Arab Insurance Group BSC (BAH:ARIG) Cyclically Adjusted FCF per Share: $-0.15 (As of Mar. 2026)

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BAH:ARIG Arab Insurance Group BSC BAH:ARIG
31 GF Score
Price $0.94
GF Value $0.74
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Arab Insurance Group BSC Cyclically Adjusted FCF per Share?

Arab Insurance Group BSC BAH:ARIG 31 Cyclically Adjusted FCF per Share is $-0.15 as of Mar. 2026. GuruFocus rates BAH:ARIG with a GF Score™ of 31/100 and a GF Value™ of $0.74 (Modestly Overvalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Arab Insurance Group BSC's adjusted free cash flow per share for the three months ended in Mar. 2026 was $-0.013. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $-0.15 for the trailing ten years ended in Mar. 2026.

During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -4.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Arab Insurance Group BSC was -4.90% per year. The lowest was -7.70% per year. And the median was -6.30% per year.

As of today (2026-07-21), Arab Insurance Group BSC's current stock price is $0.94. Arab Insurance Group BSC's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was $-0.15. Arab Insurance Group BSC's Cyclically Adjusted Price-to-FCF of today is .


Arab Insurance Group BSC  (BAH:ARIG) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Arab Insurance Group BSC Cyclically Adjusted FCF per Share Related Terms


Arab Insurance Group BSC Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Arab Insurance Group BSC's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arab Insurance Group BSC Cyclically Adjusted FCF per Share Chart

Arab Insurance Group BSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.12 -0.13 -0.15 -0.15 -0.15

Arab Insurance Group BSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.13 -0.14 -0.14 -0.15 -0.15

BAH:ARIG vs RGA, EG, RNR: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Reinsurance subindustry, Arab Insurance Group BSC's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arab Insurance Group BSC Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, Arab Insurance Group BSC's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Arab Insurance Group BSC's Cyclically Adjusted Price-to-FCF falls into.


BAH:ARIG
31GF Score
Arab Insurance Group BSC BAH:ARIG
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Arab Insurance Group BSC Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Arab Insurance Group BSC's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-0.013/330.2130*330.2130
=-0.013

Current CPI (Mar. 2026) = 330.2130.

Arab Insurance Group BSC Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 -0.011 241.018 -0.015
201609 -0.031 241.428 -0.042
201612 0.075 241.432 0.103
201703 -0.130 243.801 -0.176
201706 -0.121 244.955 -0.163
201709 -0.053 246.819 -0.071
201712 -0.023 246.524 -0.031
201803 -0.064 249.554 -0.085
201806 -0.022 251.989 -0.029
201809 0.071 252.439 0.093
201812 -0.014 251.233 -0.018
201903 -0.023 254.202 -0.030
201906 0.090 256.143 0.116
201909 -0.100 256.759 -0.129
201912 0.004 256.974 0.005
202003 0.056 258.115 0.072
202006 -0.115 257.797 -0.147
202009 -0.059 260.280 -0.075
202012 -0.078 260.474 -0.099
202103 -0.135 264.877 -0.168
202106 -0.163 271.696 -0.198
202109 -0.062 274.310 -0.075
202112 -0.050 278.802 -0.059
202203 -0.049 287.504 -0.056
202206 -0.287 296.311 -0.320
202209 -0.001 296.808 -0.001
202212 0.216 296.797 0.240
202303 -0.014 301.836 -0.015
202306 -0.013 305.109 -0.014
202309 -0.026 307.789 -0.028
202312 -0.022 306.746 -0.024
202403 0.019 312.332 0.020
202406 -0.011 314.175 -0.012
202409 -0.029 315.301 -0.030
202412 -0.011 315.605 -0.012
202503 0.022 319.799 0.023
202506 -0.024 322.561 -0.025
202509 0.008 324.800 0.008
202512 -0.021 324.054 -0.021
202603 -0.013 330.213 -0.013

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $-0.15 mean?
Arab Insurance Group BSC (BAH:ARIG) has a Cyclically Adjusted FCF per Share of $-0.15 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Arab Insurance Group BSC and its competitors.
Is Arab Insurance Group BSC's Cyclically Adjusted FCF per Share too high?
Arab Insurance Group BSC's current Cyclically Adjusted FCF per Share is $-0.15. Overall, Arab Insurance Group BSC has a GF Score™ of 31/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Arab Insurance Group BSC's Cyclically Adjusted FCF per Share compare to RGA and EG?
Arab Insurance Group BSC's Cyclically Adjusted FCF per Share of $-0.15 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Arab Insurance Group BSC and its competitors. Arab Insurance Group BSC's current Cyclically Adjusted FCF per Share is $-0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arab Insurance Group BSC stock overvalued right now?
Based on GuruFocus' analysis, Arab Insurance Group BSC (BAH:ARIG) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.74, compared to a current price of $0.94 — trading 27% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $-0.15. Arab Insurance Group BSC's overall GF Score™ is 31/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Arab Insurance Group BSC (BAH:ARIG), the current Cyclically Adjusted FCF per Share is $-0.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arab Insurance Group BSC (BAH:ARIG) Overvalued in 2026?

Based on GuruFocus' analysis, Arab Insurance Group BSC stock appears to be overvalued. The current stock price of $0.94 is trading 27% above its estimated GF Value™ of $0.74. GuruFocus considers Arab Insurance Group BSC to be Modestly Overvalued.

Key valuation signals for BAH:ARIG:

  • Cyclically Adjusted FCF per Share: $-0.15
  • GF Value™: $0.74 vs. price of $0.94 (27% above fair value)
  • GF Score™: 31/100 with 4 warning signs

No single metric tells the full story. See the BAH:ARIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arab Insurance Group BSC Business Description

Address Arig House, Road 1702, P.O. Box 26992, Building 131, Diplomatic Area 317, Manama, BHR
Arab Insurance Group BSC is an international insurance company. The company is involved in the provision of general (non-life) and life reinsurance and related service activities. Its Non-Life business consists of property; engineering; marine; accident; whole account and others. Life business mainly involves short-term and long-term policies. The company derives a majority of its revenue from the non-life segment.
31GF Score

Get the complete analysis for BAH:ARIG

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.94
Price
$0.74
GF Value