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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Grupo BanDelta Holding's Debt-to-Equity or its related term are showing as below:
XPTY:GBHC'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.86 Med: 1.31 Max: 2.21
Current: 0.86
During the past 12 years, the highest Debt-to-Equity Ratio of Grupo BanDelta Holding was 2.21. The lowest was 0.86. And the median was 1.31.
XPTY:GBHC's Debt-to-Equity is not ranked
in the Banks industry.
Industry Median: 0.58
vs XPTY:GBHC: 0.86
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Grupo BanDelta Holding Debt-to-Equity Related Terms
Grupo BanDelta Holding Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Grupo BanDelta Holding's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XPTY:GBHC vs PNC, USB, NU: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Grupo BanDelta Holding's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo BanDelta Holding Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Grupo BanDelta Holding's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Grupo BanDelta Holding's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grupo BanDelta Holding (XPTY:GBHC) has a Debt-to-Equity of 0.96 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Grupo BanDelta Holding and its competitors. This is 27% below median its historical median of 1.31. Over the past decade, Grupo BanDelta Holding's Debt-to-Equity has ranged from 0.86 to 2.21.
Is Grupo BanDelta Holding's Debt-to-Equity too high?
Grupo BanDelta Holding's current Debt-to-Equity of 0.96 is 27% below median its 10-year median of 1.31. Over the past 10 years, this metric has ranged from a low of 0.86 to a high of 2.21. The Banks industry median Debt-to-Equity is 0.58. Grupo BanDelta Holding's value of 0.96 is 65.5% above this industry median. Overall, Grupo BanDelta Holding has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Grupo BanDelta Holding's Debt-to-Equity compare to PNC and USB?
Grupo BanDelta Holding's Debt-to-Equity of 0.96 can be compared against companies in the Banks industry. The industry median Debt-to-Equity is 0.58. Grupo BanDelta Holding's value of 0.96 is 65.5% above this benchmark. Historically, Grupo BanDelta Holding's own Debt-to-Equity has ranged from 0.86 to 2.21 over the past decade. While the company's 10-year median is 1.31 vs. the industry median of 0.58, Grupo BanDelta Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,410 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo BanDelta Holding's current Debt-to-Equity of 0.96 is 65.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Grupo BanDelta Holding and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo BanDelta Holding's current Debt-to-Equity is 0.96, which is 27% below median its own 10-year median of 1.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo BanDelta Holding stock overvalued right now?
Grupo BanDelta Holding (XPTY:GBHC) has a current Debt-to-Equity of 0.96. The stock's GF Value™ is $6.71, compared to a current price of $2.40 — trading 64.2% below its estimated fair value. The current Debt-to-Equity is 0.96, which is 27% below median its 10-year median of 1.31 and 65.5% above the Banks industry median of 0.58. Grupo BanDelta Holding's overall GF Score™ is 31/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Grupo BanDelta Holding (XPTY:GBHC), the current Debt-to-Equity is 0.96 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo BanDelta Holding (XPTY:GBHC) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo BanDelta Holding stock appears to be undervalued.
The current stock price of $2.40 is trading 64.2% below its estimated GF Value™ of $6.71.
Key valuation signals for XPTY:GBHC:
Debt-to-Equity: 0.96 (27% below median its 10-year median of 1.31)
GF Value™: $6.71 vs. price of $2.40 (64.2% below fair value)
No single metric tells the full story. See the XPTY:GBHC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grupo BanDelta Holding Corp is involved in providing working capital for small and medium enterprises in Panama. The services provided by the company include Personal Banking, Preferential Banking, Micro Enterprise Banking, and Small Business Banking.
31GF Score
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