Nepal Creditmmerce Bank (XNEP:NCCB) Pretax Margin %: 6.26% (As of Jan. 2023)

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XNEP:NCCB Nepal Credit & Commerce Bank Ltd XNEP:NCCB
21 GF Score
Price NPR189.00
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What is Nepal Creditmmerce Bank Pretax Margin %?

Nepal Creditmmerce Bank XNEP:NCCB 21 Pretax Margin % is 6.26% as of Jan. 2023. GuruFocus rates XNEP:NCCB with a GF Score™ of 21/100.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Nepal Creditmmerce Bank's Pre-Tax Income for the three months ended in Jan. 2023 was NPR166 Mil. Nepal Creditmmerce Bank's Revenue for the three months ended in Jan. 2023 was NPR2,650 Mil. Therefore, Nepal Creditmmerce Bank's pretax margin for the quarter that ended in Jan. 2023 was 6.26%.

The historical rank and industry rank for Nepal Creditmmerce Bank's Pretax Margin % or its related term are showing as below:


XNEP:NCCB's Pretax Margin % is not ranked *
in the Banks industry.
Industry Median: 34.94
* Ranked among companies with meaningful Pretax Margin % only.

Nepal Creditmmerce Bank  (XNEP:NCCB) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Nepal Creditmmerce Bank Pretax Margin % Related Terms


Nepal Creditmmerce Bank Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Nepal Creditmmerce Bank's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nepal Creditmmerce Bank Pretax Margin % Chart

Nepal Creditmmerce Bank Annual Data
Trend Jul12 Jul13 Jul14 Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.49 81.62 52.76 41.51 45.36

Nepal Creditmmerce Bank Quarterly Data
Jan18 Apr18 Jul18 Oct18 Jan19 Apr19 Jul19 Oct19 Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Oct22 Jan23
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 59.53 37.23 54.76 52.22 6.26

XNEP:NCCB vs USB, PNC: Pretax Margin % Comparison

For the Banks - Regional subindustry, Nepal Creditmmerce Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nepal Creditmmerce Bank Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Nepal Creditmmerce Bank's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Nepal Creditmmerce Bank's Pretax Margin % falls into.


XNEP:NCCB
21GF Score
Nepal Credit & Commerce Bank Ltd XNEP:NCCB
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Nepal Creditmmerce Bank Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Nepal Creditmmerce Bank's Pretax Margin for the fiscal year that ended in Jul. 2021 is calculated as

Pretax Margin=Pre-Tax Income (A: Jul. 2021 )/Revenue (A: Jul. 2021 )
=1920.026/4233.155
=45.36 %

Nepal Creditmmerce Bank's Pretax Margin for the quarter that ended in Jan. 2023 is calculated as

Pretax Margin=Pre-Tax Income (Q: Jan. 2023 )/Revenue (Q: Jan. 2023 )
=165.958/2650.026
=6.26 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 6.26% mean?
Nepal Creditmmerce Bank (XNEP:NCCB) has a Pretax Margin % of 6.26% as of Jan. 2023. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Nepal Creditmmerce Bank and its competitors.
Is Nepal Creditmmerce Bank's Pretax Margin % too high?
Nepal Creditmmerce Bank's current Pretax Margin % is 6.26%. The Banks industry median Pretax Margin % is 34.94. Nepal Creditmmerce Bank's value of 6.26% is 82.1% below this industry median. Overall, Nepal Creditmmerce Bank has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Nepal Creditmmerce Bank's Pretax Margin % compare to USB and PNC?
Nepal Creditmmerce Bank's Pretax Margin % of 6.26% can be compared against companies in the Banks industry. The industry median Pretax Margin % is 34.94. Nepal Creditmmerce Bank's value of 6.26% is 82.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.94, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nepal Creditmmerce Bank's current Pretax Margin % of 6.26% is 82.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Nepal Creditmmerce Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nepal Creditmmerce Bank's current Pretax Margin % is 6.26%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Creditmmerce Bank stock overvalued right now?
Nepal Creditmmerce Bank (XNEP:NCCB) has a current Pretax Margin % of 6.26%. The current Pretax Margin % is 6.26% and 82.1% below the Banks industry median of 34.94. Nepal Creditmmerce Bank's overall GF Score™ is 21/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Nepal Creditmmerce Bank (XNEP:NCCB), the current Pretax Margin % is 6.26% as of Jan. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Nepal Creditmmerce Bank Business Description

Address Bagbazar, PO Box: 12559, Kathmandu, NPL
Nepal Credit & Commerce Bank Ltd provides standard banking products and services. It offers deposit products including saving account and bachat khatas; loans including housing, hire purchase, vehicle, overdraft and term; mobile and internet banking services, and remittance services.
21GF Score

Get the complete analysis for XNEP:NCCB

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR189.00
Price