O-Bank Co (TPE:2897) Cyclically Adjusted Book per Share: NT$14.97 (As of Dec. 2025)


TPE:2897 O-Bank Co Ltd TPE:2897
60 GF Score
Price NT$10.55
GF Value NT$10.99
Valuation Fairly Valued
! 5 Warning Signs
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What is O-Bank Co Cyclically Adjusted Book per Share?

O-Bank Co TPE:2897 +0.48% 60 Cyclically Adjusted Book per Share is NT$14.97 as of Dec. 2025. GuruFocus rates TPE:2897 with a GF Score™ of 60/100 and a GF Value™ of NT$10.99 (Fairly Valued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

O-Bank Co's adjusted book value per share for the three months ended in Dec. 2025 was NT$14.991. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is NT$14.97 for the trailing ten years ended in Dec. 2025.

During the past 12 months, O-Bank Co's average Cyclically Adjusted Book Growth Rate was 1.70% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 2.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of O-Bank Co was 2.80% per year. The lowest was 2.10% per year. And the median was 2.45% per year.

As of today (2026-07-05), O-Bank Co's current stock price is NT$10.55. O-Bank Co's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2025 was NT$14.97. O-Bank Co's Cyclically Adjusted PB Ratio of today is 0.70.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of O-Bank Co was 0.77. The lowest was 0.56. And the median was 0.67.


O-Bank Co  (TPE:2897) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

O-Bank Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=10.55/14.97
=0.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of O-Bank Co was 0.77. The lowest was 0.56. And the median was 0.67.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


O-Bank Co Cyclically Adjusted Book per Share Related Terms


O-Bank Co Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for O-Bank Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

O-Bank Co Cyclically Adjusted Book per Share Chart

O-Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.54 14.07 14.39 14.72 14.97

O-Bank Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.72 14.88 14.96 15.05 14.97

TPE:2897 vs PNC, USB: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, O-Bank Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


O-Bank Co Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, O-Bank Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where O-Bank Co's Cyclically Adjusted PB Ratio falls into.


TPE:2897
60GF Score
O-Bank Co Ltd TPE:2897
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

O-Bank Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, O-Bank Co's adjusted Book Value per Share data for the three months ended in Dec. 2025 was:

Adj_Book= Book Value per Share /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=14.991/324.0540*324.0540
=14.991

Current CPI (Dec. 2025) = 324.0540.

O-Bank Co Quarterly Data

Book Value per Share CPI Adj_Book
201603 0.000 238.132 0.000
201606 12.262 241.018 16.487
201609 12.357 241.428 16.586
201612 12.249 241.432 16.441
201703 12.333 243.801 16.393
201706 12.087 244.955 15.990
201709 12.101 246.819 15.888
201712 12.091 246.524 15.894
201803 11.982 249.554 15.559
201806 11.909 251.989 15.315
201809 11.974 252.439 15.371
201812 11.970 251.233 15.440
201903 12.354 254.202 15.749
201906 12.480 256.143 15.789
201909 12.559 256.759 15.851
201912 12.494 256.974 15.755
202003 12.248 258.115 15.377
202006 12.238 257.797 15.383
202009 12.462 260.280 15.515
202012 11.937 260.474 14.851
202103 12.133 264.877 14.844
202106 12.008 271.696 14.322
202109 12.077 274.310 14.267
202112 12.240 278.802 14.227
202203 12.084 287.504 13.620
202206 11.310 296.311 12.369
202209 11.444 296.808 12.495
202212 12.716 296.797 13.884
202303 13.181 301.836 14.151
202306 13.063 305.109 13.874
202309 13.367 307.789 14.073
202312 13.662 306.746 14.433
202403 14.212 312.332 14.745
202406 13.883 314.175 14.320
202409 14.285 315.301 14.682
202412 14.415 315.605 14.801
202503 14.781 319.799 14.978
202506 14.284 322.561 14.350
202509 14.745 324.800 14.711
202512 14.991 324.054 14.991

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of NT$14.97 mean?
O-Bank Co (TPE:2897) has a Cyclically Adjusted Book per Share of NT$14.97 as of Dec. 2025. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on O-Bank Co and its competitors.
Is O-Bank Co's Cyclically Adjusted Book per Share too high?
O-Bank Co's current Cyclically Adjusted Book per Share is NT$14.97. Overall, O-Bank Co has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does O-Bank Co's Cyclically Adjusted Book per Share compare to PNC and USB?
O-Bank Co's Cyclically Adjusted Book per Share of NT$14.97 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on O-Bank Co and its competitors. O-Bank Co's current Cyclically Adjusted Book per Share is NT$14.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is O-Bank Co stock overvalued right now?
Based on GuruFocus' analysis, O-Bank Co (TPE:2897) is currently considered Fairly Valued. The stock's GF Value™ is NT$10.99, compared to a current price of NT$10.55 — trading 4% below its estimated fair value. The current Cyclically Adjusted Book per Share is NT$14.97. O-Bank Co's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For O-Bank Co (TPE:2897), the current Cyclically Adjusted Book per Share is NT$14.97 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is O-Bank Co (TPE:2897) Overvalued in 2026?

Based on GuruFocus' analysis, O-Bank Co stock appears to be undervalued. The current stock price of NT$10.55 is trading 4% below its estimated GF Value™ of NT$10.99. GuruFocus considers O-Bank Co to be Fairly Valued.

Key valuation signals for TPE:2897:

  • Cyclically Adjusted Book per Share: NT$14.97
  • GF Value™: NT$10.99 vs. price of NT$10.55 (4% below fair value)
  • GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the TPE:2897 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


O-Bank Co Business Description

Address No.99, Sec.2, Tiding Boulevard, Neihu District, Taipei, TWN, 114
O-Bank Co Ltd is a banking company. The bank's financial services include banking, trade finance, financial markets, securitization, and trusts. Its Products include medium and long-term loans, syndicated loans, cash management, factoring business, trade finance, interest rate and exchange rate structured products, trusts, and securitization. Retail banking services include loans and deposits, investment management, and mobile banking services including opening accounts and transacting online.
60GF Score

Get the complete analysis for TPE:2897

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$10.55
Price
NT$10.99
GF Value