Nepal Creditmmerce Bank (XNEP:NCCB) Cyclically Adjusted Book per Share: NPR254.34 (As of Jan. 2023)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:NCCB Nepal Credit & Commerce Bank Ltd XNEP:NCCB
21 GF Score
Price NPR189.00
View Full Analysis

What is Nepal Creditmmerce Bank Cyclically Adjusted Book per Share?

Nepal Creditmmerce Bank XNEP:NCCB 21 Cyclically Adjusted Book per Share is NPR254.34 as of Jan. 2023. GuruFocus rates XNEP:NCCB with a GF Score™ of 21/100.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Nepal Creditmmerce Bank's adjusted book value per share for the three months ended in Jan. 2023 was NPR339.272. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is NPR254.34 for the trailing ten years ended in Jan. 2023.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-26), Nepal Creditmmerce Bank's current stock price is NPR189.00. Nepal Creditmmerce Bank's Cyclically Adjusted Book per Share for the quarter that ended in Jan. 2023 was NPR254.34. Nepal Creditmmerce Bank's Cyclically Adjusted PB Ratio of today is 0.74.


Nepal Creditmmerce Bank  (XNEP:NCCB) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Nepal Creditmmerce Bank's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=189.00/254.34
=0.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Nepal Creditmmerce Bank Cyclically Adjusted Book per Share Related Terms


Nepal Creditmmerce Bank Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Nepal Creditmmerce Bank's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nepal Creditmmerce Bank Cyclically Adjusted Book per Share Chart

Nepal Creditmmerce Bank Annual Data
Trend Jul12 Jul13 Jul14 Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Nepal Creditmmerce Bank Quarterly Data
Jan18 Apr18 Jul18 Oct18 Jan19 Apr19 Jul19 Oct19 Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Oct22 Jan23
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 228.32 237.11 246.16 254.34

XNEP:NCCB vs USB, PNC: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Nepal Creditmmerce Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nepal Creditmmerce Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Nepal Creditmmerce Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Nepal Creditmmerce Bank's Cyclically Adjusted PB Ratio falls into.


XNEP:NCCB
21GF Score
Nepal Credit & Commerce Bank Ltd XNEP:NCCB
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nepal Creditmmerce Bank Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Nepal Creditmmerce Bank's adjusted Book Value per Share data for the three months ended in Jan. 2023 was:

Adj_Book= Book Value per Share /CPI of Jan. 2023 (Change)*Current CPI (Jan. 2023)
=339.272/299.1700*299.1700
=339.272

Current CPI (Jan. 2023) = 299.1700.

Nepal Creditmmerce Bank Quarterly Data

Book Value per Share CPI Adj_Book
201207 78.021 229.104 101.882
201304 0.000 232.531 0.000
201307 87.507 233.596 112.072
201310 0.000 233.546 0.000
201401 0.000 233.916 0.000
201404 94.756 237.072 119.576
201407 101.526 238.250 127.486
201410 106.635 237.433 134.362
201501 81.361 233.707 104.151
201504 83.738 236.599 105.883
201507 82.929 238.654 103.957
201510 89.439 237.838 112.503
201601 314.721 236.916 397.420
201604 0.000 239.261 0.000
201607 415.085 240.628 516.070
201610 653.257 241.729 808.488
201701 1,173.810 242.839 1,446.097
201704 1,188.896 244.524 1,454.589
201707 138.583 244.786 169.372
201710 143.752 246.663 174.352
201801 0.000 247.867 0.000
201804 94.794 250.546 113.191
201807 103.040 252.006 122.324
201810 116.493 252.885 137.814
201901 111.774 251.712 132.848
201904 122.362 255.548 143.249
201907 119.861 256.571 139.762
201910 127.708 257.346 148.463
202001 110.321 257.971 127.940
202004 0.000 256.389 0.000
202007 114.297 259.101 131.973
202010 117.453 260.388 134.946
202101 120.539 261.582 137.860
202104 123.861 267.054 138.757
202107 127.179 273.003 139.369
202110 130.603 276.589 141.266
202201 133.903 281.148 142.486
202204 138.350 289.109 143.165
202210 144.093 298.012 144.653
202301 339.272 299.170 339.272

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of NPR254.34 mean?
Nepal Creditmmerce Bank (XNEP:NCCB) has a Cyclically Adjusted Book per Share of NPR254.34 as of Jan. 2023. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Nepal Creditmmerce Bank and its competitors.
Is Nepal Creditmmerce Bank's Cyclically Adjusted Book per Share too high?
Nepal Creditmmerce Bank's current Cyclically Adjusted Book per Share is NPR254.34. Overall, Nepal Creditmmerce Bank has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Nepal Creditmmerce Bank's Cyclically Adjusted Book per Share compare to USB and PNC?
Nepal Creditmmerce Bank's Cyclically Adjusted Book per Share of NPR254.34 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Nepal Creditmmerce Bank and its competitors. Nepal Creditmmerce Bank's current Cyclically Adjusted Book per Share is NPR254.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Creditmmerce Bank stock overvalued right now?
Nepal Creditmmerce Bank (XNEP:NCCB) has a current Cyclically Adjusted Book per Share of NPR254.34. The current Cyclically Adjusted Book per Share is NPR254.34. Nepal Creditmmerce Bank's overall GF Score™ is 21/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Nepal Creditmmerce Bank (XNEP:NCCB), the current Cyclically Adjusted Book per Share is NPR254.34 as of Jan. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Nepal Creditmmerce Bank Business Description

Address Bagbazar, PO Box: 12559, Kathmandu, NPL
Nepal Credit & Commerce Bank Ltd provides standard banking products and services. It offers deposit products including saving account and bachat khatas; loans including housing, hire purchase, vehicle, overdraft and term; mobile and internet banking services, and remittance services.
21GF Score

Get the complete analysis for XNEP:NCCB

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR189.00
Price