BKHPF (Bank Hapoalim BM) Cyclically Adjusted FCF per Share: $1.11 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BKHPF Bank Hapoalim BM BKHPF
67 GF Score
Price $26.71
GF Value $18.40
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Bank Hapoalim BM Cyclically Adjusted FCF per Share?

Bank Hapoalim BM BKHPF 67 Cyclically Adjusted FCF per Share is $1.11 as of Jun. 2026. GuruFocus rates BKHPF with a GF Score™ of 67/100 and a GF Value™ of $18.40 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Bank Hapoalim BM's adjusted free cash flow per share for the three months ended in Jun. 2026 was $-1.783. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $1.11 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Bank Hapoalim BM's average Cyclically Adjusted FCF Growth Rate was -30.90% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -2.00% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was -2.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Bank Hapoalim BM was 7.00% per year. The lowest was -3.90% per year. And the median was -2.00% per year.

As of today (2026-09-11), Bank Hapoalim BM's current stock price is $26.71. Bank Hapoalim BM's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was $1.11. Bank Hapoalim BM's Cyclically Adjusted Price-to-FCF of today is 24.06.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Bank Hapoalim BM was 28.33. The lowest was 5.03. And the median was 7.66.


Bank Hapoalim BM  (OTCPK:BKHPF) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Bank Hapoalim BM's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=26.71/1.11
=24.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Bank Hapoalim BM was 28.33. The lowest was 5.03. And the median was 7.66.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Bank Hapoalim BM Cyclically Adjusted FCF per Share Related Terms


Bank Hapoalim BM Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Bank Hapoalim BM's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank Hapoalim BM Cyclically Adjusted FCF per Share Chart

Bank Hapoalim BM Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.20 1.10 0.87 0.93 0.97

Bank Hapoalim BM Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.80 0.91 0.97 1.23 1.11

BKHPF vs USB: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Bank Hapoalim BM's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank Hapoalim BM Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Bank Hapoalim BM's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Bank Hapoalim BM's Cyclically Adjusted Price-to-FCF falls into.


BKHPF
67GF Score
Bank Hapoalim BM BKHPF
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank Hapoalim BM Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bank Hapoalim BM's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=-1.783/333.9520*333.9520
=-1.783

Current CPI (Jun. 2026) = 333.9520.

Bank Hapoalim BM Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 -0.134 241.428 -0.185
201612 -0.216 241.432 -0.299
201703 0.766 243.801 1.049
201706 0.303 244.955 0.413
201709 0.511 246.819 0.691
201712 0.783 246.524 1.061
201803 -1.142 249.554 -1.528
201806 0.004 251.989 0.005
201809 1.574 252.439 2.082
201812 -0.796 251.233 -1.058
201903 1.060 254.202 1.393
201906 -0.250 256.143 -0.326
201909 0.548 256.759 0.713
201912 0.310 256.974 0.403
202003 -2.426 258.115 -3.139
202006 1.568 257.797 2.031
202009 -0.144 260.280 -0.185
202012 1.564 260.474 2.005
202103 0.578 264.877 0.729
202106 0.762 271.696 0.937
202109 -1.213 274.310 -1.477
202112 0.926 278.802 1.109
202203 0.727 287.504 0.844
202206 -1.394 296.311 -1.571
202209 0.476 296.808 0.536
202212 0.061 296.797 0.069
202303 -1.312 301.836 -1.452
202306 0.056 305.109 0.061
202309 0.100 307.789 0.109
202312 1.985 306.746 2.161
202403 -1.369 312.332 -1.464
202406 0.875 314.175 0.930
202409 2.548 315.301 2.699
202412 0.936 315.605 0.990
202503 -1.356 319.799 -1.416
202506 -0.244 322.561 -0.253
202509 -1.607 324.800 -1.652
202512 3.190 324.054 3.287
202603 0.724 330.213 0.732
202606 -1.783 333.952 -1.783

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $1.11 mean?
Bank Hapoalim BM (BKHPF) has a Cyclically Adjusted FCF per Share of $1.11 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Bank Hapoalim BM and its competitors.
Is Bank Hapoalim BM's Cyclically Adjusted FCF per Share too high?
Bank Hapoalim BM's current Cyclically Adjusted FCF per Share is $1.11. Overall, Bank Hapoalim BM has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Hapoalim BM's Cyclically Adjusted FCF per Share compare to USB?
Bank Hapoalim BM's Cyclically Adjusted FCF per Share of $1.11 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Bank Hapoalim BM and its competitors. Bank Hapoalim BM's current Cyclically Adjusted FCF per Share is $1.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Hapoalim BM stock overvalued right now?
Based on GuruFocus' analysis, Bank Hapoalim BM (BKHPF) is currently considered Significantly Overvalued. The stock's GF Value™ is $18.40, compared to a current price of $26.71 — trading 45.2% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $1.11. Bank Hapoalim BM's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Bank Hapoalim BM (BKHPF), the current Cyclically Adjusted FCF per Share is $1.11 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank Hapoalim BM (BKHPF) Overvalued in 2026?

Based on GuruFocus' analysis, Bank Hapoalim BM stock appears to be overvalued. The current stock price of $26.71 is trading 45.2% above its estimated GF Value™ of $18.40. GuruFocus considers Bank Hapoalim BM to be Significantly Overvalued.

Key valuation signals for BKHPF:

  • Cyclically Adjusted FCF per Share: $1.11
  • GF Value™: $18.40 vs. price of $26.71 (45.2% above fair value)
  • GF Score™: 67/100 with 6 warning signs

No single metric tells the full story. See the BKHPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank Hapoalim BM Business Description

Other Exchanges BKHYY:USAPOLI:Israel
Address 50 Rothschild Boulevard, Tel Aviv, ISR, 63432
Bank Hapoalim BM operates as a financial institution offering full commercial banking services. Its services include Treasury Management, Liquidity Services, Financing Services, and Industry Knowledge.
67GF Score

Get the complete analysis for BKHPF

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.71
Price
$18.40
GF Value