Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for PNC Financial Services Group's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PNC Financial Services Group Cyclically Adjusted FCF per Share Chart

PNC Financial Services Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 294.55 328.87 260.16 378.33 336.23

PNC Financial Services Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 305.54 351.04 336.23 378.81 320.31

MEX:PNC vs USB, NU, TFC: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, PNC Financial Services Group's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PNC Financial Services Group Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, PNC Financial Services Group's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where PNC Financial Services Group's Cyclically Adjusted Price-to-FCF falls into.


MEX:PNC
62GF Score
PNC Financial Services Group Inc MEX:PNC
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PNC Financial Services Group Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PNC Financial Services Group's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=92.96/333.9520*333.9520
=92.960

Current CPI (Jun. 2026) = 333.9520.

PNC Financial Services Group Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 59.800 241.428 82.718
201612 50.290 241.432 69.562
201703 60.850 243.801 83.351
201706 23.336 244.955 31.814
201709 93.746 246.819 126.841
201712 35.351 246.524 47.888
201803 111.525 249.554 149.242
201806 67.316 251.989 89.211
201809 46.622 252.439 61.676
201812 90.431 251.233 120.206
201903 59.598 254.202 78.295
201906 95.322 256.143 124.278
201909 26.796 256.759 34.852
201912 133.824 256.974 173.912
202003 -37.953 258.115 -49.104
202006 164.013 257.797 212.464
202009 20.380 260.280 26.149
202012 90.143 260.474 115.572
202103 37.427 264.877 47.187
202106 65.965 271.696 81.080
202109 73.608 274.310 89.612
202112 168.253 278.802 201.535
202203 -46.886 287.504 -54.461
202206 127.900 296.311 144.147
202209 166.513 296.808 187.351
202212 194.288 296.797 218.610
202303 84.117 301.836 93.067
202306 139.203 305.109 152.362
202309 5.008 307.789 5.434
202312 205.892 306.746 224.153
202403 72.941 312.332 77.990
202406 47.403 314.175 50.387
202409 161.805 315.301 171.376
202412 93.851 315.605 99.307
202503 -26.164 319.799 -27.322
202506 70.194 322.561 72.673
202509 123.036 324.800 126.503
202512 34.683 324.054 35.742
202603 85.845 330.213 86.817
202606 92.960 333.952 92.960

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of MXN320.31 mean?
PNC Financial Services Group (MEX:PNC) has a Cyclically Adjusted FCF per Share of MXN320.31 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PNC Financial Services Group and its competitors.
Is PNC Financial Services Group's Cyclically Adjusted FCF per Share too high?
PNC Financial Services Group's current Cyclically Adjusted FCF per Share is MXN320.31. Overall, PNC Financial Services Group has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PNC Financial Services Group's Cyclically Adjusted FCF per Share compare to USB and NU?
PNC Financial Services Group's Cyclically Adjusted FCF per Share of MXN320.31 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PNC Financial Services Group and its competitors. PNC Financial Services Group's current Cyclically Adjusted FCF per Share is MXN320.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PNC Financial Services Group stock overvalued right now?
Based on GuruFocus' analysis, PNC Financial Services Group (MEX:PNC) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN3,771.73, compared to a current price of MXN4,408.00 — trading 16.9% above its estimated fair value. The current Cyclically Adjusted FCF per Share is MXN320.31. PNC Financial Services Group's overall GF Score™ is 62/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For PNC Financial Services Group (MEX:PNC), the current Cyclically Adjusted FCF per Share is MXN320.31 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PNC Financial Services Group (MEX:PNC) Overvalued in 2026?

Based on GuruFocus' analysis, PNC Financial Services Group stock appears to be overvalued. The current stock price of MXN4,408.00 is trading 16.9% above its estimated GF Value™ of MXN3,771.73. GuruFocus considers PNC Financial Services Group to be Modestly Overvalued.

Key valuation signals for MEX:PNC:

  • Cyclically Adjusted FCF per Share: MXN320.31
  • GF Value™: MXN3,771.73 vs. price of MXN4,408.00 (16.9% above fair value)
  • GF Score™: 62/100 with 8 warning signs

No single metric tells the full story. See the MEX:PNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PNC Financial Services Group Business Description

Address 300 Fifth Avenue, The Tower at PNC Plaza, Pittsburgh, PA, USA, 15222-2401
PNC Financial is one of the three super-regional banks in the US, with over $600 billion in total assets at the end of March 2026. Headquartered in Pittsburgh, Pennsylvania, PNC Financial has a coast-to-coast branch network, with a strong presence in the US Midwest and Northeast. It closed its acquisition of FirstBank in January 2026, which added around $26 billion in assets to its balance sheet, and PNC is currently expanding in the Southern and Western regions of the US. The bank provides a diversified set of financial services in retail banking, commercial banking, card and treasury management, asset management, and investment banking. PNC derived around 38% of revenue from fee income and 62% from net interest income in 2025.
62GF Score

Get the complete analysis for MEX:PNC

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN4,408.00
Price
MXN3,771.73
GF Value