ISX:MFIN (Indonesia)
Business Description
PT Mandala Multifinance Tbk
Description
PT Mandala Multifinance Tbk is engaged in conducting business activities in financing which include leases of goods, factoring, credit card, and consumer financing. The company is also engaged in the business of consumer financing which includes the financing of two-wheeled vehicles. The segments of the company include conventional and sharia. Geographically, the company focuses its activities in Indonesia where the regions include java, sumatera, Sulawesi, and Kalimantan.
Financial Strength
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.28 | |||||
| Equity-to-Asset | 0.48 | |||||
| Debt-to-Equity | 0.98 | |||||
| Debt-to-EBITDA | 3.53 | |||||
| Interest Coverage | 79.84 | |||||
| Piotroski F-Score | 5/9 | |||||
| Altman Z-Score | 3.34 | |||||
| Beneish M-Score | -1.65 | |||||
| WACC vs ROIC | ||||||
Growth Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 6.2 | |||||
| 3-Year EBITDA Growth Rate | 10.5 | |||||
| 3-Year EPS without NRI Growth Rate | 13.2 | |||||
| 3-Year FCF Growth Rate | -93.2 | |||||
| 3-Year Book Growth Rate | 10.3 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 75.44 | |||||
| 9-Day RSI | 69.62 | |||||
| 14-Day RSI | 66.3 | |||||
| 6-1 Month Momentum % | 14.5 | |||||
| 12-1 Month Momentum % | 44.6 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 10.14 | |||||
| Quick Ratio | 10.14 | |||||
| Cash Ratio | 1.41 | |||||
| Days Sales Outstanding | 823.52 | |||||
| Days Payable | 41.72 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 4.18 | |||||
| Dividend Payout Ratio | 0.32 | |||||
| 3-Year Dividend Growth Rate | -36.7 | |||||
| Forward Dividend Yield % | 4.18 | |||||
| 5-Year Yield-on-Cost % | 4.37 |
Profitability Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 65.92 | |||||
| Operating Margin % | 38.45 | |||||
| Net Margin % | 30.88 | |||||
| ROE % | 22.38 | |||||
| ROA % | 11.55 | |||||
| ROIC % | 13.17 | |||||
| ROC (Joel Greenblatt) % | 17.2 | |||||
| ROCE % | 16.45 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 7.56 | |||||
| PE Ratio without NRI | 7.56 | |||||
| Shiller PE Ratio | 12.63 | |||||
| Price-to-Owner-Earnings | 7.52 | |||||
| PEG Ratio | 2.52 | |||||
| PS Ratio | 2.34 | |||||
| PB Ratio | 1.6 | |||||
| Price-to-Tangible-Book | 1.61 | |||||
| EV-to-EBIT | 8.75 | |||||
| EV-to-EBITDA | 8.28 | |||||
| EV-to-Revenue | 3.36 | |||||
| EV-to-FCF | -16.19 | |||||
| Price-to-Projected-FCF | 0.96 | |||||
| Price-to-DCF (Earnings Based) | 0.59 | |||||
| Price-to-Median-PS-Value | 1.93 | |||||
| Price-to-Graham-Number | 0.74 | |||||
| Price-to-Net-Current-Asset-Value | 1.74 | |||||
| Earnings Yield (Greenblatt) % | 11.43 | |||||
| Forward Rate of Return (Yacktman) % | 4.88 |
Guru Trades
See DetailsInsider Trades
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Analyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil Rp) | 1,977,697 | ||
| EPS (TTM) (Rp) | 230.726 | ||
| Beta | 0.27 | ||
| Volatility % | 24.65 | ||
| 14-Day RSI | 66.3 | ||
| 14-Day ATR (Rp) | 50.325807 | ||
| 20-Day SMA (Rp) | 1685.25 | ||
| 12-1 Month Momentum % | 44.6 | ||
| 52-Week Range (Rp) | 1015 - 1800 | ||
| Shares Outstanding (Mil) | 2,650 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
PT Mandala Multifinance Tbk Filings
| Document | Form | Filing Date | ||
|---|---|---|---|---|
| No Filing Data | ||||