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The historical rank and industry rank for PT BFI Finance Indonesia Tbk's 5-Year Yield-on-Cost % or its related term are showing as below:
During the past 13 years, PT BFI Finance Indonesia Tbk's highest Yield on Cost was 97.13. The lowest was 2.86. And the median was 26.44.
PBIIF's 5-Year Yield-on-Cost % is not ranked *
in the Credit Services industry.
Industry Median: 4.55 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
PT BFI Finance Indonesia Tbk (OTCPK:PBIIF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
PT BFI Finance Indonesia Tbk 5-Year Yield-on-Cost % Related Terms
PBIIF vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison
For the Credit Services subindustry, PT BFI Finance Indonesia Tbk's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT BFI Finance Indonesia Tbk 5-Year Yield-on-Cost % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, PT BFI Finance Indonesia Tbk's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where PT BFI Finance Indonesia Tbk's 5-Year Yield-on-Cost % falls into.
PT BFI Finance Indonesia Tbk 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
PT BFI Finance Indonesia Tbk (PBIIF) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 19, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PT BFI Finance Indonesia Tbk and its competitors. Over the past decade, PT BFI Finance Indonesia Tbk's 5-Year Yield-on-Cost % has ranged from 2.86 to 97.13. According to the industry distribution chart, PT BFI Finance Indonesia Tbk ranks #2 out of 211 companies in the Credit Services industry, placing it in the top 0.90000000000001%.
Is PT BFI Finance Indonesia Tbk's 5-Year Yield-on-Cost % too high?
PT BFI Finance Indonesia Tbk's current 5-Year Yield-on-Cost % is 0.00. Over the past 10 years, this metric has ranged from a low of 2.86 to a high of 97.13. Based on the distribution chart, PT BFI Finance Indonesia Tbk ranks #2 out of 211 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, PT BFI Finance Indonesia Tbk has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does PT BFI Finance Indonesia Tbk's 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, PT BFI Finance Indonesia Tbk ranks #2 out of 211 companies for 5-Year Yield-on-Cost %. This places PT BFI Finance Indonesia Tbk in the top 1% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 4.55. Historically, PT BFI Finance Indonesia Tbk's own 5-Year Yield-on-Cost % has ranged from 2.86 to 97.13 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.55, based on 211 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on PT BFI Finance Indonesia Tbk and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT BFI Finance Indonesia Tbk's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT BFI Finance Indonesia Tbk stock overvalued right now?
PT BFI Finance Indonesia Tbk (PBIIF) has a current 5-Year Yield-on-Cost % of 0.00. The stock's GF Value™ is $0.08, compared to a current price of $0.07 — trading 12.5% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. PT BFI Finance Indonesia Tbk's overall GF Score™ is 85/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For PT BFI Finance Indonesia Tbk (PBIIF), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT BFI Finance Indonesia Tbk (PBIIF) Overvalued in 2026?
Based on GuruFocus' analysis, PT BFI Finance Indonesia Tbk stock appears to be undervalued.
The current stock price of $0.07 is trading 12.5% below its estimated GF Value™ of $0.08.
Key valuation signals for PBIIF:
5-Year Yield-on-Cost %: 0.00
GF Value™: $0.08 vs. price of $0.07 (12.5% below fair value)
No single metric tells the full story. See the PBIIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT BFI Finance Indonesia Tbk is a multifinance company based in Indonesia. It offers Sharia financing solutions, such as umrah capital financing, financing for buying a used car, and other multipurpose Sharia-compliant credit products. Additionally, the company offers financial leasing solutions to individual and corporate customers who purchase or engage in the sale and leaseback of heavy equipment, machinery, motor vehicles, and other equipment. It also offers consumer financing for new and used cars purchased via dealers and secured financing for used cars, used motorcycles, and real estate. The company's operating segments are: Cars, Motorcycles, and Others. Maximum revenue is generated from the Cars segment, which includes income derived from car financing solutions.
85GF Score
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