Wataniya Insurance Co (SAU:8300) Scaled Net Operating Assets: 0.20 (As of Mar. 2026)

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SAU:8300 Wataniya Insurance Co SAU:8300
67 GF Score
Price ﷼12.98
GF Value ﷼34.94
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Wataniya Insurance Co Scaled Net Operating Assets?

Wataniya Insurance Co SAU:8300 -0.69% 67 Scaled Net Operating Assets is 0.20 as of Mar. 2026. GuruFocus rates SAU:8300 with a GF Score™ of 67/100 and a GF Value™ of ﷼34.94 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Wataniya Insurance Co's operating assets for the quarter that ended in Mar. 2026 was ﷼2,075 Mil. Wataniya Insurance Co's operating liabilities for the quarter that ended in Mar. 2026 was ﷼1,674 Mil. Wataniya Insurance Co's Total Assets for the quarter that ended in Dec. 2025 was ﷼2,044 Mil. Therefore, Wataniya Insurance Co's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.20.

SAU:8300
67GF Score
Wataniya Insurance Co SAU:8300
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Wataniya Insurance Co Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Wataniya Insurance Co's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(1941.887-1383.043)/2134.822
=0.26

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=2043.961 - 102.074
=1941.887

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1385.974 - 2.931 - 0
=1383.043

Wataniya Insurance Co's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(2075.417-1674.07)/2043.961
=0.20

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=2332.36 - 256.943
=2075.417

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1684.427 - 10.357 - 0
=1674.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.20 mean?
Wataniya Insurance Co (SAU:8300) has a Scaled Net Operating Assets of 0.20 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Wataniya Insurance Co and its competitors.
Is Wataniya Insurance Co's Scaled Net Operating Assets too high?
Wataniya Insurance Co's current Scaled Net Operating Assets is 0.20. Overall, Wataniya Insurance Co has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Wataniya Insurance Co's Scaled Net Operating Assets compare to BRK.A and AIG?
Wataniya Insurance Co's Scaled Net Operating Assets of 0.20 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Wataniya Insurance Co and its competitors. Wataniya Insurance Co's current Scaled Net Operating Assets is 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wataniya Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Wataniya Insurance Co (SAU:8300) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼34.94, compared to a current price of ﷼12.98 — trading 62.9% below its estimated fair value. The current Scaled Net Operating Assets is 0.20. Wataniya Insurance Co's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Wataniya Insurance Co (SAU:8300), the current Scaled Net Operating Assets is 0.20 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wataniya Insurance Co (SAU:8300) Overvalued in 2026?

Based on GuruFocus' analysis, Wataniya Insurance Co stock appears to be undervalued. The current stock price of ﷼12.98 is trading 62.9% below its estimated GF Value™ of ﷼34.94. GuruFocus considers Wataniya Insurance Co to be Significantly Undervalued.

Key valuation signals for SAU:8300:

  • Scaled Net Operating Assets: 0.20
  • GF Value™: ﷼34.94 vs. price of ﷼12.98 (62.9% below fair value)
  • GF Score™: 67/100 with 1 warning sign

No single metric tells the full story. See the SAU:8300 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Wataniya Insurance Co Business Description

Address Juffali Building, Madina Road, PO Box 8532, Jeddah, SAU, 21432
Wataniya Insurance Co provide general insurance and related services in accordance with its by-laws and applicable regulations in the Kingdom of Saudi Arabia. Its segments include Marine; Property; Motor Comprehensive; Motor Third Party Liability; Engineering; Accident & liability; and Term life. It derives majority of the revenue from Motor Comprehensive segment that provides coverage against damages to vehicles due to storm, tempest, flood, fire, theft, and personal accident.
67GF Score

Get the complete analysis for SAU:8300

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼12.98
Price
﷼34.94
GF Value