Nepal Creditmmerce Bank (XNEP:NCCB) LT-Debt-to-Total-Asset: 0.03 (As of Jan. 2023)

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XNEP:NCCB Nepal Credit & Commerce Bank Ltd XNEP:NCCB
21 GF Score
Price NPR189.00
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What is Nepal Creditmmerce Bank LT-Debt-to-Total-Asset?

Nepal Creditmmerce Bank XNEP:NCCB 21 LT-Debt-to-Total-Asset is 0.03 as of Jan. 2023. GuruFocus rates XNEP:NCCB with a GF Score™ of 21/100.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Nepal Creditmmerce Bank's long-term debt to total assests ratio for the quarter that ended in Jan. 2023 was 0.03.

Nepal Creditmmerce Bank's long-term debt to total assets ratio increased from Oct. 2021 (0.02) to Jan. 2023 (0.03). It may suggest that Nepal Creditmmerce Bank is progressively becoming more dependent on debt to grow their business.

Nepal Creditmmerce Bank  (XNEP:NCCB) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Nepal Creditmmerce Bank LT-Debt-to-Total-Asset Related Terms

Nepal Creditmmerce Bank LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Nepal Creditmmerce Bank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nepal Creditmmerce Bank LT-Debt-to-Total-Asset Chart

Nepal Creditmmerce Bank Annual Data
Trend Jul12 Jul13 Jul14 Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.02

Nepal Creditmmerce Bank Quarterly Data
Jan18 Apr18 Jul18 Oct18 Jan19 Apr19 Jul19 Oct19 Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Oct22 Jan23
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.02 0.02 0.02 0.03
XNEP:NCCB
21GF Score
Nepal Credit & Commerce Bank Ltd XNEP:NCCB
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Nepal Creditmmerce Bank LT-Debt-to-Total-Asset Calculation

Nepal Creditmmerce Bank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Jul. 2021 is calculated as

LT Debt to Total Assets (A: Jul. 2021 )=Long-Term Debt & Capital Lease Obligation (A: Jul. 2021 )/Total Assets (A: Jul. 2021 )
=3218.86/134730.022
=0.02

Nepal Creditmmerce Bank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Jan. 2023 is calculated as

LT Debt to Total Assets (Q: Jan. 2023 )=Long-Term Debt & Capital Lease Obligation (Q: Jan. 2023 )/Total Assets (Q: Jan. 2023 )
=10310.298/371182.707
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.03 mean?
Nepal Creditmmerce Bank (XNEP:NCCB) has a LT-Debt-to-Total-Asset of 0.03 as of Jan. 2023. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Nepal Creditmmerce Bank and its competitors.
Is Nepal Creditmmerce Bank's LT-Debt-to-Total-Asset too high?
Nepal Creditmmerce Bank's current LT-Debt-to-Total-Asset is 0.03. Overall, Nepal Creditmmerce Bank has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Nepal Creditmmerce Bank's LT-Debt-to-Total-Asset compare to USB and PNC?
Nepal Creditmmerce Bank's LT-Debt-to-Total-Asset of 0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Nepal Creditmmerce Bank and its competitors. Nepal Creditmmerce Bank's current LT-Debt-to-Total-Asset is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Creditmmerce Bank stock overvalued right now?
Nepal Creditmmerce Bank (XNEP:NCCB) has a current LT-Debt-to-Total-Asset of 0.03. The current LT-Debt-to-Total-Asset is 0.03. Nepal Creditmmerce Bank's overall GF Score™ is 21/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Nepal Creditmmerce Bank (XNEP:NCCB), the current LT-Debt-to-Total-Asset is 0.03 as of Jan. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Nepal Creditmmerce Bank Business Description

Address Bagbazar, PO Box: 12559, Kathmandu, NPL
Nepal Credit & Commerce Bank Ltd provides standard banking products and services. It offers deposit products including saving account and bachat khatas; loans including housing, hire purchase, vehicle, overdraft and term; mobile and internet banking services, and remittance services.
21GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR189.00
Price