Business Description
PT BFI Finance Indonesia Tbk
ISIN : ID1000124001
Total Employee Number:
10,247Compare
Compare
Traded in other countries / regions
BFIN.IndonesiaPR2.GermanyPBIIF.USA IPO Date
1990-05-16Description
PT BFI Finance Indonesia Tbk is a multifinance company based in Indonesia. It offers Sharia financing solutions, such as umrah capital financing, financing for buying a used car, and other multipurpose Sharia-compliant credit products. Additionally, the company offers financial leasing solutions to individual and corporate customers who purchase or engage in the sale and leaseback of heavy equipment, machinery, motor vehicles, and other equipment. It also offers consumer financing for new and used cars purchased via dealers and secured financing for used cars, used motorcycles, and real estate. The company's operating segments are: Cars, Motorcycles, and Others. Maximum revenue is generated from the Cars segment, which includes income derived from car financing solutions.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.09 | |||||
Equity-to-Asset | 0.43 | |||||
Debt-to-Equity | 1.2 | |||||
Debt-to-EBITDA | 5.65 | |||||
Interest Coverage | 10.37 | |||||
Piotroski F-Score | 7/9 | |||||
Altman Z-Score | 2.27 | |||||
Beneish M-Score | -2.64 | |||||
WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 7.9 | |||||
3-Year EBITDA Growth Rate | -2.8 | |||||
3-Year EPS without NRI Growth Rate | -1.5 | |||||
3-Year Book Growth Rate | 7.2 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 6.04 |
Momentum Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 61.36 | |||||
9-Day RSI | 59.49 | |||||
14-Day RSI | 56.02 | |||||
3-1 Month Momentum % | -0.73 | |||||
6-1 Month Momentum % | -4.23 | |||||
12-1 Month Momentum % | -13.38 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 2.59 | |||||
Quick Ratio | 2.59 | |||||
Cash Ratio | 0.13 | |||||
Days Sales Outstanding | 1219.45 | |||||
Days Payable | 25.4 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 9.4 | |||||
Dividend Payout Ratio | 0.65 | |||||
3-Year Dividend Growth Rate | 20.8 | |||||
Forward Dividend Yield % | 9.4 | |||||
5-Year Yield-on-Cost % | 48.08 | |||||
3-Year Average Share Buyback Ratio | 0.4 | |||||
Shareholder Yield % | 10.55 |
Profitability Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 64.75 | |||||
Operating Margin % | 32.5 | |||||
Net Margin % | 22.75 | |||||
EBITDA Margin % | 34.56 | |||||
FCF Margin % | 27.91 | |||||
OCF Margin % | 30.46 | |||||
ROE % | 14.26 | |||||
ROA % | 6.02 | |||||
ROIC % | 7.42 | |||||
3-Year ROIIC % | 0.56 | |||||
ROC (Joel Greenblatt) % | 9.4 | |||||
ROCE % | 13.11 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 7.47 | |||||
Forward PE Ratio | 8.1 | |||||
PE Ratio without NRI | 7.19 | |||||
Shiller PE Ratio | 7.58 | |||||
Price-to-Owner-Earnings | 7.17 | |||||
PEG Ratio | 0.59 | |||||
PS Ratio | 1.7 | |||||
PB Ratio | 1 | |||||
Price-to-Tangible-Book | 1.02 | |||||
Price-to-Free-Cash-Flow | 6.13 | |||||
Price-to-Operating-Cash-Flow | 5.62 | |||||
EV-to-EBIT | 10.79 | |||||
EV-to-Forward-EBIT | 11.91 | |||||
EV-to-EBITDA | 9.84 | |||||
EV-to-Revenue | 3.4 | |||||
EV-to-Forward-Revenue | 3.78 | |||||
EV-to-FCF | 12.19 | |||||
Price-to-GF-Value | 0.78 | |||||
Price-to-Projected-FCF | 0.71 | |||||
Price-to-DCF (Earnings Based) | 0.48 | |||||
Price-to-DCF (FCF Based) | 0.53 | |||||
Price-to-Median-PS-Value | 0.77 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.71 | |||||
Price-to-Graham-Number | 0.57 | |||||
| Price-to-Net-Current-Asset-Value | 1.12 | |||||
Earnings Yield (Greenblatt) % | 9.27 | |||||
FCF Yield % | 17.09 | |||||
Forward Rate of Return (Yacktman) % | 7.21 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
PT BFI Finance Indonesia Tbk Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil Rp) | 6,728,313 | ||
| EPS (TTM) (Rp) | 99.723 | ||
| Beta | 0.4857 | ||
| 3-Year Sharpe Ratio | -0.73 | ||
| 3-Year Sortino Ratio | -0.92 | ||
| Volatility % | 29.92 | ||
| 14-Day RSI | 56.02 | ||
| 14-Day ATR (Rp) | 30.706503 | ||
| 20-Day SMA (Rp) | 697.5 | ||
| 12-1 Month Momentum % | -13.38 | ||
| 52-Week Range (Rp) | 575 - 965 | ||
| Shares Outstanding (Mil) | 14,749.38 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
PT BFI Finance Indonesia Tbk Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
PT BFI Finance Indonesia Tbk Stock Events
| Event | Date | Price (Rp) | ||
|---|---|---|---|---|
| IDR 35.000000 Cash Dividend | 2026-06-03 | 705.00 (+2.17%) | ||
| IDR 35.000000 Cash Dividend | 2025-12-11 | 755.00 (+0.00%) | ||
| IDR 32.000000 Cash Dividend | 2025-05-21 | 945.00 (-0.53%) | ||
| IDR 28.000000 Cash Dividend | 2024-12-12 | 940.00 (+1.08%) | ||
| 10:1 Stock Split | 2017-06-05 | 500.00 (-2.91%) | ||
| 2:1 Stock Split | 2012-08-07 | 226.25 (+0.00%) |
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Entries
PT BFI Finance Indonesia Tbk Frequently Asked Questions
What is PT BFI Finance Indonesia Tbk(ISX:BFIN)'s stock price today?
The current price of ISX:BFIN is Rp745.00. The 52 week high of ISX:BFIN is Rp965.00 and 52 week low is Rp575.00.
When is next earnings date of PT BFI Finance Indonesia Tbk(ISX:BFIN)?
The next earnings date of PT BFI Finance Indonesia Tbk(ISX:BFIN) is .
Does PT BFI Finance Indonesia Tbk(ISX:BFIN) pay dividends? If so, how much?
The Dividend Yield %  of PT BFI Finance Indonesia Tbk(ISX:BFIN) is 9.4% (As of Today), Highest Dividend Payout Ratio of PT BFI Finance Indonesia Tbk(ISX:BFIN) was 0.65. The lowest was 0.17. And the median was 0.45. The  Forward Dividend Yield % of PT BFI Finance Indonesia Tbk(ISX:BFIN) is 9.4%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on PT BFI Finance Indonesia Tbk
No articles.
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