Sampo Oyj (OCSE:SAMPO) Cyclically Adjusted Book per Share: kr32.68 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OCSE:SAMPO Sampo Oyj OCSE:SAMPO
58 GF Score
Price kr71.90
GF Value kr71.43
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Sampo Oyj Cyclically Adjusted Book per Share?

Sampo Oyj OCSE:SAMPO +0.31% 58 Cyclically Adjusted Book per Share is kr32.68 as of Mar. 2026. GuruFocus rates OCSE:SAMPO with a GF Score™ of 58/100 and a GF Value™ of kr71.43 (Fairly Valued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Sampo Oyj's adjusted book value per share for the three months ended in Mar. 2026 was kr23.093. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is kr32.68 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Sampo Oyj's average Cyclically Adjusted Book Growth Rate was -3.30% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was -2.40% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 1.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Sampo Oyj was 6.70% per year. The lowest was -2.40% per year. And the median was 4.20% per year.

As of today (2026-07-14), Sampo Oyj's current stock price is kr71.90. Sampo Oyj's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was kr32.68. Sampo Oyj's Cyclically Adjusted PB Ratio of today is 2.20.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Sampo Oyj was 2.48. The lowest was 1.12. And the median was 1.84.


Sampo Oyj  (OCSE:SAMPO) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Sampo Oyj's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=71.90/32.68
=2.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Sampo Oyj was 2.48. The lowest was 1.12. And the median was 1.84.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Sampo Oyj Cyclically Adjusted Book per Share Related Terms


Sampo Oyj Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Sampo Oyj's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sampo Oyj Cyclically Adjusted Book per Share Chart

Sampo Oyj Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 33.92 32.69

Sampo Oyj Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 33.82 32.94 32.96 32.69 32.68

OCSE:SAMPO vs BRK.A, AIG, HIG: Cyclically Adjusted Book per Share Comparison

For the Insurance - Diversified subindustry, Sampo Oyj's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sampo Oyj Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Sampo Oyj's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Sampo Oyj's Cyclically Adjusted PB Ratio falls into.


OCSE:SAMPO
58GF Score
Sampo Oyj OCSE:SAMPO
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sampo Oyj Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Sampo Oyj's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=23.093/124.6700*124.6700
=23.093

Current CPI (Mar. 2026) = 124.6700.

Sampo Oyj Quarterly Data

Book Value per Share CPI Adj_Book
201606 28.777 100.390 35.737
201609 30.457 100.540 37.767
201612 31.752 101.020 39.186
201703 33.267 100.910 41.100
201706 30.554 101.140 37.662
201709 33.644 101.320 41.398
201712 34.360 101.510 42.199
201803 34.561 101.730 42.354
201806 32.149 102.320 39.171
201809 33.529 102.600 40.741
201812 33.279 102.710 40.394
201903 34.543 102.870 41.863
201906 31.449 103.360 37.933
201909 30.302 103.540 36.486
201912 32.034 103.650 38.530
202003 29.556 103.490 35.605
202006 29.779 103.320 35.933
202009 31.341 103.710 37.675
202012 30.592 103.890 36.711
202103 32.644 104.870 38.807
202106 31.938 105.360 37.791
202109 33.335 106.290 39.099
202112 34.827 107.490 40.393
202203 34.113 110.950 38.331
202206 26.696 113.570 29.305
202209 25.650 114.920 27.826
202212 27.818 117.320 29.561
202303 28.159 119.750 29.316
202306 24.493 120.690 25.301
202309 20.170 121.280 20.734
202312 21.576 121.540 22.132
202403 22.360 122.360 22.782
202406 20.760 122.230 21.174
202409 19.363 122.260 19.745
202412 19.561 122.390 19.925
202503 20.731 123.010 21.011
202506 18.961 122.530 19.292
202509 21.379 122.880 21.690
202512 22.706 122.670 23.076
202603 23.093 124.670 23.093

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of kr32.68 mean?
Sampo Oyj (OCSE:SAMPO) has a Cyclically Adjusted Book per Share of kr32.68 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Sampo Oyj and its competitors.
Is Sampo Oyj's Cyclically Adjusted Book per Share too high?
Sampo Oyj's current Cyclically Adjusted Book per Share is kr32.68. Overall, Sampo Oyj has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sampo Oyj's Cyclically Adjusted Book per Share compare to BRK.A and AIG?
Sampo Oyj's Cyclically Adjusted Book per Share of kr32.68 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Sampo Oyj and its competitors. Sampo Oyj's current Cyclically Adjusted Book per Share is kr32.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sampo Oyj stock overvalued right now?
Based on GuruFocus' analysis, Sampo Oyj (OCSE:SAMPO) is currently considered Fairly Valued. The stock's GF Value™ is kr71.43, compared to a current price of kr71.90 — trading 0.7% above its estimated fair value. The current Cyclically Adjusted Book per Share is kr32.68. Sampo Oyj's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Sampo Oyj (OCSE:SAMPO), the current Cyclically Adjusted Book per Share is kr32.68 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sampo Oyj (OCSE:SAMPO) Overvalued in 2026?

Based on GuruFocus' analysis, Sampo Oyj stock appears to be overvalued. The current stock price of kr71.90 is trading 0.7% above its estimated GF Value™ of kr71.43. GuruFocus considers Sampo Oyj to be Fairly Valued.

Key valuation signals for OCSE:SAMPO:

  • Cyclically Adjusted Book per Share: kr32.68
  • GF Value™: kr71.43 vs. price of kr71.90 (0.7% above fair value)
  • GF Score™: 58/100 with 2 warning signs

No single metric tells the full story. See the OCSE:SAMPO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sampo Oyj Business Description

Address Fabianinkatu 21, Helsinki, FIN, 00130
Sampo is a leading Nordics-based insurer headquartered in Finland and listed in Helsinki. The company has operations in Denmark, Estonia, Finland, Norway, Lithuania, Latvia, and the United Kingdom. Sampo has four subsidiaries that mainly sell private insurance to retail customers. It is the largest property and casualty insurer in the Nordics. Headquartered in Sweden, and If also sells insurance in Denmark, Norway, and Finland. Topdanmark is a Danish property and casualty insurer focusing on personal lines insurance as well as agriculture and small and medium-size enterprises. Topdanmark has been rolled into the Nordics, and Hastings is a digital insurer that focuses on car, van, bike, and home insurance in the UK.
58GF Score

Get the complete analysis for OCSE:SAMPO

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr71.90
Price
kr71.43
GF Value