Arab Insurance Group BSC (BAH:ARIG) ROIC %: 0.00% (As of Mar. 2026)


BAH:ARIG Arab Insurance Group BSC BAH:ARIG
31 GF Score
Price $0.94
GF Value $0.74
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Arab Insurance Group BSC ROIC %?

Arab Insurance Group BSC BAH:ARIG 31 ROIC % is 0.00% as of Mar. 2026. GuruFocus rates BAH:ARIG with a GF Score™ of 31/100 and a GF Value™ of $0.74 (Modestly Overvalued). The stock has 5 warning signs investors should review.

ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. Arab Insurance Group BSC's annualized return on invested capital (ROIC %) for the quarter that ended in Mar. 2026 was 0.00%.

As of today (2026-07-09), Arab Insurance Group BSC's WACC % is 10.49%. Arab Insurance Group BSC's ROIC % is 0.00% (calculated using TTM income statement data). Arab Insurance Group BSC earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Arab Insurance Group BSC  (BAH:ARIG) ROIC % Explanation

ROIC % measures how well a company generates cash flow relative to the capital it has invested in its business. It is also called ROC %. The reason book values of debt and equity are used is because the book values are the capital the company received when issuing the debt or receiving the equity investments.

There are four key components to this definition. The first is the use of operating income or EBIT rather than net income in the numerator. The second is the tax adjustment to this operating income or EBIT, computed as a hypothetical tax based on an effective or marginal tax rate. The third is the use of book values for invested capital, rather than market values. The final is the timing difference; the capital invested is from the end of the prior year whereas the operating income or EBIT is the current year's number.

Why is ROIC % important?

Because it costs money to raise capital. A firm that generates higher returns on investment than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.

As of today, Arab Insurance Group BSC's WACC % is 10.49%. Arab Insurance Group BSC's ROIC % is 0.00% (calculated using TTM income statement data). Arab Insurance Group BSC earns returns that do not match up to its cost of capital. It will destroy value as it grows.


Be Aware

Like ROE % and ROA %, ROIC % is calculated with only 12 months of data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.


Arab Insurance Group BSC ROIC % Related Terms


Arab Insurance Group BSC ROIC % Historical Data

* Premium members only.

The historical data trend for Arab Insurance Group BSC's ROIC % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arab Insurance Group BSC ROIC % Chart

Arab Insurance Group BSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROIC %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.39 0.00 0.00 0.00 0.00

Arab Insurance Group BSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROIC % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BAH:ARIG vs RGA, EG, RNR: ROIC % Comparison

For the Insurance - Reinsurance subindustry, Arab Insurance Group BSC's ROIC %, along with its competitors' market caps and ROIC % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arab Insurance Group BSC ROIC % vs Insurance Industry

For the Insurance industry and Financial Services sector, Arab Insurance Group BSC's ROIC % distribution charts can be found below:

* The bar in red indicates where Arab Insurance Group BSC's ROIC % falls into.


BAH:ARIG
31GF Score
Arab Insurance Group BSC BAH:ARIG
ROIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Arab Insurance Group BSC ROIC % Calculation

Arab Insurance Group BSC's annualized Return on Invested Capital (ROIC %) for the fiscal year that ended in Dec. 2025 is calculated as:

ROIC % (A: Dec. 2025 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (A: Dec. 2024 ) + Invested Capital (A: Dec. 2025 ))/ count )
=0 * ( 1 - 0% )/( (344.34245 + 334.92505)/ 2 )
=0/339.63375
=0.00 %

where

Invested Capital(A: Dec. 2024 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=376.605 - 0.234 - ( 32.525 - 5% * 9.929 )
=344.34245

Invested Capital(A: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=355.158 - 0.234 - ( 20.49 - 5% * 9.821 )
=334.92505

Arab Insurance Group BSC's annualized Return on Invested Capital (ROIC %) for the quarter that ended in Mar. 2026 is calculated as:

ROIC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=0 * ( 1 - 0% )/( (334.4502 + 315.66185)/ 2 )
=0/325.056025
=0.00 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=355.158 - 0.234 - ( 20.49 - 5% * 0.324 )
=334.4502

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=345.598 - 0.234 - ( 29.802 - 5% * 1.997 )
=315.66185

Note: The EBIT data used here is four times the quarterly (Mar. 2026) data. The tax rate is limited to between 0% and 100%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about ROIC % →
What does a ROIC % of 0.00% mean?
Arab Insurance Group BSC (BAH:ARIG) has a ROIC % of 0.00% as of Mar. 2026. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on Arab Insurance Group BSC and its competitors.
Is Arab Insurance Group BSC's ROIC % too high?
Arab Insurance Group BSC's current ROIC % is 0.00%. Overall, Arab Insurance Group BSC has a GF Score™ of 31/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Arab Insurance Group BSC's ROIC % compare to RGA and EG?
Arab Insurance Group BSC's ROIC % of 0.00% can be compared against companies in the Insurance industry. The industry median ROIC % is 3.37. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROIC % for an Insurance company?
The median ROIC % among Insurance companies is 3.37, based on 372 companies in the industry. Companies in the top quartile (top 25%) have a ROIC % significantly above this median, while those in the bottom quartile fall well below. However, ROIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROIC % mean?
A high ROIC % can signal that a stock is expensive relative to its fundamentals. Return on invested capital is the ratio of current-period net income to average two-period invested capital. View historical data on Arab Insurance Group BSC and its competitors. For the Insurance industry, the median ROIC % is 3.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arab Insurance Group BSC's current ROIC % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arab Insurance Group BSC stock overvalued right now?
Based on GuruFocus' analysis, Arab Insurance Group BSC (BAH:ARIG) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.74, compared to a current price of $0.94 — trading 27% above its estimated fair value. The current ROIC % is 0.00%. Arab Insurance Group BSC's overall GF Score™ is 31/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROIC % calculated?
ROIC % is calculated from a company's financial statements. For Arab Insurance Group BSC (BAH:ARIG), the current ROIC % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arab Insurance Group BSC (BAH:ARIG) Overvalued in 2026?

Based on GuruFocus' analysis, Arab Insurance Group BSC stock appears to be overvalued. The current stock price of $0.94 is trading 27% above its estimated GF Value™ of $0.74. GuruFocus considers Arab Insurance Group BSC to be Modestly Overvalued.

Key valuation signals for BAH:ARIG:

  • ROIC %: 0.00%
  • GF Value™: $0.74 vs. price of $0.94 (27% above fair value)
  • GF Score™: 31/100 with 5 warning signs

No single metric tells the full story. See the BAH:ARIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arab Insurance Group BSC Business Description

Address Arig House, Road 1702, P.O. Box 26992, Building 131, Diplomatic Area 317, Manama, BHR
Arab Insurance Group BSC is an international insurance company. The company is involved in the provision of general (non-life) and life reinsurance and related service activities. Its Non-Life business consists of property; engineering; marine; accident; whole account and others. Life business mainly involves short-term and long-term policies. The company derives a majority of its revenue from the non-life segment.
31GF Score

Get the complete analysis for BAH:ARIG

ROIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.94
Price
$0.74
GF Value