Grupo BanDelta Holding (XPTY:GBHC) Cyclically Adjusted FCF per Share: $-1.42 (As of Mar. 2026)

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XPTY:GBHC Grupo BanDelta Holding Corp XPTY:GBHC
31 GF Score
Price $2.40
GF Value $6.71
! 4 Warning Signs
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What is Grupo BanDelta Holding Cyclically Adjusted FCF per Share?

Grupo BanDelta Holding XPTY:GBHC 31 Cyclically Adjusted FCF per Share is $-1.42 as of Mar. 2026. GuruFocus rates XPTY:GBHC with a GF Score™ of 31/100 and a GF Value™ of $6.71. The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Grupo BanDelta Holding's adjusted free cash flow per share for the three months ended in Mar. 2026 was $0.035. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $-1.42 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-07-30), Grupo BanDelta Holding's current stock price is $2.40. Grupo BanDelta Holding's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was $-1.42. Grupo BanDelta Holding's Cyclically Adjusted Price-to-FCF of today is .

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Grupo BanDelta Holding was 180.00. The lowest was 20.45. And the median was 48.65.


Grupo BanDelta Holding  (XPTY:GBHC) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Grupo BanDelta Holding was 180.00. The lowest was 20.45. And the median was 48.65.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Grupo BanDelta Holding Cyclically Adjusted FCF per Share Related Terms


Grupo BanDelta Holding Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Grupo BanDelta Holding's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo BanDelta Holding Cyclically Adjusted FCF per Share Chart

Grupo BanDelta Holding Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.37 -0.08 -1.41 -1.10

Grupo BanDelta Holding Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.12 -1.10 -1.31 -1.48 -1.42

XPTY:GBHC vs PNC, USB, NU: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Grupo BanDelta Holding's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Grupo BanDelta Holding Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Grupo BanDelta Holding's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Grupo BanDelta Holding's Cyclically Adjusted Price-to-FCF falls into.


XPTY:GBHC
31GF Score
Grupo BanDelta Holding Corp XPTY:GBHC
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo BanDelta Holding Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Grupo BanDelta Holding's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.035/330.2130*330.2130
=0.035

Current CPI (Mar. 2026) = 330.2130.

Grupo BanDelta Holding Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 -5.542 241.018 -7.593
201609 -0.328 241.428 -0.449
201612 -4.363 241.432 -5.967
201703 1.342 243.801 1.818
201706 -0.180 244.955 -0.243
201709 -0.400 246.819 -0.535
201712 1.341 246.524 1.796
201803 3.146 249.554 4.163
201806 3.334 251.989 4.369
201809 -0.256 252.439 -0.335
201812 -2.024 251.233 -2.660
201903 -0.717 254.202 -0.931
201906 0.591 256.143 0.762
201909 0.366 256.759 0.471
201912 3.117 256.974 4.005
202003 0.332 258.115 0.425
202006 1.225 257.797 1.569
202009 -1.668 260.280 -2.116
202012 -5.914 260.474 -7.497
202103 0.282 264.877 0.352
202106 0.182 271.696 0.221
202109 3.546 274.310 4.269
202112 -1.738 278.802 -2.058
202203 -1.058 287.504 -1.215
202206 -1.582 296.311 -1.763
202209 -1.308 296.808 -1.455
202212 -3.389 296.797 -3.771
202303 1.000 301.836 1.094
202306 -0.466 305.109 -0.504
202309 -0.001 307.789 -0.001
202312 -2.111 306.746 -2.272
202403 -1.296 312.332 -1.370
202406 -2.323 314.175 -2.442
202409 0.930 315.301 0.974
202412 3.951 315.605 4.134
202503 0.678 319.799 0.700
202506 0.099 322.561 0.101
202509 -0.044 324.800 -0.045
202512 -0.210 324.054 -0.214
202603 0.035 330.213 0.035

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $-1.42 mean?
Grupo BanDelta Holding (XPTY:GBHC) has a Cyclically Adjusted FCF per Share of $-1.42 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Grupo BanDelta Holding and its competitors.
Is Grupo BanDelta Holding's Cyclically Adjusted FCF per Share too high?
Grupo BanDelta Holding's current Cyclically Adjusted FCF per Share is $-1.42. Overall, Grupo BanDelta Holding has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Grupo BanDelta Holding's Cyclically Adjusted FCF per Share compare to PNC and USB?
Grupo BanDelta Holding's Cyclically Adjusted FCF per Share of $-1.42 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Grupo BanDelta Holding and its competitors. Grupo BanDelta Holding's current Cyclically Adjusted FCF per Share is $-1.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo BanDelta Holding stock overvalued right now?
Grupo BanDelta Holding (XPTY:GBHC) has a current Cyclically Adjusted FCF per Share of $-1.42. The stock's GF Value™ is $6.71, compared to a current price of $2.40 — trading 64.2% below its estimated fair value. The current Cyclically Adjusted FCF per Share is $-1.42. Grupo BanDelta Holding's overall GF Score™ is 31/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Grupo BanDelta Holding (XPTY:GBHC), the current Cyclically Adjusted FCF per Share is $-1.42 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo BanDelta Holding (XPTY:GBHC) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo BanDelta Holding stock appears to be undervalued. The current stock price of $2.40 is trading 64.2% below its estimated GF Value™ of $6.71.

Key valuation signals for XPTY:GBHC:

  • Cyclically Adjusted FCF per Share: $-1.42
  • GF Value™: $6.71 vs. price of $2.40 (64.2% below fair value)
  • GF Score™: 31/100 with 4 warning signs

No single metric tells the full story. See the XPTY:GBHC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Grupo BanDelta Holding Business Description

Address Via Spain and Elvira Mendez Street, Delta Tower, Ground Floor, Panama, PAN, 0816-00548
Grupo BanDelta Holding Corp is involved in providing working capital for small and medium enterprises in Panama. The services provided by the company include Personal Banking, Preferential Banking, Micro Enterprise Banking, and Small Business Banking.
31GF Score

Get the complete analysis for XPTY:GBHC

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.40
Price
$6.71
GF Value