Grupo BanDelta Holding (XPTY:GBHC) Cyclically Adjusted PS Ratio: 0.17 (As of Aug. 06, 2026) — 85% Below Median

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XPTY:GBHC Grupo BanDelta Holding Corp XPTY:GBHC
31 GF Score
Price $2.40
GF Value $6.71
! 4 Warning Signs
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What is Grupo BanDelta Holding Cyclically Adjusted PS Ratio?

Grupo BanDelta Holding XPTY:GBHC 31 Cyclically Adjusted PS Ratio is 0.17 as of Aug. 06, 2026, which is 85% below its 10-year median of 1.14. GuruFocus rates XPTY:GBHC with a GF Score™ of 31/100 and a GF Value™ of $6.71. The stock has 4 warning signs investors should review.

As of today (2026-08-06), Grupo BanDelta Holding's current share price is $2.40. Grupo BanDelta Holding's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $14.02. Grupo BanDelta Holding's Cyclically Adjusted PS Ratio for today is 0.17.

The historical rank and industry rank for Grupo BanDelta Holding's Cyclically Adjusted PS Ratio or its related term are showing as below:

XPTY:GBHC' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.16   Med: 1.14   Max: 1.21
Current: 0.17

During the past years, Grupo BanDelta Holding's highest Cyclically Adjusted PS Ratio was 1.21. The lowest was 0.16. And the median was 1.14.

XPTY:GBHC's Cyclically Adjusted PS Ratio is not ranked
in the Banks industry.
Industry Median: 3.41 vs XPTY:GBHC: 0.17

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Grupo BanDelta Holding's adjusted revenue per share data for the three months ended in Mar. 2026 was $0.269. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $14.02 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Grupo BanDelta Holding  (XPTY:GBHC) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Grupo BanDelta Holding Cyclically Adjusted PS Ratio Related Terms


Grupo BanDelta Holding Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Grupo BanDelta Holding's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo BanDelta Holding Cyclically Adjusted PS Ratio Chart

Grupo BanDelta Holding Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 1.14 1.13 1.14 0.18

Grupo BanDelta Holding Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.34 0.18 0.16 0.16 0.17

XPTY:GBHC vs PNC, USB, NU: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Grupo BanDelta Holding's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo BanDelta Holding Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Grupo BanDelta Holding's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Grupo BanDelta Holding's Cyclically Adjusted PS Ratio falls into.


XPTY:GBHC
31GF Score
Grupo BanDelta Holding Corp XPTY:GBHC
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo BanDelta Holding Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Grupo BanDelta Holding's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=2.40/14.02
=0.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo BanDelta Holding's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Grupo BanDelta Holding's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.269/330.2130*330.2130
=0.269

Current CPI (Mar. 2026) = 330.2130.

Grupo BanDelta Holding Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 3.535 241.018 4.843
201609 3.566 241.428 4.877
201612 3.685 241.432 5.040
201703 3.780 243.801 5.120
201706 4.406 244.955 5.940
201709 3.790 246.819 5.071
201712 3.669 246.524 4.915
201803 3.654 249.554 4.835
201806 3.401 251.989 4.457
201809 3.557 252.439 4.653
201812 3.554 251.233 4.671
201903 3.527 254.202 4.582
201906 3.894 256.143 5.020
201909 3.603 256.759 4.634
201912 4.191 256.974 5.385
202003 2.952 258.115 3.777
202006 3.404 257.797 4.360
202009 2.955 260.280 3.749
202012 3.003 260.474 3.807
202103 2.663 264.877 3.320
202106 3.352 271.696 4.074
202109 3.113 274.310 3.747
202112 3.457 278.802 4.094
202203 2.803 287.504 3.219
202206 3.468 296.311 3.865
202209 2.526 296.808 2.810
202212 2.844 296.797 3.164
202303 2.430 301.836 2.658
202306 3.233 305.109 3.499
202309 0.002 307.789 0.002
202312 2.372 306.746 2.553
202403 2.946 312.332 3.115
202406 2.017 314.175 2.120
202409 2.136 315.301 2.237
202412 2.222 315.605 2.325
202503 1.687 319.799 1.742
202506 0.670 322.561 0.686
202509 0.695 324.800 0.707
202512 0.269 324.054 0.274
202603 0.269 330.213 0.269

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.17 mean?
Grupo BanDelta Holding (XPTY:GBHC) has a Cyclically Adjusted PS Ratio of 0.17 as of Aug. 06, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Grupo BanDelta Holding and its competitors. This is 85% below median its historical median of 1.14. Over the past decade, Grupo BanDelta Holding's Cyclically Adjusted PS Ratio has ranged from 0.16 to 1.21.
Is Grupo BanDelta Holding's Cyclically Adjusted PS Ratio too high?
Grupo BanDelta Holding's current Cyclically Adjusted PS Ratio of 0.17 is 85% below median its 10-year median of 1.14. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 1.21. The Banks industry median Cyclically Adjusted PS Ratio is 3.41. Grupo BanDelta Holding's value of 0.17 is 95% below this industry median. Overall, Grupo BanDelta Holding has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Grupo BanDelta Holding's Cyclically Adjusted PS Ratio compare to PNC and USB?
Grupo BanDelta Holding's Cyclically Adjusted PS Ratio of 0.17 can be compared against companies in the Banks industry. The industry median Cyclically Adjusted PS Ratio is 3.41. Grupo BanDelta Holding's value of 0.17 is 95% below this benchmark. Historically, Grupo BanDelta Holding's own Cyclically Adjusted PS Ratio has ranged from 0.16 to 1.21 over the past decade. While the company's 10-year median is 1.14 vs. the industry median of 3.41, Grupo BanDelta Holding has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.41, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo BanDelta Holding's current Cyclically Adjusted PS Ratio of 0.17 is 95% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Grupo BanDelta Holding and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo BanDelta Holding's current Cyclically Adjusted PS Ratio is 0.17, which is 85% below median its own 10-year median of 1.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo BanDelta Holding stock overvalued right now?
Grupo BanDelta Holding (XPTY:GBHC) has a current Cyclically Adjusted PS Ratio of 0.17. The stock's GF Value™ is $6.71, compared to a current price of $2.40 — trading 64.2% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.17, which is 85% below median its 10-year median of 1.14 and 95% below the Banks industry median of 3.41. Grupo BanDelta Holding's overall GF Score™ is 31/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Grupo BanDelta Holding (XPTY:GBHC), the current Cyclically Adjusted PS Ratio is 0.17 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo BanDelta Holding (XPTY:GBHC) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo BanDelta Holding stock appears to be undervalued. The current stock price of $2.40 is trading 64.2% below its estimated GF Value™ of $6.71.

Key valuation signals for XPTY:GBHC:

  • Cyclically Adjusted PS Ratio: 0.17 (85% below median its 10-year median of 1.14)
  • GF Value™: $6.71 vs. price of $2.40 (64.2% below fair value)
  • GF Score™: 31/100 with 4 warning signs
  • Industry Position: 95% below the Banks median

No single metric tells the full story. See the XPTY:GBHC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo BanDelta Holding Business Description

Address Via Spain and Elvira Mendez Street, Delta Tower, Ground Floor, Panama, PAN, 0816-00548
Grupo BanDelta Holding Corp is involved in providing working capital for small and medium enterprises in Panama. The services provided by the company include Personal Banking, Preferential Banking, Micro Enterprise Banking, and Small Business Banking.
31GF Score

Get the complete analysis for XPTY:GBHC

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.40
Price
$6.71
GF Value