Wataniya Insurance Co (SAU:8300) Cyclically Adjusted Book per Share: ﷼11.19 (As of Mar. 2026)

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SAU:8300 Wataniya Insurance Co SAU:8300
67 GF Score
Price ﷼12.98
GF Value ﷼34.94
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Wataniya Insurance Co Cyclically Adjusted Book per Share?

Wataniya Insurance Co SAU:8300 -0.69% 67 Cyclically Adjusted Book per Share is ﷼11.19 as of Mar. 2026. GuruFocus rates SAU:8300 with a GF Score™ of 67/100 and a GF Value™ of ﷼34.94 (Significantly Undervalued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Wataniya Insurance Co's adjusted book value per share for the three months ended in Mar. 2026 was ﷼16.198. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ﷼11.19 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Wataniya Insurance Co's average Cyclically Adjusted Book Growth Rate was 12.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-17), Wataniya Insurance Co's current stock price is ﷼12.98. Wataniya Insurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was ﷼11.19. Wataniya Insurance Co's Cyclically Adjusted PB Ratio of today is 1.16.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Wataniya Insurance Co was 3.59. The lowest was 1.08. And the median was 2.20.


Wataniya Insurance Co  (SAU:8300) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Wataniya Insurance Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=12.98/11.19
=1.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Wataniya Insurance Co was 3.59. The lowest was 1.08. And the median was 2.20.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Wataniya Insurance Co Cyclically Adjusted Book per Share Related Terms


Wataniya Insurance Co Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Wataniya Insurance Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wataniya Insurance Co Cyclically Adjusted Book per Share Chart

Wataniya Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 8.41 9.66 10.67

Wataniya Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.94 10.16 10.37 10.67 11.19

SAU:8300 vs BRK.A, AIG, HIG: Cyclically Adjusted Book per Share Comparison

For the Insurance - Diversified subindustry, Wataniya Insurance Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wataniya Insurance Co Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Wataniya Insurance Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Wataniya Insurance Co's Cyclically Adjusted PB Ratio falls into.


SAU:8300
67GF Score
Wataniya Insurance Co SAU:8300
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Wataniya Insurance Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Wataniya Insurance Co's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=16.198/330.2130*330.2130
=16.198

Current CPI (Mar. 2026) = 330.2130.

Wataniya Insurance Co Quarterly Data

Book Value per Share CPI Adj_Book
201606 2.815 241.018 3.857
201609 5.661 241.428 7.743
201612 6.131 241.432 8.386
201703 6.920 243.801 9.373
201706 6.851 244.955 9.236
201709 7.044 246.819 9.424
201712 7.454 246.524 9.984
201803 7.963 249.554 10.537
201806 8.175 251.989 10.713
201809 8.288 252.439 10.841
201812 7.925 251.233 10.416
201903 8.106 254.202 10.530
201906 7.587 256.143 9.781
201909 7.362 256.759 9.468
201912 8.543 256.974 10.978
202003 8.271 258.115 10.581
202006 8.576 257.797 10.985
202009 8.380 260.280 10.632
202012 8.793 260.474 11.147
202103 8.145 264.877 10.154
202106 7.872 271.696 9.567
202109 6.973 274.310 8.394
202112 7.850 278.802 9.298
202203 6.158 287.504 7.073
202206 9.016 296.311 10.048
202209 9.214 296.808 10.251
202212 10.001 296.797 11.127
202303 10.369 301.836 11.344
202306 10.465 305.109 11.326
202309 11.334 307.789 12.160
202312 12.207 306.746 13.141
202403 12.889 312.332 13.627
202406 13.603 314.175 14.297
202409 13.978 315.301 14.639
202412 15.241 315.605 15.946
202503 15.430 319.799 15.932
202506 15.445 322.561 15.811
202509 15.617 324.800 15.877
202512 16.450 324.054 16.763
202603 16.198 330.213 16.198

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ﷼11.19 mean?
Wataniya Insurance Co (SAU:8300) has a Cyclically Adjusted Book per Share of ﷼11.19 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Wataniya Insurance Co and its competitors.
Is Wataniya Insurance Co's Cyclically Adjusted Book per Share too high?
Wataniya Insurance Co's current Cyclically Adjusted Book per Share is ﷼11.19. Overall, Wataniya Insurance Co has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Wataniya Insurance Co's Cyclically Adjusted Book per Share compare to BRK.A and AIG?
Wataniya Insurance Co's Cyclically Adjusted Book per Share of ﷼11.19 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Wataniya Insurance Co and its competitors. Wataniya Insurance Co's current Cyclically Adjusted Book per Share is ﷼11.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wataniya Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Wataniya Insurance Co (SAU:8300) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼34.94, compared to a current price of ﷼12.98 — trading 62.9% below its estimated fair value. The current Cyclically Adjusted Book per Share is ﷼11.19. Wataniya Insurance Co's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Wataniya Insurance Co (SAU:8300), the current Cyclically Adjusted Book per Share is ﷼11.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wataniya Insurance Co (SAU:8300) Overvalued in 2026?

Based on GuruFocus' analysis, Wataniya Insurance Co stock appears to be undervalued. The current stock price of ﷼12.98 is trading 62.9% below its estimated GF Value™ of ﷼34.94. GuruFocus considers Wataniya Insurance Co to be Significantly Undervalued.

Key valuation signals for SAU:8300:

  • Cyclically Adjusted Book per Share: ﷼11.19
  • GF Value™: ﷼34.94 vs. price of ﷼12.98 (62.9% below fair value)
  • GF Score™: 67/100 with 1 warning sign

No single metric tells the full story. See the SAU:8300 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wataniya Insurance Co Business Description

Address Juffali Building, Madina Road, PO Box 8532, Jeddah, SAU, 21432
Wataniya Insurance Co provide general insurance and related services in accordance with its by-laws and applicable regulations in the Kingdom of Saudi Arabia. Its segments include Marine; Property; Motor Comprehensive; Motor Third Party Liability; Engineering; Accident & liability; and Term life. It derives majority of the revenue from Motor Comprehensive segment that provides coverage against damages to vehicles due to storm, tempest, flood, fire, theft, and personal accident.
67GF Score

Get the complete analysis for SAU:8300

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼12.98
Price
﷼34.94
GF Value