Grupo BanDelta Holding (XPTY:GBHC) Scaled Net Operating Assets: 0.11 (As of Mar. 2026)


XPTY:GBHC Grupo BanDelta Holding Corp XPTY:GBHC
31 GF Score
Price $2.40
GF Value $6.71
! 4 Warning Signs
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What is Grupo BanDelta Holding Scaled Net Operating Assets?

Grupo BanDelta Holding XPTY:GBHC 31 Scaled Net Operating Assets is 0.11 as of Mar. 2026. GuruFocus rates XPTY:GBHC with a GF Score™ of 31/100 and a GF Value™ of $6.71. The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Grupo BanDelta Holding's operating assets for the quarter that ended in Mar. 2026 was $269.67 Mil. Grupo BanDelta Holding's operating liabilities for the quarter that ended in Mar. 2026 was $237.43 Mil. Grupo BanDelta Holding's Total Assets for the quarter that ended in Dec. 2025 was $298.49 Mil. Therefore, Grupo BanDelta Holding's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.11.

XPTY:GBHC
31GF Score
Grupo BanDelta Holding Corp XPTY:GBHC
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo BanDelta Holding Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Grupo BanDelta Holding's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Jun. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Jun. 2025 )
=(Operating Assets (A: Jun. 2025 )-Operating Liabilities (A: Jun. 2025 ))/Total Assets (A: Jun. 2024 )
=(278.911-235.82)/282.477
=0.15

where

Operating Assets(A: Jun. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=299.74 - 20.829
=278.911

Operating Liabilities(A: Jun. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=269.855 - 34.035 - 0
=235.82

Grupo BanDelta Holding's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(269.668-237.427)/298.494
=0.11

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=294.825 - 25.157
=269.668

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=266.395 - 28.968 - 0
=237.427

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.11 mean?
Grupo BanDelta Holding (XPTY:GBHC) has a Scaled Net Operating Assets of 0.11 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Grupo BanDelta Holding and its competitors.
Is Grupo BanDelta Holding's Scaled Net Operating Assets too high?
Grupo BanDelta Holding's current Scaled Net Operating Assets is 0.11. Overall, Grupo BanDelta Holding has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Grupo BanDelta Holding's Scaled Net Operating Assets compare to PNC and USB?
Grupo BanDelta Holding's Scaled Net Operating Assets of 0.11 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Grupo BanDelta Holding and its competitors. Grupo BanDelta Holding's current Scaled Net Operating Assets is 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo BanDelta Holding stock overvalued right now?
Grupo BanDelta Holding (XPTY:GBHC) has a current Scaled Net Operating Assets of 0.11. The stock's GF Value™ is $6.71, compared to a current price of $2.40 — trading 64.2% below its estimated fair value. The current Scaled Net Operating Assets is 0.11. Grupo BanDelta Holding's overall GF Score™ is 31/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Grupo BanDelta Holding (XPTY:GBHC), the current Scaled Net Operating Assets is 0.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo BanDelta Holding (XPTY:GBHC) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo BanDelta Holding stock appears to be undervalued. The current stock price of $2.40 is trading 64.2% below its estimated GF Value™ of $6.71.

Key valuation signals for XPTY:GBHC:

  • Scaled Net Operating Assets: 0.11
  • GF Value™: $6.71 vs. price of $2.40 (64.2% below fair value)
  • GF Score™: 31/100 with 4 warning signs

No single metric tells the full story. See the XPTY:GBHC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Grupo BanDelta Holding Business Description

Address Via Spain and Elvira Mendez Street, Delta Tower, Ground Floor, Panama, PAN, 0816-00548
Grupo BanDelta Holding Corp is involved in providing working capital for small and medium enterprises in Panama. The services provided by the company include Personal Banking, Preferential Banking, Micro Enterprise Banking, and Small Business Banking.
31GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.40
Price
$6.71
GF Value