PNC Financial Services Group (MEX:PNC) Cyclically Adjusted PS Ratio: 4.21 (As of Jul. 23, 2026) — Near Median

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MEX:PNC PNC Financial Services Group Inc MEX:PNC
63 GF Score
Price MXN4,360.00
GF Value MXN3,556.24
Valuation Fairly Valued
! 8 Warning Signs
View Full Analysis

What is PNC Financial Services Group Cyclically Adjusted PS Ratio?

PNC Financial Services Group MEX:PNC 63 Cyclically Adjusted PS Ratio is 4.21 as of Jul. 23, 2026, which is 4% above its 10-year median of 4.04. GuruFocus rates MEX:PNC with a GF Score™ of 63/100 and a GF Value™ of MXN3,556.24 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,299 Banks companies, PNC Financial Services Group ranks worse than 76.06% on this metric.

As of today (2026-07-23), PNC Financial Services Group's current share price is MXN4360.00. PNC Financial Services Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was MXN1,036.74. PNC Financial Services Group's Cyclically Adjusted PS Ratio for today is 4.21.

The historical rank and industry rank for PNC Financial Services Group's Cyclically Adjusted PS Ratio or its related term are showing as below:

MEX:PNC' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.49   Med: 4.04   Max: 5.87
Current: 4.85

During the past years, PNC Financial Services Group's highest Cyclically Adjusted PS Ratio was 5.87. The lowest was 2.49. And the median was 4.04.

MEX:PNC's Cyclically Adjusted PS Ratio is ranked worse than
76.06% of 1299 companies
in the Banks industry
Industry Median: 3.37 vs MEX:PNC: 4.85

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

PNC Financial Services Group's adjusted revenue per share data for the three months ended in Mar. 2026 was MXN274.142. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is MXN1,036.74 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


PNC Financial Services Group  (MEX:PNC) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


PNC Financial Services Group Cyclically Adjusted PS Ratio Related Terms


PNC Financial Services Group Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for PNC Financial Services Group's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PNC Financial Services Group Cyclically Adjusted PS Ratio Chart

PNC Financial Services Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.26 3.76 3.46 4.06 4.12

PNC Financial Services Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.77 4.00 4.12 3.99 0.00

MEX:PNC vs USB, NU, TFC: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, PNC Financial Services Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PNC Financial Services Group Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PNC Financial Services Group's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where PNC Financial Services Group's Cyclically Adjusted PS Ratio falls into.


MEX:PNC
63GF Score
PNC Financial Services Group Inc MEX:PNC
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PNC Financial Services Group Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

PNC Financial Services Group's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=4360.00/1036.74
=4.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PNC Financial Services Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, PNC Financial Services Group's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=274.142/330.2130*330.2130
=274.142

Current CPI (Mar. 2026) = 330.2130.

PNC Financial Services Group Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 139.492 241.018 191.115
201609 149.265 241.428 204.157
201612 161.681 241.432 221.135
201703 148.642 243.801 201.326
201706 150.386 244.955 202.729
201709 154.991 246.819 207.359
201712 174.301 246.524 233.472
201803 156.905 249.554 207.619
201806 180.009 251.989 235.889
201809 174.513 252.439 228.279
201812 143.793 251.233 188.997
201903 182.324 254.202 236.842
201906 179.127 256.143 230.926
201909 188.192 256.759 242.030
201912 185.636 256.974 238.543
202003 235.952 258.115 301.859
202006 219.172 257.797 280.738
202009 219.510 260.280 278.489
202012 200.131 260.474 253.714
202103 201.147 264.877 250.763
202106 217.567 271.696 264.426
202109 250.847 274.310 301.968
202112 249.635 278.802 295.668
202203 223.051 287.504 256.185
202206 248.608 296.311 277.052
202209 272.288 296.808 302.933
202212 275.969 296.797 307.040
202303 249.974 301.836 273.475
202306 226.291 305.109 244.910
202309 227.883 307.789 244.485
202312 227.438 306.746 244.838
202403 213.511 312.332 225.734
202406 213.933 314.175 224.854
202409 267.345 315.301 279.989
202412 289.946 315.605 303.366
202503 279.989 319.799 289.107
202506 268.541 322.561 274.912
202509 273.310 324.800 277.865
202512 278.012 324.054 283.296
202603 274.142 330.213 274.142

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 4.21 mean?
PNC Financial Services Group (MEX:PNC) has a Cyclically Adjusted PS Ratio of 4.21 as of Jul. 23, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PNC Financial Services Group and its competitors. This is near median its historical median of 4.04. Over the past decade, PNC Financial Services Group's Cyclically Adjusted PS Ratio has ranged from 2.49 to 5.87. According to the industry distribution chart, PNC Financial Services Group ranks #988 out of 1299 companies in the Banks industry, placing it in the top 76.1%.
Is PNC Financial Services Group's Cyclically Adjusted PS Ratio too high?
PNC Financial Services Group's current Cyclically Adjusted PS Ratio of 4.21 is near median its 10-year median of 4.04. Over the past 10 years, this metric has ranged from a low of 2.49 to a high of 5.87. The Banks industry median Cyclically Adjusted PS Ratio is 3.37. PNC Financial Services Group's value of 4.21 is 24.9% above this industry median. Based on the distribution chart, PNC Financial Services Group ranks #988 out of 1299 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PNC Financial Services Group has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PNC Financial Services Group's Cyclically Adjusted PS Ratio compare to USB and NU?
According to the Banks industry distribution chart, PNC Financial Services Group ranks #988 out of 1299 companies for Cyclically Adjusted PS Ratio. This places PNC Financial Services Group in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.37. PNC Financial Services Group's value of 4.21 is 24.9% above this benchmark. Historically, PNC Financial Services Group's own Cyclically Adjusted PS Ratio has ranged from 2.49 to 5.87 over the past decade. While the company's 10-year median is 4.04 vs. the industry median of 3.37, PNC Financial Services Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.37, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PNC Financial Services Group's current Cyclically Adjusted PS Ratio of 4.21 is 24.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on PNC Financial Services Group and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PNC Financial Services Group's current Cyclically Adjusted PS Ratio is 4.21, which is near median its own 10-year median of 4.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PNC Financial Services Group stock overvalued right now?
Based on GuruFocus' analysis, PNC Financial Services Group (MEX:PNC) is currently considered Fairly Valued. The stock's GF Value™ is MXN3,556.24, compared to a current price of MXN4,360.00 — trading 22.6% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 4.21, which is near median its 10-year median of 4.04 and 24.9% above the Banks industry median of 3.37. PNC Financial Services Group's overall GF Score™ is 63/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For PNC Financial Services Group (MEX:PNC), the current Cyclically Adjusted PS Ratio is 4.21 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PNC Financial Services Group (MEX:PNC) Overvalued in 2026?

Based on GuruFocus' analysis, PNC Financial Services Group stock appears to be overvalued. The current stock price of MXN4,360.00 is trading 22.6% above its estimated GF Value™ of MXN3,556.24. GuruFocus considers PNC Financial Services Group to be Fairly Valued.

Key valuation signals for MEX:PNC:

  • Cyclically Adjusted PS Ratio: 4.21 (near median its 10-year median of 4.04)
  • GF Value™: MXN3,556.24 vs. price of MXN4,360.00 (22.6% above fair value)
  • GF Score™: 63/100 with 8 warning signs
  • Industry Position: 24.9% above the Banks median (#988 of 1299)

No single metric tells the full story. See the MEX:PNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PNC Financial Services Group Business Description

Address 300 Fifth Avenue, The Tower at PNC Plaza, Pittsburgh, PA, USA, 15222-2401
PNC Financial is one of the three super-regional banks in the US, with over $600 billion in total assets at the end of March 2026. Headquartered in Pittsburgh, Pennsylvania, PNC Financial has a coast-to-coast branch network, with a strong presence in the US Midwest and Northeast. It closed its acquisition of FirstBank in January 2026, which added around $26 billion in assets to its balance sheet, and PNC is currently expanding in the Southern and Western regions of the US. The bank provides a diversified set of financial services in retail banking, commercial banking, card and treasury management, asset management, and investment banking. PNC derived around 38% of revenue from fee income and 62% from net interest income in 2025.
63GF Score

Get the complete analysis for MEX:PNC

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN4,360.00
Price
MXN3,556.24
GF Value