O-Bank Co (TPE:2897) Selling, General, & Admin. Expense: NT$1,707 Mil (TTM As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TPE:2897 O-Bank Co Ltd TPE:2897
57 GF Score
Price NT$10.20
GF Value NT$11.05
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is O-Bank Co Selling, General, & Admin. Expense?

O-Bank Co TPE:2897 -0.49% 57 Selling, General, & Admin. Expense is NT$1,707 Mil as of Dec. 2025. GuruFocus rates TPE:2897 with a GF Score™ of 57/100 and a GF Value™ of NT$11.05 (Fairly Valued). The stock has 5 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. O-Bank Co's selling, general, & admin. expense for the three months ended in Dec. 2025 was NT$458 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2025 was NT$1,707 Mil.


O-Bank Co  (TPE:2897) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


O-Bank Co Selling, General, & Admin. Expense Related Terms


O-Bank Co Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for O-Bank Co's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

O-Bank Co Selling, General, & Admin. Expense Chart

O-Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,138.45 1,285.60 1,329.63 1,525.99 1,707.19

O-Bank Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 429.13 381.76 400.77 467.06 457.61

TPE:2897 vs PNC, USB: Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, O-Bank Co's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


O-Bank Co Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, O-Bank Co's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where O-Bank Co's Selling, General, & Admin. Expense falls into.


TPE:2897
57GF Score
O-Bank Co Ltd TPE:2897
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

O-Bank Co Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was NT$1,707 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of NT$1,707 Mil mean?
O-Bank Co (TPE:2897) has a Selling, General, & Admin. Expense of NT$1,707 Mil as of Dec. 2025. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on O-Bank Co and its competitors.
Is O-Bank Co's Selling, General, & Admin. Expense too high?
O-Bank Co's current Selling, General, & Admin. Expense is NT$1,707 Mil. Overall, O-Bank Co has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does O-Bank Co's Selling, General, & Admin. Expense compare to PNC and USB?
O-Bank Co's Selling, General, & Admin. Expense of NT$1,707 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on O-Bank Co and its competitors. O-Bank Co's current Selling, General, & Admin. Expense is NT$1,707 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is O-Bank Co stock overvalued right now?
Based on GuruFocus' analysis, O-Bank Co (TPE:2897) is currently considered Fairly Valued. The stock's GF Value™ is NT$11.05, compared to a current price of NT$10.20 — trading 7.7% below its estimated fair value. The current Selling, General, & Admin. Expense is NT$1,707 Mil. O-Bank Co's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For O-Bank Co (TPE:2897), the current Selling, General, & Admin. Expense is NT$1,707 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is O-Bank Co (TPE:2897) Overvalued in 2026?

Based on GuruFocus' analysis, O-Bank Co stock appears to be undervalued. The current stock price of NT$10.20 is trading 7.7% below its estimated GF Value™ of NT$11.05. GuruFocus considers O-Bank Co to be Fairly Valued.

Key valuation signals for TPE:2897:

  • Selling, General, & Admin. Expense: NT$1,707 Mil
  • GF Value™: NT$11.05 vs. price of NT$10.20 (7.7% below fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the TPE:2897 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


O-Bank Co Business Description

Address No.99, Sec.2, Tiding Boulevard, Neihu District, Taipei, TWN, 114
O-Bank Co Ltd is a banking company. The bank's financial services include banking, trade finance, financial markets, securitization, and trusts. Its Products include medium and long-term loans, syndicated loans, cash management, factoring business, trade finance, interest rate and exchange rate structured products, trusts, and securitization. Retail banking services include loans and deposits, investment management, and mobile banking services including opening accounts and transacting online.
57GF Score

Get the complete analysis for TPE:2897

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$10.20
Price
NT$11.05
GF Value