ZNKUF (ZENKOKU HOSHO Co) Cyclically Adjusted Book per Share: $0.00 (As of Mar. 2026)

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What is ZENKOKU HOSHO Co Cyclically Adjusted Book per Share?

ZENKOKU HOSHO Co ZNKUF 86 Cyclically Adjusted Book per Share is $0.00 as of Mar. 2026. GuruFocus rates ZNKUF with a GF Score™ of 86/100. The stock has 4 warning signs investors should review.

Note: As Cyclically Adjusted Book per Share is a main component used to calculate Cyclically Adjusted PB Ratio. If the month end stock price for this stock is zero, result may not be accurate due to the exchange rate between different shares and the data will not be stored into our database. Selected historical data showed in the calculation section below is only for demostration purpose.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

ZENKOKU HOSHO Co's adjusted book value per share for the three months ended in Mar. 2026 was $11.628. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $0.00 for the trailing ten years ended in Mar. 2026.

During the past 12 months, ZENKOKU HOSHO Co's average Cyclically Adjusted Book Growth Rate was 12.00% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 15.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of ZENKOKU HOSHO Co was 15.00% per year. The lowest was 15.00% per year. And the median was 15.00% per year.

As of today (2026-08-05), ZENKOKU HOSHO Co's current stock price is $0.00. ZENKOKU HOSHO Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $0.00. ZENKOKU HOSHO Co's Cyclically Adjusted PB Ratio of today is .

During the past 13 years, the highest Cyclically Adjusted PB Ratio of ZENKOKU HOSHO Co was 3.40. The lowest was 2.19. And the median was 2.80.


ZENKOKU HOSHO Co  (OTCPK:ZNKUF) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of ZENKOKU HOSHO Co was 3.40. The lowest was 2.19. And the median was 2.80.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


ZENKOKU HOSHO Co Cyclically Adjusted Book per Share Related Terms


ZENKOKU HOSHO Co Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for ZENKOKU HOSHO Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ZENKOKU HOSHO Co Cyclically Adjusted Book per Share Chart

ZENKOKU HOSHO Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Book per Share
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ZENKOKU HOSHO Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

ZNKUF vs V, MA, AXP: Cyclically Adjusted Book per Share Comparison

For the Credit Services subindustry, ZENKOKU HOSHO Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ZENKOKU HOSHO Co Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, ZENKOKU HOSHO Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where ZENKOKU HOSHO Co's Cyclically Adjusted PB Ratio falls into.



ZENKOKU HOSHO Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, ZENKOKU HOSHO Co's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=11.628/112.7000*112.7000
=11.628

Current CPI (Mar. 2026) = 112.7000.

ZENKOKU HOSHO Co Quarterly Data

Book Value per Share CPI Adj_Book
201606 5.074 98.100 5.829
201609 5.545 98.000 6.377
201612 5.104 98.400 5.846
201703 5.805 98.100 6.669
201706 5.883 98.500 6.731
201709 6.173 98.800 7.041
201712 6.305 99.400 7.149
201803 7.414 99.200 8.423
201806 7.056 99.200 8.016
201809 7.221 99.900 8.146
201812 7.489 99.700 8.465
201903 8.306 99.700 9.389
201906 8.432 99.800 9.522
201909 8.801 100.100 9.909
201912 8.986 100.500 10.077
202003 9.792 100.300 11.003
202006 9.693 99.900 10.935
202009 10.234 99.900 11.545
202012 10.775 99.300 12.229
202103 11.090 99.900 12.511
202106 10.765 99.500 12.193
202109 11.102 100.100 12.499
202112 11.091 100.100 12.487
202203 11.342 101.100 12.643
202206 9.917 101.800 10.979
202209 9.575 103.100 10.467
202212 10.477 104.100 11.343
202303 11.192 104.400 12.082
202306 10.400 105.200 11.141
202309 10.227 106.200 10.853
202312 10.807 106.800 11.404
202403 10.933 107.200 11.494
202406 10.043 108.200 10.461
202409 11.315 108.900 11.710
202412 10.818 110.700 11.013
202503 11.861 111.100 12.032
202506 11.761 111.700 11.866
202509 11.709 112.000 11.782
202512 11.152 113.000 11.122
202603 11.628 112.700 11.628

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $0.00 mean?
ZENKOKU HOSHO Co (ZNKUF) has a Cyclically Adjusted Book per Share of $0.00 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on ZENKOKU HOSHO Co and its competitors.
Is ZENKOKU HOSHO Co's Cyclically Adjusted Book per Share too high?
ZENKOKU HOSHO Co's current Cyclically Adjusted Book per Share is $0.00. Overall, ZENKOKU HOSHO Co has a GF Score™ of 86/100, reflecting its overall financial health beyond just this single metric.
How does ZENKOKU HOSHO Co's Cyclically Adjusted Book per Share compare to V and MA?
ZENKOKU HOSHO Co's Cyclically Adjusted Book per Share of $0.00 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Credit Services company?
A good Cyclically Adjusted Book per Share depends on the Credit Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on ZENKOKU HOSHO Co and its competitors. ZENKOKU HOSHO Co's current Cyclically Adjusted Book per Share is $0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ZENKOKU HOSHO Co stock overvalued right now?
ZENKOKU HOSHO Co (ZNKUF) has a current Cyclically Adjusted Book per Share of $0.00. The current Cyclically Adjusted Book per Share is $0.00. ZENKOKU HOSHO Co's overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For ZENKOKU HOSHO Co (ZNKUF), the current Cyclically Adjusted Book per Share is $0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

ZENKOKU HOSHO Co Business Description

Address 2-1-1 Otemachi, 24th Floor, Taisei Otemachi Building, Chiyoda-ku, Tokyo, JPN, 100-0004
ZENKOKU HOSHO Co Ltd operates a credit guarantee business. Its main offering is housing loan guarantees, which support a range of customer needs such as home purchases, refinancing, and renovations, with fees determined by factors like collateral value, income, and employment history. It also provides education loan guarantees covering tuition, exam fees, and other school-related costs for both term loans and overdraft formats. In addition, the company offers apartment loan guarantees that cover borrowing for rental housing construction.