Opal Balance Investments (XTAE:OPAL) Cyclically Adjusted Book per Share: ₪1.81 (As of Jun. 2026)

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XTAE:OPAL Opal Balance Investments Ltd XTAE:OPAL
90 GF Score
Price ₪3.20
GF Value ₪3.13
Valuation Fairly Valued
! 1 Warning Sign
View Full Analysis

What is Opal Balance Investments Cyclically Adjusted Book per Share?

Opal Balance Investments XTAE:OPAL +0.09% 90 Cyclically Adjusted Book per Share is ₪1.81 as of Jun. 2026. GuruFocus rates XTAE:OPAL with a GF Score™ of 90/100 and a GF Value™ of ₪3.13 (Fairly Valued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Opal Balance Investments's adjusted book value per share for the three months ended in Jun. 2026 was ₪2.358. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₪1.81 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Opal Balance Investments's average Cyclically Adjusted Book Growth Rate was 13.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-09-01), Opal Balance Investments's current stock price is ₪3.195. Opal Balance Investments's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was ₪1.81. Opal Balance Investments's Cyclically Adjusted PB Ratio of today is 1.77.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Opal Balance Investments was 2.42. The lowest was 0.72. And the median was 1.57.


Opal Balance Investments  (XTAE:OPAL) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Opal Balance Investments's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=3.195/1.81
=1.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Opal Balance Investments was 2.42. The lowest was 0.72. And the median was 1.57.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Opal Balance Investments Cyclically Adjusted Book per Share Related Terms


Opal Balance Investments Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Opal Balance Investments's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Opal Balance Investments Cyclically Adjusted Book per Share Chart

Opal Balance Investments Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 1.33 1.49 1.68

Opal Balance Investments Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.60 1.65 1.68 1.76 1.81

XTAE:OPAL vs MS, GS, SCHW: Cyclically Adjusted Book per Share Comparison

For the Capital Markets subindustry, Opal Balance Investments's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Opal Balance Investments Cyclically Adjusted PB Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Opal Balance Investments's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Opal Balance Investments's Cyclically Adjusted PB Ratio falls into.


XTAE:OPAL
90GF Score
Opal Balance Investments Ltd XTAE:OPAL
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Opal Balance Investments Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Opal Balance Investments's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=2.358/333.9520*333.9520
=2.358

Current CPI (Jun. 2026) = 333.9520.

Opal Balance Investments Quarterly Data

Book Value per Share CPI Adj_Book
201609 0.618 241.428 0.855
201612 0.633 241.432 0.876
201703 0.640 243.801 0.877
201706 0.710 244.955 0.968
201709 0.754 246.819 1.020
201712 0.801 246.524 1.085
201803 0.818 249.554 1.095
201806 0.866 251.989 1.148
201809 0.910 252.439 1.204
201812 0.952 251.233 1.265
201903 0.887 254.202 1.165
201906 1.228 256.143 1.601
201909 1.303 256.759 1.695
201912 1.426 256.974 1.853
202003 1.506 258.115 1.948
202006 1.550 257.797 2.008
202009 1.575 260.280 2.021
202012 1.603 260.474 2.055
202103 1.623 264.877 2.046
202106 1.656 271.696 2.035
202109 1.695 274.310 2.064
202112 1.736 278.802 2.079
202203 1.768 287.504 2.054
202206 1.804 296.311 2.033
202209 1.823 296.808 2.051
202212 1.870 296.797 2.104
202303 1.899 301.836 2.101
202306 1.929 305.109 2.111
202309 1.966 307.789 2.133
202312 2.011 306.746 2.189
202403 2.019 312.332 2.159
202406 2.060 314.175 2.190
202409 2.101 315.301 2.225
202412 2.109 315.605 2.232
202503 2.145 319.799 2.240
202506 2.207 322.561 2.285
202509 2.257 324.800 2.321
202512 2.306 324.054 2.376
202603 2.312 330.213 2.338
202606 2.358 333.952 2.358

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ₪1.81 mean?
Opal Balance Investments (XTAE:OPAL) has a Cyclically Adjusted Book per Share of ₪1.81 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Opal Balance Investments and its competitors.
Is Opal Balance Investments' Cyclically Adjusted Book per Share too high?
Opal Balance Investments' current Cyclically Adjusted Book per Share is ₪1.81. Overall, Opal Balance Investments has a GF Score™ of 90/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Opal Balance Investments' Cyclically Adjusted Book per Share compare to MS and GS?
Opal Balance Investments' Cyclically Adjusted Book per Share of ₪1.81 can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Capital Markets company?
A good Cyclically Adjusted Book per Share depends on the Capital Markets industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Opal Balance Investments and its competitors. Opal Balance Investments's current Cyclically Adjusted Book per Share is ₪1.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Opal Balance Investments stock overvalued right now?
Based on GuruFocus' analysis, Opal Balance Investments (XTAE:OPAL) is currently considered Fairly Valued. The stock's GF Value™ is ₪3.13, compared to a current price of ₪3.20 — trading 2.1% above its estimated fair value. The current Cyclically Adjusted Book per Share is ₪1.81. Opal Balance Investments' overall GF Score™ is 90/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Opal Balance Investments (XTAE:OPAL), the current Cyclically Adjusted Book per Share is ₪1.81 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Opal Balance Investments (XTAE:OPAL) Overvalued in 2026?

Based on GuruFocus' analysis, Opal Balance Investments stock appears to be overvalued. The current stock price of ₪3.20 is trading 2.1% above its estimated GF Value™ of ₪3.13. GuruFocus considers Opal Balance Investments to be Fairly Valued.

Key valuation signals for XTAE:OPAL:

  • Cyclically Adjusted Book per Share: ₪1.81
  • GF Value™: ₪3.13 vs. price of ₪3.20 (2.1% above fair value)
  • GF Score™: 90/100 with 1 warning sign

No single metric tells the full story. See the XTAE:OPAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Opal Balance Investments Business Description

Address 47 Jabotinsky Street, Ashdod, ISR, 65180
Opal Balance Investments Ltd offers various financing and cash solutions.
90GF Score

Get the complete analysis for XTAE:OPAL

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪3.20
Price
₪3.13
GF Value