AIFC (AI Financial) Cyclically Adjusted FCF per Share: $-0.39 (As of Mar. 2026)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

AIFC AI Financial Corp AIFC
24 GF Score
Price $0.43
! 6 Warning Signs
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What is AI Financial Cyclically Adjusted FCF per Share?

AI Financial AIFC -7.14% 24 Cyclically Adjusted FCF per Share is $-0.39 as of Mar. 2026. GuruFocus rates AIFC with a GF Score™ of 24/100. The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

AI Financial's adjusted free cash flow per share for the three months ended in Mar. 2026 was $-0.097. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $-0.39 for the trailing ten years ended in Mar. 2026.

During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -7.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of AI Financial was 29.90% per year. The lowest was -66.70% per year. And the median was 14.70% per year.

As of today (2026-07-26), AI Financial's current stock price is $0.4332. AI Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was $-0.39. AI Financial's Cyclically Adjusted Price-to-FCF of today is .

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of AI Financial was 450.00. The lowest was 1.10. And the median was 11.76.


AI Financial  (NAS:AIFC) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of AI Financial was 450.00. The lowest was 1.10. And the median was 11.76.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


AI Financial Cyclically Adjusted FCF per Share Related Terms


AI Financial Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for AI Financial's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AI Financial Cyclically Adjusted FCF per Share Chart

AI Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.02 -0.04 -0.14 -0.45 -0.05

AI Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.58 -0.56 -0.23 -0.05 -0.39

AIFC vs AGPU, AISP, FATN: Cyclically Adjusted FCF per Share Comparison

For the Software - Infrastructure subindustry, AI Financial's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AI Financial Cyclically Adjusted Price-to-FCF vs Software Industry

For the Software industry and Technology sector, AI Financial's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where AI Financial's Cyclically Adjusted Price-to-FCF falls into.


AIFC
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AI Financial Corp AIFC
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AI Financial Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, AI Financial's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-0.097/330.2130*330.2130
=-0.097

Current CPI (Mar. 2026) = 330.2130.

AI Financial Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 2.265 241.018 3.103
201609 -1.660 241.428 -2.270
201612 -0.843 241.432 -1.153
201703 1.576 243.801 2.135
201706 0.184 244.955 0.248
201709 -0.254 246.819 -0.340
201712 -0.760 246.524 -1.018
201803 2.429 249.554 3.214
201806 -0.700 251.989 -0.917
201809 0.516 252.439 0.675
201812 0.336 251.233 0.442
201903 -0.241 254.202 -0.313
201906 -0.554 256.143 -0.714
201909 -1.586 256.759 -2.040
201912 0.035 256.974 0.045
202003 0.369 258.115 0.472
202006 -1.198 257.797 -1.535
202009 0.226 260.280 0.287
202012 -0.063 260.474 -0.080
202103 -0.332 264.877 -0.414
202106 -1.306 271.696 -1.587
202109 -0.442 274.310 -0.532
202112 -0.684 278.802 -0.810
202203 0.628 287.504 0.721
202206 -0.162 296.311 -0.181
202209 -1.232 296.808 -1.371
202212 -0.211 296.797 -0.235
202303 0.758 301.836 0.829
202306 -0.031 305.109 -0.034
202309 -0.105 307.789 -0.113
202312 -0.082 306.746 -0.088
202403 -0.086 312.332 -0.091
202406 0.010 314.175 0.011
202409 0.327 315.301 0.342
202412 -0.133 315.605 -0.139
202503 -0.092 319.799 -0.095
202506 -0.286 322.561 -0.293
202509 -0.052 324.800 -0.053
202512 0.066 324.054 0.067
202603 -0.097 330.213 -0.097

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $-0.39 mean?
AI Financial (AIFC) has a Cyclically Adjusted FCF per Share of $-0.39 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on AI Financial and its competitors.
Is AI Financial's Cyclically Adjusted FCF per Share too high?
AI Financial's current Cyclically Adjusted FCF per Share is $-0.39. Overall, AI Financial has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does AI Financial's Cyclically Adjusted FCF per Share compare to AGPU and AISP?
AI Financial's Cyclically Adjusted FCF per Share of $-0.39 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Software company?
A good Cyclically Adjusted FCF per Share depends on the Software industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on AI Financial and its competitors. AI Financial's current Cyclically Adjusted FCF per Share is $-0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AI Financial stock overvalued right now?
AI Financial (AIFC) has a current Cyclically Adjusted FCF per Share of $-0.39. The current Cyclically Adjusted FCF per Share is $-0.39. AI Financial's overall GF Score™ is 24/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For AI Financial (AIFC), the current Cyclically Adjusted FCF per Share is $-0.39 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

AI Financial Business Description

Other Exchanges 5AR1:Germany
Address 8548 Rozita Lee Avenue, Suite 305, Las Vegas, NV, USA, 89113
AI Financial Corp is a payment infrastructure company. The company provides payment infrastructure services focused on payment processing and financial transaction technologies. Its capabilities include payment processing, security features, tokenization, and AI-based commerce solutions. It also provides infrastructure for crypto and decentralized finance (DeFi) payment processing and is developing additional capabilities for automated and programmable payment systems.
24GF Score

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Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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