Arab Insurance Group BSCBAH:ARIG 31 ROA % is 3.14% as of Mar. 2026, which is 99% above its 10-year median of 1.58. GuruFocus rates BAH:ARIG with a GF Score™ of 31/100 and a GF Value™ of $0.74 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 508 Insurance companies, Arab Insurance Group BSC ranks worse than 66.14% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Arab Insurance Group BSC's annualizedNet Income for the quarter that ended in Mar. 2026 was $11.00 Mil.
Arab Insurance Group BSC's average Total Assets over the quarter that ended in Mar. 2026 was $350.38 Mil. Therefore, Arab Insurance Group BSC's annualized ROA % for the quarter that ended in Mar. 2026 was 3.14%.
The historical rank and industry rank for Arab Insurance Group BSC's ROA % or its related term are showing as below:
BAH:ARIG'
s ROA % Range Over the Past 10 Years
Min: -5.17 Med: 1.58 Max: 6.71
Current: 1.41
During the past 13 years, Arab Insurance Group BSC's highest ROA % was 6.71%. The lowest was -5.17%. And the median was 1.58%.
BAH:ARIG's ROA % is ranked worse than 66.14% of 508
companies
in the Insurance industry
Industry Median: 2.655
vs BAH:ARIG: 1.41
Arab Insurance Group BSC (BAH:ARIG) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, Arab Insurance Group BSC's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arab Insurance Group BSC ROA % vs Insurance Industry
For the Insurance industry and Financial Services sector, Arab Insurance Group BSC's ROA % distribution charts can be found below:
* The bar in red indicates where Arab Insurance Group BSC's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Arab Insurance Group BSC (BAH:ARIG) has a ROA % of 3.14% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Arab Insurance Group BSC and its competitors. This is 99% above median its historical median of 1.58. According to the industry distribution chart, Arab Insurance Group BSC ranks #336 out of 508 companies in the Insurance industry, placing it in the top 66.1%.
Is Arab Insurance Group BSC's ROA % too high?
Arab Insurance Group BSC's current ROA % of 3.14% is 99% above median its 10-year median of 1.58. The Insurance industry median ROA % is 2.66. Arab Insurance Group BSC's value of 3.14% is 18.3% above this industry median. Based on the distribution chart, Arab Insurance Group BSC ranks #336 out of 508 companies in the Insurance industry, which is below the industry midpoint. Overall, Arab Insurance Group BSC has a GF Score™ of 31/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Arab Insurance Group BSC's ROA % compare to RGA and EG?
According to the Insurance industry distribution chart, Arab Insurance Group BSC ranks #336 out of 508 companies for ROA %. This places Arab Insurance Group BSC in the lower half of its industry. The industry median ROA % is 2.66. Arab Insurance Group BSC's value of 3.14% is 18.3% above this benchmark. While the company's 10-year median is 1.58 vs. the industry median of 2.66, Arab Insurance Group BSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Insurance company?
The median ROA % among Insurance companies is 2.66, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arab Insurance Group BSC's current ROA % of 3.14% is 18.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Arab Insurance Group BSC and its competitors. For the Insurance industry, the median ROA % is 2.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arab Insurance Group BSC's current ROA % is 3.14%, which is 99% above median its own 10-year median of 1.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arab Insurance Group BSC stock overvalued right now?
Based on GuruFocus' analysis, Arab Insurance Group BSC (BAH:ARIG) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.74, compared to a current price of $0.94 — trading 27% above its estimated fair value. The current ROA % is 3.14%, which is 99% above median its 10-year median of 1.58 and 18.3% above the Insurance industry median of 2.66. Arab Insurance Group BSC's overall GF Score™ is 31/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Arab Insurance Group BSC (BAH:ARIG), the current ROA % is 3.14% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arab Insurance Group BSC (BAH:ARIG) Overvalued in 2026?
Based on GuruFocus' analysis, Arab Insurance Group BSC stock appears to be overvalued.
The current stock price of $0.94 is trading 27% above its estimated GF Value™ of $0.74.
GuruFocus considers Arab Insurance Group BSC to be Modestly Overvalued.
Key valuation signals for BAH:ARIG:
ROA %: 3.14% (99% above median its 10-year median of 1.58)
GF Value™: $0.74 vs. price of $0.94 (27% above fair value)
Industry Position: 18.3% above the Insurance median (#336 of 508)
No single metric tells the full story. See the BAH:ARIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arab Insurance Group BSC is an international insurance company. The company is involved in the provision of general (non-life) and life reinsurance and related service activities. Its Non-Life business consists of property; engineering; marine; accident; whole account and others. Life business mainly involves short-term and long-term policies. The company derives a majority of its revenue from the non-life segment.
31GF Score
Get the complete analysis for BAH:ARIG
ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BAH:ARIG has been successfully added to your 
