Wataniya Insurance Co (SAU:8300) FCF Margin %: 51.18% (As of Mar. 2026) — 394% Above Median

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SAU:8300 Wataniya Insurance Co SAU:8300
67 GF Score
Price ﷼12.98
GF Value ﷼34.94
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Wataniya Insurance Co FCF Margin %?

Wataniya Insurance Co SAU:8300 -0.69% 67 FCF Margin % is 51.18% as of Mar. 2026, which is 394% above its 10-year median of 10.37. GuruFocus rates SAU:8300 with a GF Score™ of 67/100 and a GF Value™ of ﷼34.94 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 501 Insurance companies, Wataniya Insurance Co ranks better than 54.29% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Wataniya Insurance Co's Free Cash Flow for the three months ended in Mar. 2026 was ﷼249 Mil. Wataniya Insurance Co's Revenue for the three months ended in Mar. 2026 was ﷼487 Mil. Therefore, Wataniya Insurance Co's FCF Margin % for the quarter that ended in Mar. 2026 was 51.18%.

As of today, Wataniya Insurance Co's current FCF Yield % is 34.22%.

The historical rank and industry rank for Wataniya Insurance Co's FCF Margin % or its related term are showing as below:

SAU:8300' s FCF Margin % Range Over the Past 10 Years
Min: -14.69   Med: 10.37   Max: 39.81
Current: 11.12


During the past 13 years, the highest FCF Margin % of Wataniya Insurance Co was 39.81%. The lowest was -14.69%. And the median was 10.37%.

SAU:8300's FCF Margin % is ranked better than
54.29% of 501 companies
in the Insurance industry
Industry Median: 8.97 vs SAU:8300: 11.12


Wataniya Insurance Co FCF Margin % Related Terms


Wataniya Insurance Co FCF Margin % Historical Data

* Premium members only.

The historical data trend for Wataniya Insurance Co's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wataniya Insurance Co FCF Margin % Chart

Wataniya Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -14.69 8.89 39.81 18.13 -4.65

Wataniya Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.58 -17.73 -2.57 -0.22 51.18

SAU:8300 vs BRK.A, AIG, HIG: FCF Margin % Comparison

For the Insurance - Diversified subindustry, Wataniya Insurance Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wataniya Insurance Co FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Wataniya Insurance Co's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Wataniya Insurance Co's FCF Margin % falls into.


SAU:8300
67GF Score
Wataniya Insurance Co SAU:8300
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Wataniya Insurance Co FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Wataniya Insurance Co's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-67.794/1456.911
=-4.65 %

Wataniya Insurance Co's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=249.091/486.73
=51.18 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 51.18% mean?
Wataniya Insurance Co (SAU:8300) has a FCF Margin % of 51.18% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Wataniya Insurance Co and its competitors. This is 394% above median its historical median of 10.37. According to the industry distribution chart, Wataniya Insurance Co ranks #229 out of 501 companies in the Insurance industry, placing it in the top 45.7%.
Is Wataniya Insurance Co's FCF Margin % too high?
Wataniya Insurance Co's current FCF Margin % of 51.18% is 394% above median its 10-year median of 10.37. The Insurance industry median FCF Margin % is 8.97. Wataniya Insurance Co's value of 51.18% is 470.6% above this industry median. Based on the distribution chart, Wataniya Insurance Co ranks #229 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Wataniya Insurance Co has a GF Score™ of 67/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Wataniya Insurance Co's FCF Margin % compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Wataniya Insurance Co ranks #229 out of 501 companies for FCF Margin %. This puts Wataniya Insurance Co in the upper half of its industry. The industry median FCF Margin % is 8.97. Wataniya Insurance Co's value of 51.18% is 470.6% above this benchmark. While the company's 10-year median is 10.37 vs. the industry median of 8.97, Wataniya Insurance Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 8.97, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wataniya Insurance Co's current FCF Margin % of 51.18% is 470.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Wataniya Insurance Co and its competitors. For the Insurance industry, the median FCF Margin % is 8.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wataniya Insurance Co's current FCF Margin % is 51.18%, which is 394% above median its own 10-year median of 10.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wataniya Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Wataniya Insurance Co (SAU:8300) is currently considered Significantly Undervalued. The stock's GF Value™ is ﷼34.94, compared to a current price of ﷼12.98 — trading 62.9% below its estimated fair value. The current FCF Margin % is 51.18%, which is 394% above median its 10-year median of 10.37 and 470.6% above the Insurance industry median of 8.97. Wataniya Insurance Co's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Wataniya Insurance Co (SAU:8300), the current FCF Margin % is 51.18% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wataniya Insurance Co (SAU:8300) Overvalued in 2026?

Based on GuruFocus' analysis, Wataniya Insurance Co stock appears to be undervalued. The current stock price of ﷼12.98 is trading 62.9% below its estimated GF Value™ of ﷼34.94. GuruFocus considers Wataniya Insurance Co to be Significantly Undervalued.

Key valuation signals for SAU:8300:

  • FCF Margin %: 51.18% (394% above median its 10-year median of 10.37)
  • GF Value™: ﷼34.94 vs. price of ﷼12.98 (62.9% below fair value)
  • GF Score™: 67/100 with 1 warning sign
  • Industry Position: 470.6% above the Insurance median (#229 of 501)

No single metric tells the full story. See the SAU:8300 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wataniya Insurance Co Business Description

Address Juffali Building, Madina Road, PO Box 8532, Jeddah, SAU, 21432
Wataniya Insurance Co provide general insurance and related services in accordance with its by-laws and applicable regulations in the Kingdom of Saudi Arabia. Its segments include Marine; Property; Motor Comprehensive; Motor Third Party Liability; Engineering; Accident & liability; and Term life. It derives majority of the revenue from Motor Comprehensive segment that provides coverage against damages to vehicles due to storm, tempest, flood, fire, theft, and personal accident.
67GF Score

Get the complete analysis for SAU:8300

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼12.98
Price
﷼34.94
GF Value