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Opal Balance InvestmentsXTAE:OPAL +2.20%84 Return-on-Tangible-Equity is 17.74% as of Mar. 2026, which is 7% above its 10-year median of 16.54. GuruFocus rates XTAE:OPAL with a GF Score™ of 84/100 and a GF Value™ of ₪2.61 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 780 Capital Markets companies, Opal Balance Investments ranks better than 73.97% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Opal Balance Investments's annualized net income for the quarter that ended in Mar. 2026 was ₪42.5 Mil. Opal Balance Investments's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₪239.8 Mil. Therefore, Opal Balance Investments's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 17.74%.
The historical rank and industry rank for Opal Balance Investments's Return-on-Tangible-Equity or its related term are showing as below:
XTAE:OPAL'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 13 Med: 16.54 Max: 35.59
Current: 18.15
During the past 13 years, Opal Balance Investments's highest Return-on-Tangible-Equity was 35.59%. The lowest was 13.00%. And the median was 16.54%.
XTAE:OPAL's Return-on-Tangible-Equity is ranked better than 73.97% of 780
companies
in the Capital Markets industry
Industry Median: 6.52
vs XTAE:OPAL: 18.15
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Opal Balance Investments Return-on-Tangible-Equity Related Terms
Opal Balance Investments Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Opal Balance Investments's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XTAE:OPAL vs MS, GS, SCHW: Return-on-Tangible-Equity Comparison
For the Capital Markets subindustry, Opal Balance Investments's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Opal Balance Investments Return-on-Tangible-Equity vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Opal Balance Investments's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Opal Balance Investments's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 17.74% mean?
Opal Balance Investments (XTAE:OPAL) has a Return-on-Tangible-Equity of 17.74% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Opal Balance Investments and its competitors. This is near median its historical median of 16.54. Over the past decade, Opal Balance Investments' Return-on-Tangible-Equity has ranged from 13.00 to 35.59. According to the industry distribution chart, Opal Balance Investments ranks #203 out of 780 companies in the Capital Markets industry, placing it in the top 26%.
Is Opal Balance Investments' Return-on-Tangible-Equity too high?
Opal Balance Investments' current Return-on-Tangible-Equity of 17.74% is near median its 10-year median of 16.54. Over the past 10 years, this metric has ranged from a low of 13.00 to a high of 35.59. The Capital Markets industry median Return-on-Tangible-Equity is 6.52. Opal Balance Investments' value of 17.74% is 172.1% above this industry median. Based on the distribution chart, Opal Balance Investments ranks #203 out of 780 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Opal Balance Investments has a GF Score™ of 84/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Opal Balance Investments' Return-on-Tangible-Equity compare to MS and GS?
According to the Capital Markets industry distribution chart, Opal Balance Investments ranks #203 out of 780 companies for Return-on-Tangible-Equity. This puts Opal Balance Investments in the upper half of its industry. The industry median Return-on-Tangible-Equity is 6.52. Opal Balance Investments' value of 17.74% is 172.1% above this benchmark. Historically, Opal Balance Investments' own Return-on-Tangible-Equity has ranged from 13.00 to 35.59 over the past decade. While the company's 10-year median is 16.54 vs. the industry median of 6.52, Opal Balance Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Capital Markets company?
The median Return-on-Tangible-Equity among Capital Markets companies is 6.52, based on 780 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Opal Balance Investments's current Return-on-Tangible-Equity of 17.74% is 172.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Opal Balance Investments and its competitors. For the Capital Markets industry, the median Return-on-Tangible-Equity is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Opal Balance Investments's current Return-on-Tangible-Equity is 17.74%, which is near median its own 10-year median of 16.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Opal Balance Investments stock overvalued right now?
Based on GuruFocus' analysis, Opal Balance Investments (XTAE:OPAL) is currently considered Modestly Overvalued. The stock's GF Value™ is ₪2.61, compared to a current price of ₪3.25 — trading 24.5% above its estimated fair value. The current Return-on-Tangible-Equity is 17.74%, which is near median its 10-year median of 16.54 and 172.1% above the Capital Markets industry median of 6.52. Opal Balance Investments' overall GF Score™ is 84/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Opal Balance Investments (XTAE:OPAL), the current Return-on-Tangible-Equity is 17.74% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Opal Balance Investments (XTAE:OPAL) Overvalued in 2026?
Based on GuruFocus' analysis, Opal Balance Investments stock appears to be overvalued.
The current stock price of ₪3.25 is trading 24.5% above its estimated GF Value™ of ₪2.61.
GuruFocus considers Opal Balance Investments to be Modestly Overvalued.
Key valuation signals for XTAE:OPAL:
Return-on-Tangible-Equity: 17.74% (near median its 10-year median of 16.54)
GF Value™: ₪2.61 vs. price of ₪3.25 (24.5% above fair value)
Industry Position: 172.1% above the Capital Markets median (#203 of 780)
No single metric tells the full story. See the XTAE:OPAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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