Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
AI FinancialAIFC -7.14%24 3-1 Month Momentum % is -29.55% as of Jul. 26, 2026. GuruFocus rates AIFC with a GF Score™ of 24/100. The stock has 6 warning signs investors should review. Among 2,843 Software companies, AI Financial ranks worse than 86.39% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-26), AI Financial's 3-1 Month Momentum % is -29.55%.
The industry rank for AI Financial's 3-1 Month Momentum % or its related term are showing as below:
AIFC's 3-1 Month Momentum % is ranked worse than 86.39% of 2843
companies
in the Software industry
Industry Median: -8.13
vs AIFC: -29.55
AI Financial (NAS:AIFC) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
AI Financial 3-1 Month Momentum % Related Terms
AIFC vs AGPU, AISP, FATN: 3-1 Month Momentum % Comparison
For the Software - Infrastructure subindustry, AI Financial's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AI Financial 3-1 Month Momentum % vs Software Industry
For the Software industry and Technology sector, AI Financial's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where AI Financial's 3-1 Month Momentum % falls into.
AI Financial (NAS:AIFC) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AI Financial (AIFC) has a 3-1 Month Momentum % of -29.55% as of Jul. 26, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on AI Financial and its competitors. According to the industry distribution chart, AI Financial ranks #2456 out of 2843 companies in the Software industry, placing it in the top 86.4%.
Is AI Financial's 3-1 Month Momentum % too high?
AI Financial's current 3-1 Month Momentum % is -29.55%. Based on the distribution chart, AI Financial ranks #2456 out of 2843 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, AI Financial has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does AI Financial's 3-1 Month Momentum % compare to AGPU and AISP?
According to the Software industry distribution chart, AI Financial ranks #2456 out of 2843 companies for 3-1 Month Momentum %. This places AI Financial in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Software company?
A good 3-1 Month Momentum % depends on the Software industry context. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on AI Financial and its competitors. AI Financial's current 3-1 Month Momentum % is -29.55%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AI Financial stock overvalued right now?
AI Financial (AIFC) has a current 3-1 Month Momentum % of -29.55%. The current 3-1 Month Momentum % is -29.55%. AI Financial's overall GF Score™ is 24/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For AI Financial (AIFC), the current 3-1 Month Momentum % is -29.55% as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
AI Financial Corp is a payment infrastructure company. The company provides payment infrastructure services focused on payment processing and financial transaction technologies. Its capabilities include payment processing, security features, tokenization, and AI-based commerce solutions. It also provides infrastructure for crypto and decentralized finance (DeFi) payment processing and is developing additional capabilities for automated and programmable payment systems.
24GF Score
Get the complete analysis for AIFC
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
AIFC has been successfully added to your 
