Grupo BanDelta Holding (XPTY:GBHC) Cyclically Adjusted PS Ratio: (As of Sep. 21, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPTY:GBHC Grupo BanDelta Holding Corp XPTY:GBHC
31 GF Score
Price $2.40
GF Value $6.71
! 4 Warning Signs
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What is Grupo BanDelta Holding Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Grupo BanDelta Holding  (XPTY:GBHC) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Grupo BanDelta Holding Cyclically Adjusted PS Ratio Related Terms


Grupo BanDelta Holding Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Grupo BanDelta Holding's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo BanDelta Holding Cyclically Adjusted PS Ratio Chart

Grupo BanDelta Holding Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 1.14 0.18 0.17

Grupo BanDelta Holding Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.17 0.16 0.16 0.16 0.17

XPTY:GBHC vs PNC, USB, NU: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Grupo BanDelta Holding's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo BanDelta Holding Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Grupo BanDelta Holding's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Grupo BanDelta Holding's Cyclically Adjusted PS Ratio falls into.


XPTY:GBHC
31GF Score
Grupo BanDelta Holding Corp XPTY:GBHC
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo BanDelta Holding Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Grupo BanDelta Holding's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Grupo BanDelta Holding's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.253/333.9520*333.9520
=0.253

Current CPI (Jun. 2026) = 333.9520.

Grupo BanDelta Holding Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 3.753 241.428 5.191
201612 4.152 241.432 5.743
201703 4.014 243.801 5.498
201706 4.304 244.955 5.868
201709 3.960 246.819 5.358
201712 3.833 246.524 5.192
201803 3.774 249.554 5.050
201806 3.408 251.989 4.517
201809 3.695 252.439 4.888
201812 3.691 251.233 4.906
201903 3.618 254.202 4.753
201906 4.041 256.143 5.269
201909 3.803 256.759 4.946
201912 4.444 256.974 5.775
202003 3.151 258.115 4.077
202006 3.800 257.797 4.923
202009 3.033 260.280 3.891
202012 3.021 260.474 3.873
202103 2.736 264.877 3.449
202106 3.507 271.696 4.311
202109 3.152 274.310 3.837
202112 3.491 278.802 4.182
202203 2.744 287.504 3.187
202206 3.519 296.311 3.966
202209 2.537 296.808 2.854
202212 2.820 296.797 3.173
202303 2.459 301.836 2.721
202306 2.511 305.109 2.748
202309 2.537 307.789 2.753
202312 2.458 306.746 2.676
202403 3.001 312.332 3.209
202406 1.769 314.175 1.880
202409 2.197 315.301 2.327
202412 1.815 315.605 1.921
202503 1.720 319.799 1.796
202506 1.271 322.561 1.316
202509 0.710 324.800 0.730
202512 0.276 324.054 0.284
202603 0.266 330.213 0.269
202606 0.253 333.952 0.253

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Grupo BanDelta Holding (XPTY:GBHC) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo BanDelta Holding stock appears to be undervalued. The current stock price of $2.40 is trading 64.2% below its estimated GF Value™ of $6.71.

Key valuation signals for XPTY:GBHC:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: $6.71 vs. price of $2.40 (64.2% below fair value)
  • GF Score™: 31/100 with 4 warning signs

No single metric tells the full story. See the XPTY:GBHC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo BanDelta Holding Business Description

Address Via Spain and Elvira Mendez Street, Delta Tower, Ground Floor, Panama, PAN, 0816-00548
Grupo BanDelta Holding Corp is involved in providing working capital for small and medium enterprises in Panama. The services provided by the company include Personal Banking, Preferential Banking, Micro Enterprise Banking, and Small Business Banking.
31GF Score

Get the complete analysis for XPTY:GBHC

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.40
Price
$6.71
GF Value