Opal Balance Investments (XTAE:OPAL) Interest Coverage: N/A (As of Mar. 2026)

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XTAE:OPAL Opal Balance Investments Ltd XTAE:OPAL
85 GF Score
Price ₪3.18
GF Value ₪2.60
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Opal Balance Investments Interest Coverage?

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Opal Balance Investments's Operating Income for the three months ended in Mar. 2026 was ₪14.2 Mil. Opal Balance Investments's Interest Expense for the three months ended in Mar. 2026 was ₪0.0 Mil. GuruFocus does not calculate 's interest coverage with the available data. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Opal Balance Investments's Interest Coverage or its related term are showing as below:


XTAE:OPAL's Interest Coverage is not ranked *
in the Capital Markets industry.
Industry Median: 20.96
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Opal Balance Investments  (XTAE:OPAL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Opal Balance Investments Interest Coverage Related Terms


Opal Balance Investments Interest Coverage Historical Data

* Premium members only.

The historical data trend for Opal Balance Investments's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Opal Balance Investments Interest Coverage Chart

Opal Balance Investments Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.43 4.63 3.40 4.59 4.23

Opal Balance Investments Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

XTAE:OPAL vs MS, GS, SCHW: Interest Coverage Comparison

For the Capital Markets subindustry, Opal Balance Investments's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Opal Balance Investments Interest Coverage vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Opal Balance Investments's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Opal Balance Investments's Interest Coverage falls into.


XTAE:OPAL
85GF Score
Opal Balance Investments Ltd XTAE:OPAL
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Opal Balance Investments Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Opal Balance Investments's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Opal Balance Investments's Interest Expense was ₪-17.3 Mil. Its Operating Income was ₪73.1 Mil. And its Long-Term Debt & Capital Lease Obligation was ₪61.7 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*73.127/-17.293
=4.23

Opal Balance Investments's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Opal Balance Investments's Interest Expense was ₪0.0 Mil. Its Operating Income was ₪14.2 Mil. And its Long-Term Debt & Capital Lease Obligation was ₪61.6 Mil.

GuruFocus does not calculate Opal Balance Investments's interest coverage with the available data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Is Opal Balance Investments (XTAE:OPAL) Overvalued in 2026?

Based on GuruFocus' analysis, Opal Balance Investments stock appears to be overvalued. The current stock price of ₪3.18 is trading 22.3% above its estimated GF Value™ of ₪2.60. GuruFocus considers Opal Balance Investments to be Modestly Overvalued.

Key valuation signals for XTAE:OPAL:

  • Interest Coverage: N/A
  • GF Value™: ₪2.60 vs. price of ₪3.18 (22.3% above fair value)
  • GF Score™: 85/100 with 3 warning signs

No single metric tells the full story. See the XTAE:OPAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Opal Balance Investments Business Description

Address 47 Jabotinsky Street, Ashdod, ISR, 65180
Opal Balance Investments Ltd offers various financing and cash solutions.
85GF Score

Get the complete analysis for XTAE:OPAL

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪3.18
Price
₪2.60
GF Value