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Wataniya Insurance CoSAU:8300 -0.69%67 EV-to-FCF is 1.94 as of Jul. 18, 2026, which is 34% below its 10-year median of 2.93. GuruFocus rates SAU:8300 with a GF Score™ of 67/100 and a GF Value™ of ﷼34.94 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 392 Insurance companies, Wataniya Insurance Co ranks better than 88.27% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Wataniya Insurance Co's Enterprise Value is ﷼345 Mil.
Wataniya Insurance Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ﷼178 Mil. Therefore, Wataniya Insurance Co's EV-to-FCF for today is 1.94.
The historical rank and industry rank for Wataniya Insurance Co's EV-to-FCF or its related term are showing as below:
SAU:8300'
s EV-to-FCF Range Over the Past 10 Years
Min: -145.76 Med: 2.93 Max: 50.11
Current: 1.9
During the past 13 years, the highest EV-to-FCF of Wataniya Insurance Co was 50.11. The lowest was -145.76. And the median was 2.93.
SAU:8300's EV-to-FCF is ranked better than 88.27% of 392
companies
in the Insurance industry
Industry Median: 9.795
vs SAU:8300: 1.90
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Wataniya Insurance Co (SAU:8300) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Wataniya Insurance Co's PE Ratio (TTM) for today is calculated as:
Wataniya Insurance Co's share price for today is ﷼12.98.
Wataniya Insurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼0.520.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Wataniya Insurance Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wataniya Insurance Co EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Wataniya Insurance Co's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Wataniya Insurance Co's EV-to-FCF falls into.
Wataniya Insurance Co's current Enterprise Value is ﷼345 Mil.
Wataniya Insurance Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼178 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wataniya Insurance Co (SAU:8300) has a EV-to-FCF of 1.94 as of Jul. 18, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Wataniya Insurance Co and its competitors. This is 34% below median its historical median of 2.93. According to the industry distribution chart, Wataniya Insurance Co ranks #46 out of 392 companies in the Insurance industry, placing it in the top 11.7%.
Is Wataniya Insurance Co's EV-to-FCF too high?
Wataniya Insurance Co's current EV-to-FCF of 1.94 is 34% below median its 10-year median of 2.93. The Insurance industry median EV-to-FCF is 9.80. Wataniya Insurance Co's value of 1.94 is 80.2% below this industry median. Based on the distribution chart, Wataniya Insurance Co ranks #46 out of 392 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Wataniya Insurance Co has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Wataniya Insurance Co's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Wataniya Insurance Co ranks #46 out of 392 companies for EV-to-FCF. This places Wataniya Insurance Co in the top 12% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 9.80. Wataniya Insurance Co's value of 1.94 is 80.2% below this benchmark. While the company's 10-year median is 2.93 vs. the industry median of 9.80, Wataniya Insurance Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.80, based on 392 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wataniya Insurance Co's current EV-to-FCF of 1.94 is 80.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Wataniya Insurance Co and its competitors. For the Insurance industry, the median EV-to-FCF is 9.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wataniya Insurance Co's current EV-to-FCF is 1.94, which is 34% below median its own 10-year median of 2.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wataniya Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Wataniya Insurance Co (SAU:8300) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼34.94, compared to a current price of ﷼12.98 — trading 62.9% below its estimated fair value. The current EV-to-FCF is 1.94, which is 34% below median its 10-year median of 2.93 and 80.2% below the Insurance industry median of 9.80. Wataniya Insurance Co's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Wataniya Insurance Co (SAU:8300), the current EV-to-FCF is 1.94 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wataniya Insurance Co (SAU:8300) Overvalued in 2026?
Based on GuruFocus' analysis, Wataniya Insurance Co stock appears to be undervalued.
The current stock price of ﷼12.98 is trading 62.9% below its estimated GF Value™ of ﷼34.94.
GuruFocus considers Wataniya Insurance Co to be Significantly Undervalued.
Key valuation signals for SAU:8300:
EV-to-FCF: 1.94 (34% below median its 10-year median of 2.93)
GF Value™: ﷼34.94 vs. price of ﷼12.98 (62.9% below fair value)
Industry Position: 80.2% below the Insurance median (#46 of 392)
No single metric tells the full story. See the SAU:8300 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wataniya Insurance Co provide general insurance and related services in accordance with its by-laws and applicable regulations in the Kingdom of Saudi Arabia. Its segments include Marine; Property; Motor Comprehensive; Motor Third Party Liability; Engineering; Accident & liability; and Term life. It derives majority of the revenue from Motor Comprehensive segment that provides coverage against damages to vehicles due to storm, tempest, flood, fire, theft, and personal accident.
67GF Score
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