Wataniya Insurance Co (SAU:8300) E10: ﷼0.78 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:8300 Wataniya Insurance Co SAU:8300
67 GF Score
Price ﷼12.98
GF Value ﷼34.94
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Wataniya Insurance Co E10?

Wataniya Insurance Co SAU:8300 -0.69% 67 E10 is ﷼0.78 as of Mar. 2026. GuruFocus rates SAU:8300 with a GF Score™ of 67/100 and a GF Value™ of ﷼34.94 (Significantly Undervalued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Wataniya Insurance Co's adjusted earnings per share data for the three months ended in Mar. 2026 was ﷼-0.250. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ﷼0.78 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Wataniya Insurance Co's average E10 Growth Rate was 14.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-17), Wataniya Insurance Co's current stock price is ﷼12.98. Wataniya Insurance Co's E10 for the quarter that ended in Mar. 2026 was ﷼0.78. Wataniya Insurance Co's Shiller PE Ratio of today is 16.64.

During the past 13 years, the highest Shiller PE Ratio of Wataniya Insurance Co was 65.00. The lowest was 14.58. And the median was 39.48.


Wataniya Insurance Co  (SAU:8300) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Wataniya Insurance Co's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=12.98/0.78
=16.64

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Wataniya Insurance Co was 65.00. The lowest was 14.58. And the median was 39.48.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Wataniya Insurance Co E10 Related Terms


Wataniya Insurance Co E10 Historical Data

* Premium members only.

The historical data trend for Wataniya Insurance Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wataniya Insurance Co E10 Chart

Wataniya Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.45 0.67 0.83

Wataniya Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.68 0.70 0.69 0.83 0.78

SAU:8300 vs BRK.A, AIG, HIG: E10 Comparison

For the Insurance - Diversified subindustry, Wataniya Insurance Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wataniya Insurance Co Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Wataniya Insurance Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Wataniya Insurance Co's Shiller PE Ratio falls into.


SAU:8300
67GF Score
Wataniya Insurance Co SAU:8300
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Wataniya Insurance Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Wataniya Insurance Co's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-0.25/330.2130*330.2130
=-0.250

Current CPI (Mar. 2026) = 330.2130.

Wataniya Insurance Co Quarterly Data

per share eps CPI Adj_EPS
201606 0.172 241.018 0.236
201609 0.283 241.428 0.387
201612 0.717 241.432 0.981
201703 0.549 243.801 0.744
201706 0.251 244.955 0.338
201709 0.271 246.819 0.363
201712 0.433 246.524 0.580
201803 0.549 249.554 0.726
201806 0.185 251.989 0.242
201809 0.093 252.439 0.122
201812 -0.298 251.233 -0.392
201903 0.165 254.202 0.214
201906 -0.529 256.143 -0.682
201909 -0.192 256.759 -0.247
201912 1.138 256.974 1.462
202003 -0.271 258.115 -0.347
202006 0.311 257.797 0.398
202009 -0.198 260.280 -0.251
202012 0.397 260.474 0.503
202103 -0.635 264.877 -0.792
202106 -0.270 271.696 -0.328
202109 -0.900 274.310 -1.083
202112 0.010 278.802 0.012
202203 -0.860 287.504 -0.988
202206 0.004 296.311 0.004
202209 0.260 296.808 0.289
202212 -0.320 296.797 -0.356
202303 0.370 301.836 0.405
202306 0.110 305.109 0.119
202309 0.850 307.789 0.912
202312 0.780 306.746 0.840
202403 0.680 312.332 0.719
202406 0.710 314.175 0.746
202409 0.370 315.301 0.387
202412 0.820 315.605 0.858
202503 0.160 319.799 0.165
202506 0.010 322.561 0.010
202509 0.180 324.800 0.183
202512 0.580 324.054 0.591
202603 -0.250 330.213 -0.250

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ﷼0.78 mean?
Wataniya Insurance Co (SAU:8300) has a E10 of ﷼0.78 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Wataniya Insurance Co and its competitors.
Is Wataniya Insurance Co's E10 too high?
Wataniya Insurance Co's current E10 is ﷼0.78. Overall, Wataniya Insurance Co has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Wataniya Insurance Co's E10 compare to BRK.A and AIG?
Wataniya Insurance Co's E10 of ﷼0.78 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Wataniya Insurance Co and its competitors. Wataniya Insurance Co's current E10 is ﷼0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wataniya Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Wataniya Insurance Co (SAU:8300) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼34.94, compared to a current price of ﷼12.98 — trading 62.9% below its estimated fair value. The current E10 is ﷼0.78. Wataniya Insurance Co's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Wataniya Insurance Co (SAU:8300), the current E10 is ﷼0.78 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wataniya Insurance Co (SAU:8300) Overvalued in 2026?

Based on GuruFocus' analysis, Wataniya Insurance Co stock appears to be undervalued. The current stock price of ﷼12.98 is trading 62.9% below its estimated GF Value™ of ﷼34.94. GuruFocus considers Wataniya Insurance Co to be Significantly Undervalued.

Key valuation signals for SAU:8300:

  • E10: ﷼0.78
  • GF Value™: ﷼34.94 vs. price of ﷼12.98 (62.9% below fair value)
  • GF Score™: 67/100 with 1 warning sign

No single metric tells the full story. See the SAU:8300 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wataniya Insurance Co Business Description

Address Juffali Building, Madina Road, PO Box 8532, Jeddah, SAU, 21432
Wataniya Insurance Co provide general insurance and related services in accordance with its by-laws and applicable regulations in the Kingdom of Saudi Arabia. Its segments include Marine; Property; Motor Comprehensive; Motor Third Party Liability; Engineering; Accident & liability; and Term life. It derives majority of the revenue from Motor Comprehensive segment that provides coverage against damages to vehicles due to storm, tempest, flood, fire, theft, and personal accident.
67GF Score

Get the complete analysis for SAU:8300

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼12.98
Price
﷼34.94
GF Value