PBIIF (PT BFI Finance Indonesia Tbk) Cyclically Adjusted Book per Share: $0.06 (As of Mar. 2026)


PBIIF PT BFI Finance Indonesia Tbk PBIIF
82 GF Score
Price $0.07
GF Value $0.09
! 2 Warning Signs
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What is PT BFI Finance Indonesia Tbk Cyclically Adjusted Book per Share?

PT BFI Finance Indonesia Tbk PBIIF 82 Cyclically Adjusted Book per Share is $0.06 as of Mar. 2026. GuruFocus rates PBIIF with a GF Score™ of 82/100 and a GF Value™ of $0.09. The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

PT BFI Finance Indonesia Tbk's adjusted book value per share for the three months ended in Mar. 2026 was $0.044. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $0.06 for the trailing ten years ended in Mar. 2026.

During the past 12 months, PT BFI Finance Indonesia Tbk's average Cyclically Adjusted Book Growth Rate was 10.40% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 9.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of PT BFI Finance Indonesia Tbk was 11.60% per year. The lowest was 9.50% per year. And the median was 10.55% per year.

As of today (2026-07-03), PT BFI Finance Indonesia Tbk's current stock price is $0.07. PT BFI Finance Indonesia Tbk's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $0.06. PT BFI Finance Indonesia Tbk's Cyclically Adjusted PB Ratio of today is 1.17.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of PT BFI Finance Indonesia Tbk was 3.75. The lowest was 1.11. And the median was 2.41.


PT BFI Finance Indonesia Tbk  (OTCPK:PBIIF) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

PT BFI Finance Indonesia Tbk's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=0.07/0.06
=1.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of PT BFI Finance Indonesia Tbk was 3.75. The lowest was 1.11. And the median was 2.41.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


PT BFI Finance Indonesia Tbk Cyclically Adjusted Book per Share Related Terms


PT BFI Finance Indonesia Tbk Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for PT BFI Finance Indonesia Tbk's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT BFI Finance Indonesia Tbk Cyclically Adjusted Book per Share Chart

PT BFI Finance Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.04 0.05

PT BFI Finance Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.04 0.05 0.05 0.06

PBIIF vs V, MA, AXP: Cyclically Adjusted Book per Share Comparison

For the Credit Services subindustry, PT BFI Finance Indonesia Tbk's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT BFI Finance Indonesia Tbk Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PT BFI Finance Indonesia Tbk's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where PT BFI Finance Indonesia Tbk's Cyclically Adjusted PB Ratio falls into.


PBIIF
82GF Score
PT BFI Finance Indonesia Tbk PBIIF
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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PT BFI Finance Indonesia Tbk Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PT BFI Finance Indonesia Tbk's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.044/136.5387*136.5387
=0.044

Current CPI (Mar. 2026) = 136.5387.

PT BFI Finance Indonesia Tbk Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.000 103.212 0.000
201609 0.020 104.142 0.026
201612 0.021 105.222 0.027
201703 0.023 106.476 0.029
201706 0.023 107.722 0.029
201709 0.025 108.020 0.032
201712 0.024 109.017 0.030
201803 0.026 110.097 0.032
201806 0.026 111.085 0.032
201809 0.026 111.135 0.032
201812 0.029 112.430 0.035
201903 0.031 112.829 0.038
201906 0.029 114.730 0.035
201909 0.031 114.905 0.037
201912 0.029 115.486 0.034
202003 0.028 116.252 0.033
202006 0.029 116.630 0.034
202009 0.028 116.397 0.033
202012 0.031 117.318 0.036
202103 0.032 117.840 0.037
202106 0.032 118.184 0.037
202109 0.034 118.262 0.039
202112 0.035 119.516 0.040
202203 0.036 120.948 0.041
202206 0.037 123.322 0.041
202209 0.038 125.298 0.041
202212 0.037 126.098 0.040
202303 0.040 126.953 0.043
202306 0.040 127.663 0.043
202309 0.041 128.151 0.044
202312 0.041 129.395 0.043
202403 0.042 130.607 0.044
202406 0.039 130.792 0.041
202409 0.044 130.361 0.046
202412 0.042 131.432 0.044
202503 0.043 131.948 0.044
202506 0.043 133.241 0.044
202509 0.044 133.819 0.045
202512 0.043 135.271 0.043
202603 0.044 136.539 0.044

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $0.06 mean?
PT BFI Finance Indonesia Tbk (PBIIF) has a Cyclically Adjusted Book per Share of $0.06 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PT BFI Finance Indonesia Tbk and its competitors.
Is PT BFI Finance Indonesia Tbk's Cyclically Adjusted Book per Share too high?
PT BFI Finance Indonesia Tbk's current Cyclically Adjusted Book per Share is $0.06. Overall, PT BFI Finance Indonesia Tbk has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does PT BFI Finance Indonesia Tbk's Cyclically Adjusted Book per Share compare to V and MA?
PT BFI Finance Indonesia Tbk's Cyclically Adjusted Book per Share of $0.06 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Credit Services company?
A good Cyclically Adjusted Book per Share depends on the Credit Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on PT BFI Finance Indonesia Tbk and its competitors. PT BFI Finance Indonesia Tbk's current Cyclically Adjusted Book per Share is $0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT BFI Finance Indonesia Tbk stock overvalued right now?
PT BFI Finance Indonesia Tbk (PBIIF) has a current Cyclically Adjusted Book per Share of $0.06. The stock's GF Value™ is $0.09, compared to a current price of $0.07 — trading 22.2% below its estimated fair value. The current Cyclically Adjusted Book per Share is $0.06. PT BFI Finance Indonesia Tbk's overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For PT BFI Finance Indonesia Tbk (PBIIF), the current Cyclically Adjusted Book per Share is $0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT BFI Finance Indonesia Tbk (PBIIF) Overvalued in 2026?

Based on GuruFocus' analysis, PT BFI Finance Indonesia Tbk stock appears to be undervalued. The current stock price of $0.07 is trading 22.2% below its estimated GF Value™ of $0.09.

Key valuation signals for PBIIF:

  • Cyclically Adjusted Book per Share: $0.06
  • GF Value™: $0.09 vs. price of $0.07 (22.2% below fair value)
  • GF Score™: 82/100 with 2 warning signs

No single metric tells the full story. See the PBIIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT BFI Finance Indonesia Tbk Business Description

Other Exchanges BFIN:IndonesiaPR2:Germany
Address Jalan Kapten Soebijanto Djojohadikusumo, BFI Tower, Sunburst CBD Lot 1.2, BSD City, South Tangerang, Tangerang, IDN, 15322
PT BFI Finance Indonesia Tbk is a multifinance company based in Indonesia. It offers Sharia financing solutions, such as umrah capital financing, financing for buying a used car, and other multipurpose Sharia-compliant credit products. Additionally, the company offers financial leasing solutions to individual and corporate customers who purchase or engage in the sale and leaseback of heavy equipment, machinery, motor vehicles, and other equipment. It also offers consumer financing for new and used cars purchased via dealers and secured financing for used cars, used motorcycles, and real estate. The company's operating segments are: Cars, Motorcycles, and Others. Maximum revenue is generated from the Cars segment, which includes income derived from car financing solutions.
82GF Score

Get the complete analysis for PBIIF

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.07
Price
$0.09
GF Value