Arab Insurance Group BSCBAH:ARIG 31 ROE % is 4.16% as of Mar. 2026, which is 21% below its 10-year median of 5.27. GuruFocus rates BAH:ARIG with a GF Score™ of 31/100 and a GF Value™ of $0.74 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 504 Insurance companies, Arab Insurance Group BSC ranks worse than 87.9% on this metric.
The historical rank and industry rank for Arab Insurance Group BSC's ROE % or its related term are showing as below:
BAH:ARIG'
s ROE % Range Over the Past 10 Years
Min: -24.38 Med: 5.27 Max: 10.33
Current: 1.89
During the past 13 years, Arab Insurance Group BSC's highest ROE % was 10.33%. The lowest was -24.38%. And the median was 5.27%.
BAH:ARIG's ROE % is ranked worse than 87.9% of 504
companies
in the Insurance industry
Industry Median: 11.675
vs BAH:ARIG: 1.89
Arab Insurance Group BSC (BAH:ARIG) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, Arab Insurance Group BSC's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arab Insurance Group BSC ROE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Arab Insurance Group BSC's ROE % distribution charts can be found below:
* The bar in red indicates where Arab Insurance Group BSC's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Arab Insurance Group BSC (BAH:ARIG) has a ROE % of 4.16% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Arab Insurance Group BSC and its competitors. This is 21% below median its historical median of 5.27. According to the industry distribution chart, Arab Insurance Group BSC ranks #443 out of 504 companies in the Insurance industry, placing it in the top 87.9%.
Is Arab Insurance Group BSC's ROE % too high?
Arab Insurance Group BSC's current ROE % of 4.16% is 21% below median its 10-year median of 5.27. The Insurance industry median ROE % is 11.68. Arab Insurance Group BSC's value of 4.16% is 64.4% below this industry median. Based on the distribution chart, Arab Insurance Group BSC ranks #443 out of 504 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Arab Insurance Group BSC has a GF Score™ of 31/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Arab Insurance Group BSC's ROE % compare to RGA and EG?
According to the Insurance industry distribution chart, Arab Insurance Group BSC ranks #443 out of 504 companies for ROE %. This places Arab Insurance Group BSC in the lower half of its industry. The industry median ROE % is 11.68. Arab Insurance Group BSC's value of 4.16% is 64.4% below this benchmark. While the company's 10-year median is 5.27 vs. the industry median of 11.68, Arab Insurance Group BSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.68, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arab Insurance Group BSC's current ROE % of 4.16% is 64.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Arab Insurance Group BSC and its competitors. For the Insurance industry, the median ROE % is 11.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arab Insurance Group BSC's current ROE % is 4.16%, which is 21% below median its own 10-year median of 5.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arab Insurance Group BSC stock overvalued right now?
Based on GuruFocus' analysis, Arab Insurance Group BSC (BAH:ARIG) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.74, compared to a current price of $0.94 — trading 27% above its estimated fair value. The current ROE % is 4.16%, which is 21% below median its 10-year median of 5.27 and 64.4% below the Insurance industry median of 11.68. Arab Insurance Group BSC's overall GF Score™ is 31/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Arab Insurance Group BSC (BAH:ARIG), the current ROE % is 4.16% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arab Insurance Group BSC (BAH:ARIG) Overvalued in 2026?
Based on GuruFocus' analysis, Arab Insurance Group BSC stock appears to be overvalued.
The current stock price of $0.94 is trading 27% above its estimated GF Value™ of $0.74.
GuruFocus considers Arab Insurance Group BSC to be Modestly Overvalued.
Key valuation signals for BAH:ARIG:
ROE %: 4.16% (21% below median its 10-year median of 5.27)
GF Value™: $0.74 vs. price of $0.94 (27% above fair value)
Industry Position: 64.4% below the Insurance median (#443 of 504)
No single metric tells the full story. See the BAH:ARIG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arab Insurance Group BSC is an international insurance company. The company is involved in the provision of general (non-life) and life reinsurance and related service activities. Its Non-Life business consists of property; engineering; marine; accident; whole account and others. Life business mainly involves short-term and long-term policies. The company derives a majority of its revenue from the non-life segment.
31GF Score
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