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Opal Balance InvestmentsXTAE:OPAL 91 Debt-to-EBITDA is 7.20 as of Jun. 2026, which is 29% above its 10-year median of 5.58. GuruFocus rates XTAE:OPAL with a GF Score™ of 91/100 and a GF Value™ of ₪3.13 (Fairly Valued). The stock has 1 warning sign investors should review. Among 412 Capital Markets companies, Opal Balance Investments ranks worse than 77.91% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Opal Balance Investments's Debt-to-EBITDA or its related term are showing as below:
XTAE:OPAL'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.96 Med: 5.58 Max: 7.18
Current: 5.69
During the past 13 years, the highest Debt-to-EBITDA Ratio of Opal Balance Investments was 7.18. The lowest was 2.96. And the median was 5.58.
XTAE:OPAL's Debt-to-EBITDA is ranked worse than 77.91% of 412
companies
in the Capital Markets industry
Industry Median: 1.66
vs XTAE:OPAL: 5.69
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Opal Balance Investments Debt-to-EBITDA Related Terms
Opal Balance Investments Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XTAE:OPAL vs MS, GS, SCHW: Debt-to-EBITDA Comparison
For the Capital Markets subindustry, Opal Balance Investments's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Opal Balance Investments Debt-to-EBITDA vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Opal Balance Investments's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Opal Balance Investments's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Opal Balance Investments (XTAE:OPAL) has a Debt-to-EBITDA of 7.20 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Opal Balance Investments. This is 29% above median its historical median of 5.58. Over the past decade, Opal Balance Investments' Debt-to-EBITDA has ranged from 2.96 to 7.18. According to the industry distribution chart, Opal Balance Investments ranks #321 out of 412 companies in the Capital Markets industry, placing it in the top 77.9%.
Is Opal Balance Investments' Debt-to-EBITDA too high?
Opal Balance Investments' current Debt-to-EBITDA of 7.20 is 29% above median its 10-year median of 5.58. Over the past 10 years, this metric has ranged from a low of 2.96 to a high of 7.18. The Capital Markets industry median Debt-to-EBITDA is 1.66. Opal Balance Investments' value of 7.20 is 333.7% above this industry median. Based on the distribution chart, Opal Balance Investments ranks #321 out of 412 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, Opal Balance Investments has a GF Score™ of 91/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Opal Balance Investments' Debt-to-EBITDA compare to MS and GS?
According to the Capital Markets industry distribution chart, Opal Balance Investments ranks #321 out of 412 companies for Debt-to-EBITDA. This places Opal Balance Investments in the lower half of its industry. The industry median Debt-to-EBITDA is 1.66. Opal Balance Investments' value of 7.20 is 333.7% above this benchmark. Historically, Opal Balance Investments' own Debt-to-EBITDA has ranged from 2.96 to 7.18 over the past decade. While the company's 10-year median is 5.58 vs. the industry median of 1.66, Opal Balance Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Capital Markets company?
The median Debt-to-EBITDA among Capital Markets companies is 1.66, based on 412 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Opal Balance Investments's current Debt-to-EBITDA of 7.20 is 333.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Opal Balance Investments. For the Capital Markets industry, the median Debt-to-EBITDA is 1.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Opal Balance Investments's current Debt-to-EBITDA is 7.20, which is 29% above median its own 10-year median of 5.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Opal Balance Investments stock overvalued right now?
Based on GuruFocus' analysis, Opal Balance Investments (XTAE:OPAL) is currently considered Fairly Valued. The stock's GF Value™ is ₪3.13, compared to a current price of ₪2.92 — trading 6.6% below its estimated fair value. The current Debt-to-EBITDA is 7.20, which is 29% above median its 10-year median of 5.58 and 333.7% above the Capital Markets industry median of 1.66. Opal Balance Investments' overall GF Score™ is 91/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Opal Balance Investments (XTAE:OPAL), the current Debt-to-EBITDA is 7.20 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Opal Balance Investments (XTAE:OPAL) Overvalued in 2026?
Based on GuruFocus' analysis, Opal Balance Investments stock appears to be undervalued.
The current stock price of ₪2.92 is trading 6.6% below its estimated GF Value™ of ₪3.13.
GuruFocus considers Opal Balance Investments to be Fairly Valued.
Key valuation signals for XTAE:OPAL:
Debt-to-EBITDA: 7.20 (29% above median its 10-year median of 5.58)
GF Value™: ₪3.13 vs. price of ₪2.92 (6.6% below fair value)
Industry Position: 333.7% above the Capital Markets median (#321 of 412)
No single metric tells the full story. See the XTAE:OPAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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