Grupo BanDelta Holding (XPTY:GBHC) Cyclically Adjusted Book per Share: $14.24 (As of Mar. 2026)


XPTY:GBHC Grupo BanDelta Holding Corp XPTY:GBHC
31 GF Score
Price $2.40
GF Value $6.71
! 4 Warning Signs
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What is Grupo BanDelta Holding Cyclically Adjusted Book per Share?

Grupo BanDelta Holding XPTY:GBHC 31 Cyclically Adjusted Book per Share is $14.24 as of Mar. 2026. GuruFocus rates XPTY:GBHC with a GF Score™ of 31/100 and a GF Value™ of $6.71. The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Grupo BanDelta Holding's adjusted book value per share for the three months ended in Mar. 2026 was $0.947. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $14.24 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Grupo BanDelta Holding's average Cyclically Adjusted Book Growth Rate was -7.20% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was -1.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Grupo BanDelta Holding was -1.90% per year. The lowest was -1.90% per year. And the median was -1.90% per year.

As of today (2026-07-12), Grupo BanDelta Holding's current stock price is $2.40. Grupo BanDelta Holding's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $14.24. Grupo BanDelta Holding's Cyclically Adjusted PB Ratio of today is 0.17.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Grupo BanDelta Holding was 1.23. The lowest was 0.16. And the median was 1.13.


Grupo BanDelta Holding  (XPTY:GBHC) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Grupo BanDelta Holding's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=2.40/14.24
=0.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Grupo BanDelta Holding was 1.23. The lowest was 0.16. And the median was 1.13.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Grupo BanDelta Holding Cyclically Adjusted Book per Share Related Terms


Grupo BanDelta Holding Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Grupo BanDelta Holding's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo BanDelta Holding Cyclically Adjusted Book per Share Chart

Grupo BanDelta Holding Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 15.98 16.08 15.81 15.10

Grupo BanDelta Holding Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.34 15.10 14.82 14.38 14.24

XPTY:GBHC vs PNC, USB, NU: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Grupo BanDelta Holding's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo BanDelta Holding Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Grupo BanDelta Holding's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Grupo BanDelta Holding's Cyclically Adjusted PB Ratio falls into.


XPTY:GBHC
31GF Score
Grupo BanDelta Holding Corp XPTY:GBHC
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupo BanDelta Holding Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Grupo BanDelta Holding's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.947/330.2130*330.2130
=0.947

Current CPI (Mar. 2026) = 330.2130.

Grupo BanDelta Holding Quarterly Data

Book Value per Share CPI Adj_Book
201606 13.785 241.018 18.886
201609 14.018 241.428 19.173
201612 14.426 241.432 19.731
201703 14.755 243.801 19.985
201706 15.493 244.955 20.885
201709 15.560 246.819 20.817
201712 15.764 246.524 21.116
201803 16.023 249.554 21.202
201806 16.435 251.989 21.537
201809 13.522 252.439 17.688
201812 13.873 251.233 18.234
201903 14.068 254.202 18.275
201906 15.215 256.143 19.615
201909 14.693 256.759 18.896
201912 14.742 256.974 18.944
202003 13.933 258.115 17.825
202006 15.717 257.797 20.132
202009 16.016 260.280 20.319
202012 15.915 260.474 20.176
202103 15.272 264.877 19.039
202106 16.239 271.696 19.737
202109 16.019 274.310 19.284
202112 12.412 278.802 14.701
202203 10.683 287.504 12.270
202206 10.517 296.311 11.720
202209 9.551 296.808 10.626
202212 9.138 296.797 10.167
202303 8.699 301.836 9.517
202306 8.763 305.109 9.484
202309 8.456 307.789 9.072
202312 8.029 306.746 8.643
202403 7.719 312.332 8.161
202406 6.815 314.175 7.163
202409 6.989 315.301 7.320
202412 6.894 315.605 7.213
202503 5.182 319.799 5.351
202506 2.362 322.561 2.418
202509 2.270 324.800 2.308
202512 1.052 324.054 1.072
202603 0.947 330.213 0.947

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $14.24 mean?
Grupo BanDelta Holding (XPTY:GBHC) has a Cyclically Adjusted Book per Share of $14.24 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Grupo BanDelta Holding and its competitors.
Is Grupo BanDelta Holding's Cyclically Adjusted Book per Share too high?
Grupo BanDelta Holding's current Cyclically Adjusted Book per Share is $14.24. Overall, Grupo BanDelta Holding has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Grupo BanDelta Holding's Cyclically Adjusted Book per Share compare to PNC and USB?
Grupo BanDelta Holding's Cyclically Adjusted Book per Share of $14.24 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Grupo BanDelta Holding and its competitors. Grupo BanDelta Holding's current Cyclically Adjusted Book per Share is $14.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo BanDelta Holding stock overvalued right now?
Grupo BanDelta Holding (XPTY:GBHC) has a current Cyclically Adjusted Book per Share of $14.24. The stock's GF Value™ is $6.71, compared to a current price of $2.40 — trading 64.2% below its estimated fair value. The current Cyclically Adjusted Book per Share is $14.24. Grupo BanDelta Holding's overall GF Score™ is 31/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Grupo BanDelta Holding (XPTY:GBHC), the current Cyclically Adjusted Book per Share is $14.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo BanDelta Holding (XPTY:GBHC) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo BanDelta Holding stock appears to be undervalued. The current stock price of $2.40 is trading 64.2% below its estimated GF Value™ of $6.71.

Key valuation signals for XPTY:GBHC:

  • Cyclically Adjusted Book per Share: $14.24
  • GF Value™: $6.71 vs. price of $2.40 (64.2% below fair value)
  • GF Score™: 31/100 with 4 warning signs

No single metric tells the full story. See the XPTY:GBHC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo BanDelta Holding Business Description

Address Via Spain and Elvira Mendez Street, Delta Tower, Ground Floor, Panama, PAN, 0816-00548
Grupo BanDelta Holding Corp is involved in providing working capital for small and medium enterprises in Panama. The services provided by the company include Personal Banking, Preferential Banking, Micro Enterprise Banking, and Small Business Banking.
31GF Score

Get the complete analysis for XPTY:GBHC

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.40
Price
$6.71
GF Value