AIFC (AI Financial) Interest Expense: $-3.66 Mil (TTM As of Mar. 2026)

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AIFC AI Financial Corp AIFC
24 GF Score
Price $0.43
! 6 Warning Signs
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What is AI Financial Interest Expense?

AI Financial AIFC -7.14% 24 Interest Expense is $-3.66 Mil as of Mar. 2026. GuruFocus rates AIFC with a GF Score™ of 24/100. The stock has 6 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. AI Financial's interest expense for the three months ended in Mar. 2026 was $ -0.51 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was $-3.66 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. AI Financial's Operating Income for the three months ended in Mar. 2026 was $ -2.74 Mil. AI Financial's Interest Expense for the three months ended in Mar. 2026 was $ -0.51 Mil. AI Financial did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


AI Financial  (NAS:AIFC) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

AI Financial's Interest Expense for the three months ended in Mar. 2026 was $-0.51 Mil. Its Operating Income for the three months ended in Mar. 2026 was $-2.74 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was $23.52 Mil.

AI Financial's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

AI Financial did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.


AI Financial Interest Expense Historical Data

* Premium members only.

The historical data trend for AI Financial's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AI Financial Interest Expense Chart

AI Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.77 -0.49 0.00 -0.88 -3.87

AI Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.72 -0.55 -0.84 -1.76 -0.51
AIFC
24GF Score
AI Financial Corp AIFC
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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AI Financial Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-3.66 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-3.66 Mil mean?
AI Financial (AIFC) has a Interest Expense of $-3.66 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on AI Financial and its competitors.
Is AI Financial's Interest Expense too high?
AI Financial's current Interest Expense is $-3.66 Mil. Overall, AI Financial has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does AI Financial's Interest Expense compare to AGPU and AISP?
AI Financial's Interest Expense of $-3.66 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Software company?
A good Interest Expense depends on the Software industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on AI Financial and its competitors. AI Financial's current Interest Expense is $-3.66 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AI Financial stock overvalued right now?
AI Financial (AIFC) has a current Interest Expense of $-3.66 Mil. The current Interest Expense is $-3.66 Mil. AI Financial's overall GF Score™ is 24/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For AI Financial (AIFC), the current Interest Expense is $-3.66 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

AI Financial Business Description

Other Exchanges 5AR1:Germany
Address 8548 Rozita Lee Avenue, Suite 305, Las Vegas, NV, USA, 89113
AI Financial Corp is a payment infrastructure company. The company provides payment infrastructure services focused on payment processing and financial transaction technologies. Its capabilities include payment processing, security features, tokenization, and AI-based commerce solutions. It also provides infrastructure for crypto and decentralized finance (DeFi) payment processing and is developing additional capabilities for automated and programmable payment systems.
24GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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