Bank Hapoalim BMBKHPF 64 ROE % is 13.05% as of Mar. 2026, which is 32% above its 10-year median of 9.87. GuruFocus rates BKHPF with a GF Score™ of 64/100 and a GF Value™ of $18.85 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,524 Banks companies, Bank Hapoalim BM ranks better than 80.64% on this metric.
The historical rank and industry rank for Bank Hapoalim BM's ROE % or its related term are showing as below:
BKHPF'
s ROE % Range Over the Past 10 Years
Min: 4.75 Med: 9.87 Max: 15.96
Current: 15.02
During the past 13 years, Bank Hapoalim BM's highest ROE % was 15.96%. The lowest was 4.75%. And the median was 9.87%.
BKHPF's ROE % is ranked better than 80.64% of 1524
companies
in the Banks industry
Industry Median: 10.22
vs BKHPF: 15.02
Bank Hapoalim BM (OTCPK:BKHPF) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Bank Hapoalim BM ROE % Related Terms
Bank Hapoalim BM ROE % Historical Data
* Premium members only.
The historical data trend for Bank Hapoalim BM's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank Hapoalim BM's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank Hapoalim BM ROE % vs Banks Industry
For the Banks industry and Financial Services sector, Bank Hapoalim BM's ROE % distribution charts can be found below:
* The bar in red indicates where Bank Hapoalim BM's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Bank Hapoalim BM (BKHPF) has a ROE % of 13.05% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Bank Hapoalim BM and its competitors. This is 32% above median its historical median of 9.87. Over the past decade, Bank Hapoalim BM's ROE % has ranged from 4.75 to 15.96. According to the industry distribution chart, Bank Hapoalim BM ranks #295 out of 1524 companies in the Banks industry, placing it in the top 19.4%.
Is Bank Hapoalim BM's ROE % too high?
Bank Hapoalim BM's current ROE % of 13.05% is 32% above median its 10-year median of 9.87. Over the past 10 years, this metric has ranged from a low of 4.75 to a high of 15.96. The Banks industry median ROE % is 10.22. Bank Hapoalim BM's value of 13.05% is 27.7% above this industry median. Based on the distribution chart, Bank Hapoalim BM ranks #295 out of 1524 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank Hapoalim BM has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank Hapoalim BM's ROE % compare to PNC?
According to the Banks industry distribution chart, Bank Hapoalim BM ranks #295 out of 1524 companies for ROE %. This places Bank Hapoalim BM in the top 19% of its industry — outperforming the majority of peers. The industry median ROE % is 10.22. Bank Hapoalim BM's value of 13.05% is 27.7% above this benchmark. Historically, Bank Hapoalim BM's own ROE % has ranged from 4.75 to 15.96 over the past decade. While the company's 10-year median is 9.87 vs. the industry median of 10.22, Bank Hapoalim BM has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank Hapoalim BM's current ROE % of 13.05% is 27.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Bank Hapoalim BM and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank Hapoalim BM's current ROE % is 13.05%, which is 32% above median its own 10-year median of 9.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank Hapoalim BM stock overvalued right now?
Based on GuruFocus' analysis, Bank Hapoalim BM (BKHPF) is currently considered Significantly Overvalued. The stock's GF Value™ is $18.85, compared to a current price of $26.95 — trading 43% above its estimated fair value. The current ROE % is 13.05%, which is 32% above median its 10-year median of 9.87 and 27.7% above the Banks industry median of 10.22. Bank Hapoalim BM's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Bank Hapoalim BM (BKHPF), the current ROE % is 13.05% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank Hapoalim BM (BKHPF) Overvalued in 2026?
Based on GuruFocus' analysis, Bank Hapoalim BM stock appears to be overvalued.
The current stock price of $26.95 is trading 43% above its estimated GF Value™ of $18.85.
GuruFocus considers Bank Hapoalim BM to be Significantly Overvalued.
Key valuation signals for BKHPF:
ROE %: 13.05% (32% above median its 10-year median of 9.87)
GF Value™: $18.85 vs. price of $26.95 (43% above fair value)
Industry Position: 27.7% above the Banks median (#295 of 1524)
No single metric tells the full story. See the BKHPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Hapoalim BM operates as a financial institution offering full commercial banking services. Its services include Treasury Management, Liquidity Services, Financing Services, and Industry Knowledge.
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