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Koryo Credit Information Co (XKRX:049720) Cyclically Adjusted Book per Share : ₩2,166.11 (As of Mar. 2025)


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What is Koryo Credit Information Co Cyclically Adjusted Book per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Koryo Credit Information Co's adjusted book value per share for the three months ended in Mar. 2025 was ₩3,752.239. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₩2,166.11 for the trailing ten years ended in Mar. 2025.

During the past 12 months, Koryo Credit Information Co's average Cyclically Adjusted Book Growth Rate was 16.00% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 15.80% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 14.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Koryo Credit Information Co was 15.80% per year. The lowest was 5.80% per year. And the median was 11.65% per year.

As of today (2025-06-01), Koryo Credit Information Co's current stock price is ₩10360.00. Koryo Credit Information Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was ₩2,166.11. Koryo Credit Information Co's Cyclically Adjusted PB Ratio of today is 4.78.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Koryo Credit Information Co was 8.95. The lowest was 2.82. And the median was 5.05.


Koryo Credit Information Co Cyclically Adjusted Book per Share Historical Data

The historical data trend for Koryo Credit Information Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Koryo Credit Information Co Cyclically Adjusted Book per Share Chart

Koryo Credit Information Co Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,164.19 1,336.30 1,541.72 1,793.20 2,074.61

Koryo Credit Information Co Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,867.81 1,927.88 2,002.34 2,074.61 2,166.11

Competitive Comparison of Koryo Credit Information Co's Cyclically Adjusted Book per Share

For the Specialty Business Services subindustry, Koryo Credit Information Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Koryo Credit Information Co's Cyclically Adjusted PB Ratio Distribution in the Business Services Industry

For the Business Services industry and Industrials sector, Koryo Credit Information Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Koryo Credit Information Co's Cyclically Adjusted PB Ratio falls into.


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Koryo Credit Information Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Koryo Credit Information Co's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book= Book Value per Share /CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=3752.239/122.5900*122.5900
=3,752.239

Current CPI (Mar. 2025) = 122.5900.

Koryo Credit Information Co Quarterly Data

Book Value per Share CPI Adj_Book
201506 949.628 100.051 1,163.559
201509 1,003.403 100.111 1,228.710
201512 1,091.071 100.220 1,334.602
201603 985.568 100.561 1,201.469
201606 1,061.238 100.791 1,290.766
201609 1,126.456 101.461 1,361.035
201612 1,201.465 101.561 1,450.233
201703 1,061.746 102.851 1,265.520
201706 1,116.713 102.611 1,334.140
201709 1,194.956 103.491 1,415.489
201712 1,245.233 102.991 1,482.201
201803 1,099.938 104.101 1,295.296
201806 1,177.916 104.130 1,386.731
201809 1,272.365 105.651 1,476.370
201812 1,377.963 104.351 1,618.815
201903 1,243.649 104.491 1,459.064
201906 1,352.145 104.881 1,580.454
201909 1,450.962 105.200 1,690.807
201912 1,622.098 105.121 1,891.653
202003 1,470.977 105.354 1,711.627
202006 1,628.274 105.112 1,899.027
202009 1,799.614 106.198 2,077.398
202012 2,099.813 105.765 2,433.840
202103 1,997.166 107.357 2,280.542
202106 2,189.719 107.579 2,495.270
202109 2,187.625 108.759 2,465.823
202112 2,380.049 109.676 2,660.282
202203 2,379.677 111.848 2,608.224
202206 2,579.986 114.072 2,772.632
202209 2,533.032 114.715 2,706.913
202212 2,824.335 115.179 3,006.057
202303 2,832.805 116.507 2,980.700
202306 3,017.150 117.182 3,156.390
202309 3,022.980 118.964 3,115.130
202312 3,278.635 118.837 3,382.175
202403 3,217.822 120.123 3,283.902
202406 3,487.114 120.007 3,562.161
202409 3,472.090 120.861 3,521.755
202412 3,799.777 121.135 3,845.411
202503 3,752.239 122.590 3,752.239

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.


Koryo Credit Information Co  (XKRX:049720) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Koryo Credit Information Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=10360.00/2166.11
=4.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Koryo Credit Information Co was 8.95. The lowest was 2.82. And the median was 5.05.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Koryo Credit Information Co Cyclically Adjusted Book per Share Related Terms

Thank you for viewing the detailed overview of Koryo Credit Information Co's Cyclically Adjusted Book per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Koryo Credit Information Co Business Description

Traded in Other Exchanges
N/A
Address
Union Tower 1688-5, Seocho-dong, Seoul, KOR, 137-070
Koryo Credit Information Co Ltd operates as a credit bond collection company in South Korea. It offers credit collection services, including identifying the location of debtor or debtor related personnel for collection service execution; property and credit information research on debtor and debtor related personnel; debt payment urge and execution of tender receipt; and visiting debtor on demands and repayment urge, as well as customer services related to collection service.

Koryo Credit Information Co Headlines

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